Blogger Profile

Crystal Stemberger

Blog Info

Budgeting in the Fun Stuff
Making Money
Budgeting, Early Retirement/FIRE
Start Year:

Blogger Bio

Net worth:
Houston, Texas, United States
Life stage:
DINK (Dual Income, No Kids)
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Latest Blog Posts

This blog post is part of the Suicide Prevention Awareness Month blog tour in partnership with Debt Drop.  If you are feeling suicidal, please call the National Suicide Prevention Lifeline at 1-800-273-8255 or text HOME to 741741.  #EndtheStigma #DebtDrop Last year around this time for #WSPD16, I posted about my own depression and the steps I take to feel less shitty.  But suicide isn’t just considered by people who are depressed.  ...
Posted: Sep 18 2017 @ 10:49 PM
I’m so far behind on keeping y’all updated that it feels overwhelming.  Here…let me unload in sections and then see where we can go from there! We’re Welcoming a New Doggy! We’re finally adopting a pup again!  Her name is Khaleesi (no, we didn’t pick that…I would have gone with Xena, hehehe).  She’s a sweet mutt who is medium-sized (35-45 pounds), 8-10 years old, seems pretty mellow, and likes all humans and ...
Posted: Sep 14 2017 @ 1:04 AM
You may have noticed that I’m from Houston, Texas and haven’t posted for more than 2 weeks.  We are safe.  Heck, we were more than safe during Hurricane Harvey’s flooding because we were on a 7 day cruise that lasted 13 days. We Were Extremely Spoiled Hurricane Harvey Refugees Hurricane Harvey closed the port of Galveston, so the Carnival Freedom sailed around the Gulf of Mexico and up the Mississippi River to ...
Posted: Sep 03 2017 @ 6:39 PM
Disclosure:  This is a personal story from my point of view.  Don’t mistake this for advice.  Ask a professional for tax advice.  I’m not a professional. In short, don’t be an asshole and blame me for anything.  We DIDN’T Owe the IRS $67,000 If you’ve been reading for a while, you know that we went through a 2 year saga from 2014-2016 with the IRS to prove we DIDN’T owe them ...
Posted: Aug 18 2017 @ 1:44 AM
Today’s post is from writer and commenter here on BFS, Kate (Mrs. COD).  Thanks to slaying her debt demons, she’s now able to stay at home raising her two rambunctious little boys. Kate blogs about lifelong habit changes and “finangelism” at Changing Our Default, which she started early in 2016. Hi, BFS readers! Since my family and I recently moved from Illinois to Kentucky for my husband to pursue his university ...
Posted: Aug 10 2017 @ 6:00 AM
This has been an amazing week here in Crystal-land! Here, let me list the ways in which life is being awesome since I feel like I haven’t truly been able to share great news for a while without it being tinted with super crap. I’m Losing Weight! My weight loss and strength training is chugging along really well. I’m down 10-11 pounds since mid-June.  I started at 177-178 pounds and was ...
Posted: Aug 03 2017 @ 6:00 AM
I know, I know.  I won a whopping $12 on my first Dietbet and wasn’t extremely impressed.  But, my annoyance with the small payout actually motivated me to refuse to lose my other 3 Dietbets.  That meant I stayed on track last weekend even though truly wanted to take a break from calorie-counting.  Soooo…I guess I am indeed money-motivated. I also have been mentioning my Dietbets to a few friends, and ...
Posted: Jul 27 2017 @ 6:00 AM
It’s been an interesting month. I was offered $20,000 last week to sell BFS, which has me looking into exactly what this site is worth. I also got kicked out of the Amazon Affiliate program. Selling BFS? Don’t freak out on me just yet. I was offered $20,000 and am seeing if this site would be worth closer to $50,000 or not. At $50,000, I’d sell and have a little breathing room ...
Posted: Jul 24 2017 @ 7:40 PM
I made 4 bets totaling $125+ on Dietbet.com.  Those bets generally were me saying that I could lose 4% of my overall weight within a month.  The first bet ended this past Monday, July 17.  My First Bet I started at 175.4 and needed to hit 168.4 in about 3 weeks since I entered this $35 campaign a week after its official start time.  My plan of attack was to track ...
Posted: Jul 20 2017 @ 6:00 AM
This has been a crappy year for our procreation plans.  I got pregnant in late November 2016, had a blighted ovum miscarriage in mid-January 2017, got pregnant again in mid-March 2017, and had an ectopic pregnancy miscarriage in late April 2017.  That one took nearly a month for my system to physically reset, and I was told to wait at least two menstrual cycles before trying again.  I was also ...
Posted: Jul 17 2017 @ 2:23 AM


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