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A Gai Shan Life
Investing, Early Retirement/FIRE
Start Year:

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Bay Area, California, United States
Life stage:
DIK (Dual Income, Kids)
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Latest Blog Posts

My reply to Harmony’s question (What scares you the most about being a parent?) turned into a post. Of course it did! There’s so much about parenting, the inherent responsibilities, and to some degree helplessness, that I worry about. As the good kid who took few risks, I worry about holding my JuggerBaby back by thought or attitude, but also I worry so much about zir safety in this world. It’s ...
Posted: Aug 23 2017 @ 6:00 AM
Do we rent out or do we sell? I was sorely tempted to keep this home as a rental property but ultimately decided against it for several reasons: Because of our refinance last year, our monthly costs are quite, relatively, low now. All told, our mortgage, HOA, insurance, and taxes run about $3350 per month. A home this size would probably be renting out for around $3500-3700 per month. That’s a cash ...
Posted: Aug 21 2017 @ 6:00 AM
This is America in 2017. This makes my heart HURT. I have dozens of Jewish friends, disabled friends, Hispanic friends, black friends, queer friends. They’re all targets for this hatred and this is not ok.  “Being too optimistic and too nice sound like good problems to have, but they ultimately lead to rushing—a not so good trend.” – yep. I have FINALLY figured this out and ruthlessly control the number of ...
Posted: Aug 17 2017 @ 6:00 AM
Books, books, everywhere We read three books to JuggerBaby before bed every night. On the rare occasions PiC isn’t there for bedtime, that can go up to seven as compensation for loss of daddy, but that’s only happened a few times in zir short life. We once agreed that after being long distance for nearly a decade, we were ready to settle down and stay that way, in near proximity to our ...
Posted: Aug 16 2017 @ 6:00 AM
1. Click here to join the challenge and be assigned to a team. You can pre-register starting now. If you haven’t joined Swagbucks yet, you can sign up on this page as well. 2. Starting Monday August 14th at 8am PDT, you’ll contribute points to your team’s total as you complete activities. All members who participate and contribute at least 600 points to their team’s total will receive a SB bonus in ...
Posted: Aug 14 2017 @ 6:00 AM
Our savings have been decimated by this year’s spending. The new place and the work required is classified as No Joke and that spending is projected for months. Labor and materials will eat all our cash and liquid funds (CDs). We’re selling some stocks because we’ve got some options expiring in six months. Now if I’d picked up the gift of foresight at the shop like I meant to, I ...
Posted: Aug 14 2017 @ 6:00 AM
Not a link – when will I learn that posts titled “14 Hacks That Will Save You A Ton Of Money” are lightweight and full of nothing useful? Amanda is right – don’t let the stats keep you from doing something better for yourself, use them as warnings or guidelines on what to beat. I sent an email to a dear friend telling her that she was NOT going to be ...
Posted: Aug 10 2017 @ 6:00 AM
Our travel cost breakdown Food and lodgings, $125* Gas, $143 Parking, trolley: $20 Car rental, $317 Books, $100 Badges, $240** Total: $1,022 * We lodged with friends this year, and they never let us pay for that, so we paid for take out one night. ** This was for two days and two adults. SDCC has a great child badge policy – children are free up to age 11. This year, the weather was so much better than last year ...
Posted: Aug 09 2017 @ 6:00 AM
On Money Income Our normal income comes from two full time day jobs. We experiment with earning money on the side, including minimal cash flow that we don’t touch from an investment property and investing in dividend stocks. Some side income comes from Swagbucks, selling clothes on Poshmark which is hit or miss, and Achievemint (my introduction to it). Any purchases you make going through my Amazon links keep these blog lights on. The long ...
Posted: Aug 07 2017 @ 6:00 AM
For the next month (until September 8th) Swagbucks is giving double cash back or more when you go through them for for Back to School supplies. Obviously, this is right up my alley even though JuggerBaby isn’t school-age yet. Bonus: if you’re new to Swagbucks and sign up through me during this sale you’ll get $10 for making your first purchase. Here’s a handy tutorial if you’d like to join Swagbucks and earn. ...
Posted: Aug 07 2017 @ 5:56 AM


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