Blogger Profile

Christine Luken

Blog Info

Debt, Frugality/Saving
Start Year:

Blogger Bio

Cincinnati, Kentucky , United States
Life stage:
DINK (Dual Income, No Kids)
Financial Coach

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Latest Blog Posts

There’s a huge difference in trying to look rich versus being rich. The term “rich” is subjective and we can argue over exactly what that means. I really love the definition of rich that Jen Sincero gives in her book, You are a Badass at Making Money. “RICH = Able to afford all of the things and experiences required to fully experience your most authentic life.” Our current culture is obsessed with ...
Posted: Sep 02 2017 @ 4:36 PM
I’m quite sure that I can come up with more than four money mistakes entrepreneurs make in their businesses! What percentage of small business fail? 50% of small businesses will not survive 5 years and 70% will not make it to their tenth year in business.  How can you beat the odds and ensure that you business not only survives, but thrives? Avoid the 4 biggest money mistakes that entrepreneurs ...
Posted: Aug 19 2017 @ 9:47 AM
Yes, I met Mel Robbins using the 5 Second Rule! If you’ve never heard about Mel Robbins, it’s about time you did. She is a bestselling author and one of the most-booked female speakers in the United States. Her latest book, The 5 Second Rule: Transform Your Life, Work, and Confidence with Everyday Courage is currently #4 on Audible and #7 overall on Amazon. I’ve listened to her book multiple times ...
Posted: Aug 15 2017 @ 6:29 AM
How do I motivate myself to save for retirement when it seems so far off into the future? You’re not the only one who struggles with this; we all do.   3 Reasons You Don’t Save 1.) In this consumer driven culture, you’re constantly bombarded by advertisements reminding us how deficient you are unless you own this or that product. It’s vitally important that you become mindful of your spending habits so you have money to ...
Posted: Jul 15 2017 @ 6:09 PM
(Disclaimer: This post applies equally to overspending husbands!) You open your monthly credit card statement and almost faint when you see the total. Oh. My. God. How do I get my wife to stop spending money? There must be some mistake, right? As your shock subsides, anger rushes into take its place. “Honey! Get in here!” you bellow. The dreaded monthly credit card fight is about to begin. How do you ...
Posted: Jul 14 2017 @ 10:39 AM
Are you raising money smart kids?  In this 3-minute segment from my interview with Crystal Faulkner of the BusinessWise Radio show , I discuss the most important thing you can do to raise kids who grow up into financially savvy adults. You don’t have to use a formal money curriculum to introduce your children to money management. Often the most profound lessons we can teach our kids about saving, spending, and giving are interwoven into ...
Posted: Jul 11 2017 @ 11:02 AM
Is all debt bad? Is it possible to live 100% debt free? Are there times when it may be advisable to take out a loan? How can you tell the difference between bad debt and “good” debt?  Is there even such a thing? There are some types of debt you should avoid like the plague! Debt is certainly one of the biggest causes of financial distress, but not all debt is ...
Posted: Jul 11 2017 @ 10:35 AM
  Wondering why I call myself the Financial Lifeguard?  It’s because I was once drowning financially myself.  I owed three different payday lenders money and was behind on most of my bills, despite having an accounting degree! Listen to this 3-minute segment from interview with Crystal Faulkner of the BusinessWise Radio show below. The post Financial Lifeguard Story (BusinessWise Podcast) appeared first on Christine Luken. ...
Posted: Jul 11 2017 @ 10:17 AM
Is there anything better than reading a great book poolside, with a fruity drink in hand?  I think not!  When most of us think “summer reading,” it’s usually light, fun, or romantic stories.  But why not increase your money IQ while soaking in the rays?  I promise you, these books are anything but a snooze fest! Summer Money Book #1: You are a Badass at Making Money by Jen Sincero I cannot ...
Posted: May 30 2017 @ 7:33 AM
This past weekend, my pastor, Brian Tome, of Crossroads Church talked about practical ways to create healthy margins in your personal finances. You might be surprised to learn (or maybe not) that for 80% of the people in financial distress, income is not the problem. So if you’re a mid- to high-level income earner and feel like your money margins are razor thin, you’re not alone! Here are the 8 steps ...
Posted: May 10 2017 @ 10:49 AM


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