Blogger Profile


Blog Info

Early Retirement
Frugality/Saving, Investing
Start Year:

Blogger Bio

Vancouver, British Columbia, Canada
Life stage:
SIK (Single Income, Kids)

(Is this your profile page? Update your info here. To update your icon, go to gravatar.com.)

Latest Blog Posts

Lately, Facebook’s “On This Day” has been showing me things that I have done since joining Facebook over 10 years ago. It is hard to believe that I am turning 35 later this month. It seemed not too long ago I was just enjoying my early 20’s. Where did the time go? In the past year, I have been reminded by the same thing over and over – that time is relative, ...
Posted: Sep 18 2017 @ 11:00 AM
When I was studying at University of British Columbia, I was involved in the Varsity Outdoor Club. Thanks to this awesome club I became friends with many like-minded people that I continue to go on outdoor adventures with. Most importantly, I met Mrs. T through the VOC.   VOC’ers love spending time outdoors, whether it’s hiking, skiing, climbing, kayaking, scrambling, mountaineering, etc. We are outdoorsy and love exploring the unchartered backcountry. We ...
Posted: Sep 11 2017 @ 11:00 AM
Can you believe there are only 4 more months left for 2017 and fall is just around the corner? Often I wish I have more time on my hands so I can get more things done! I spent the Labour Day long weekend pressure washing our patio and deck. Boy I sure got very messy and muddy. I ended up hosing myself down before entering the house. Although it was very ...
Posted: Sep 06 2017 @ 11:00 AM
As you may know, we only invest with money that we have. We don’t borrow to invest, meaning we are not utilizing Smith Maneuver or trading on margin. Why don’t I invest using margin? Very simple. Because I have seen firsthand how badly one can get burned when trading on margin. Back in the late 90’s and early 2000’s, a few of our family friends were aggressively buying dot-com stocks. These stocks were doubling ...
Posted: Aug 31 2017 @ 11:00 AM
Several readers have reach out to me via email about coaching on personal finance, investing, and financial independence related topics. While I have tried to answer questions via email, most of these questions really require further & lengthy discussions. I truly believe it is more valuable and effective to discuss these questions in a one on one setting. Therefore, I have decided to start a coaching service to share my ...
Posted: Aug 28 2017 @ 11:00 AM
Back in 2014 we created a dividend portfolio for Baby T1.0. The idea was simple – we wanted to take advantage the power of compounding by fully reinvest all the dividend income. We hope this dividend portfolio will generate a good amount of passive income after decades of compounding. If so, it will set Baby T1.0 up nicely for becoming financially independent at a young age. Since 2014 a lot have happened. ...
Posted: Aug 23 2017 @ 11:00 AM
Here are some random thoughts that I typed up quickly while on the plane heading down to the US… they are very RAW.   I am terribly sad and feel sick to my stomach to see what is happening in the US right now. The terrifying incident in Charlottesville was simply unacceptable. Why isn’t James Alex Fields being labeled as a terrorist? Similar incidents happened in Europe, idiots that ran over pedestrians ...
Posted: Aug 17 2017 @ 11:00 AM
How many social media accounts do you have? Do you have a Facebook account? Do you have a Twitter account? What about Instagram? What about Snapchat? What about Google+? In this social-media-crazed world that we live in today, it is hard not to compare your life with other people’s lives. Do you ever wonder, is what you see on social media a real reflection of other people’s lives, or is ...
Posted: Aug 14 2017 @ 11:00 AM
Wow where did July go? Between having fun at work, looking running after the kids, tending the garden & yard, and enjoying the summer, July just slipped by. Baby T2.0 is waking up screaming a bit less at night nowadays so Mrs. T and I are finally getting slightly better sleep. Hopefully soon we will be able to get 7 or so hours of continuous sleep. In terms of our garden & ...
Posted: Aug 08 2017 @ 11:00 AM
The last few days we haven’t seen blue sky in the Lower Mainland/Metro Vancouver. Instead, we get hazy, smoky sky across the Lower Mainland thanks to all the wildfires. The sun is bright orange under the hazy smoky sky, which gives a small taste of what post apocalyptic world might look like. To how much smoke we are getting, this NASA satellite image below gives a dramatic view of the thick smoke ...
Posted: Aug 04 2017 @ 11:00 AM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

Leave a Comment

To leave a comment about this blog, fill out the following form.