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Blogger Profile


Crystal Stemberger

Blog Info

Name:
Budgeting in the Fun Stuff
Category:
Making Money
Tags:
Budgeting, Early Retirement/FIRE
Start Year:
2010

Blogger Bio

Net worth:
Location:
Houston, Texas, United States
Age:
30s
Race:
White
Gender:
Female
Life stage:
DINK (Dual Income, No Kids)
Profession:
Blogger
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Latest Blog Posts

I’ve been to every Fincon since they started in 2011.  Fincon17 was a big success overall, emphasis on BIG.  1700 people or some crazy number like that.  My personal take was that it was simply too big.  I still truly appreciated my week, but you definitely have to take charge and form your own small groups or you’d get swallowed in the crowds.  Oh, and I learned that a bunch ...
Posted: Nov 07 2017 @ 1:42 AM
Our team member in Crystal’s Cozy Care Pet Sitting asked for a heavier schedule regularly.  Since we want her to stay with us for as long as she possibly can, we got right on that! We’re basically using October as a test month to see how big of a hit our overall income will take if we fill in her schedule first and just cover a couple of weekday regulars and ...
Posted: Oct 23 2017 @ 6:00 AM
This is my time of the year. Halloween is my holiday spirit animal, our favorite annual conventions are around the corner, I adore Christmas, we get to chill with family, friends, and food around Thanksgiving through the end of the year, my birthday is in late December, etc. In short, I’m an over-excited hot mess. I’m decking the halls with giant spider webs, jack o’ lanterns, and skulls.  I’m assembling a kick ass ...
Posted: Oct 12 2017 @ 2:07 AM
It’s that time of year for us again – most of our insurance policies are up for renewal.  I cringe every time I pay one of the bills, and yet I know that we’re actually getting fair renewal rates. How do I know?  I shop around every couple of years or when there is a significant jump in cost.  AND I talk a lot about everything to everybody, so I usually ...
Posted: Sep 25 2017 @ 6:00 AM
This blog post is part of the Suicide Prevention Awareness Month blog tour in partnership with Debt Drop.  If you are feeling suicidal, please call the National Suicide Prevention Lifeline at 1-800-273-8255 or text HOME to 741741.  #EndtheStigma #DebtDrop Last year around this time for #WSPD16, I posted about my own depression and the steps I take to feel less shitty.  But suicide isn’t just considered by people who are ...
Posted: Sep 18 2017 @ 10:49 PM
This blog post is part of the Suicide Prevention Awareness Month blog tour in partnership with Debt Drop.  If you are feeling suicidal, please call the National Suicide Prevention Lifeline at 1-800-273-8255 or text HOME to 741741.  #EndtheStigma #DebtDrop Last year around this time for #WSPD16, I posted about my own depression and the steps I take to feel less shitty.  But suicide isn’t just considered by people who are depressed.  ...
Posted: Sep 18 2017 @ 10:49 PM
I’m so far behind on keeping y’all updated that it feels overwhelming.  Here…let me unload in sections and then see where we can go from there! We’re Welcoming a New Doggy! We’re finally adopting a pup again!  Her name is Khaleesi (no, we didn’t pick that…I would have gone with Xena, hehehe).  She’s a sweet mutt who is medium-sized (35-45 pounds), 8-10 years old, seems pretty mellow, and likes all humans and ...
Posted: Sep 14 2017 @ 1:04 AM
You may have noticed that I’m from Houston, Texas and haven’t posted for more than 2 weeks.  We are safe.  Heck, we were more than safe during Hurricane Harvey’s flooding because we were on a 7 day cruise that lasted 13 days. We Were Extremely Spoiled Hurricane Harvey Refugees Hurricane Harvey closed the port of Galveston, so the Carnival Freedom sailed around the Gulf of Mexico and up the Mississippi River to ...
Posted: Sep 03 2017 @ 6:39 PM
Disclosure:  This is a personal story from my point of view.  Don’t mistake this for advice.  Ask a professional for tax advice.  I’m not a professional. In short, don’t be an asshole and blame me for anything.  We DIDN’T Owe the IRS $67,000 If you’ve been reading for a while, you know that we went through a 2 year saga from 2014-2016 with the IRS to prove we DIDN’T owe them ...
Posted: Aug 18 2017 @ 1:44 AM
Today’s post is from writer and commenter here on BFS, Kate (Mrs. COD).  Thanks to slaying her debt demons, she’s now able to stay at home raising her two rambunctious little boys. Kate blogs about lifelong habit changes and “finangelism” at Changing Our Default, which she started early in 2016. Hi, BFS readers! Since my family and I recently moved from Illinois to Kentucky for my husband to pursue his university ...
Posted: Aug 10 2017 @ 6:00 AM

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