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Mindfully Spent
Budgeting, Meaningful Living
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Tacoma, Washington, United States
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DIK (Dual Income, Kids)
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Latest Blog Posts

Mindfully Spent quietly turned 1 year old in September! This belated recap discusses how the year changed the way we live. While we are celebrating some big financial wins, the greatest gains have little to do with money.  ...
Posted: Nov 18 2017 @ 9:09 PM
Fuck you money. Maybe you've heard of it. It's the amount of wealth you have to amass to walk away from any job any where without sacrificing your standard of living. If it motivates you to great savings, then it's a fine goal. While some finance writers may advocate saving 1-2 years income, others note that you might be able to get by infinitely on just a cool five million dollars ...
Posted: Oct 17 2017 @ 2:43 AM
Career growth means different things to different people. While some aim to secure the highest salary possible, others might prioritize stability or be driven to serve others. Like almost all choices in life, there is no right or wrong answer about how to choose a career. However, almost all professional fields have room for growth.  I was taught from a young age that there are more important things in this world ...
Posted: Sep 13 2017 @ 8:50 AM
I am not a creature of habit. It wasn't until my husband and I began living together that I settled into enough routine to take a daily vitamin or regularly wash my face before bed.  Despite the fact that my natural state is a bit erratic (Anyone else predisposed to 1am bedtimes? No? Just me?), I still believe strongly in the power of routines. After some years of living with a ...
Posted: Sep 07 2017 @ 7:02 AM
Jacob of Dollar Diligence recently paid off $25,000 in student loans in less than two years on a Math Teacher's. Since we at Mindfully Spent will be tackling a similar goal in the months ahead, we thought it would be great to hear more about how he conquered student loans and the side hustles he took on to rapidly pay down his debt... Jacob's Financial Journey As a newly-minted college graduate, I was ...
Posted: Aug 17 2017 @ 9:33 AM
I've mentioned before that healthy money habits come with a surprising side effect -- Tranquility. Maybe, like me, your relationship with money used to be filled with drama. Maybe, like me, you invested a lot of active energy into building better habits and aggressively paying down debt. If so, you might understand how this new found tranquility feels. Boring. Unproductive.  The idea that this new financial calm isn't pressing us towards our goals ...
Posted: Aug 08 2017 @ 4:21 AM
What drives shoppers to replace perfectly useful things? Why do we prefer the untested bodies of our youth? In today's post, we touch on a Japanese philosophy that speaks to both of these questions. Our drive to buy: When and how we shop. Hosting a yard sale gives you a chance to do a lot of people watching. More specifically, it gives you an inside look into the shopping habits and product ...
Posted: Aug 01 2017 @ 6:28 AM
There are times of need when we cannot do things alone, and the challenges that each person faces are unique. However, too often we underestimate our own potential. We accept the mediocre options offered to us by our tragically limited imaginations or resign ourselves too soon to an underwhelming, soul-sucking existence. This is Part 2 of a series illustrating that financial success can come in many forms, and it does not always come ...
Posted: Jul 26 2017 @ 6:49 AM
Hosting a yard sale gives you a chance to do a lot of people watching. More specifically, it gives you an inside look into the shopping habits and product preferences of others. I'm not a hardcore shopper and I've never worked in retail, so this experience was eyeopening for me.  When you host a yard sale, you are the shop-keep. This means that you get to do a lot more than ...
Posted: Jul 20 2017 @ 6:28 AM
Career and wage growth are at the core of strong personal finances; however, with underemployment remaining as high as 15% in some states, a lucrative career can feel out of reach. Surprisingly, some psychologists and economists have found that hope itself is a force powerful enough to lift people into higher income brackets. According to Psychology Today, "Hope is not just a feel-good emotion, but a dynamic cognitive motivational system."  In other ...
Posted: Jul 13 2017 @ 7:55 AM


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