Blogger Profile

Jim Wang

Blog Info

Wallet Hacks
General Finance
Investing, Earning More/Hustling
Start Year:

Blogger Bio

Fulton, Maryland, United States
Life stage:
DIK (Dual Income, Kids)

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Latest Blog Posts

I've tried many, many different budgeting strategies, budgeting apps, and budgeting programs. (It's just one of the perks or sometimes one of the drawbacks of being a financial writer obsessed with finding the best budgeting system out there.) I've learned that finding the right budgeting strategy for you really depends on your goals, your stage […] The post 4 Different Budgeting Strategies to Try This Year appeared first on Wallet Hacks. ...
Posted: Feb 21 2018 @ 8:00 AM
One of the first online bank accounts I ever opened was ING Direct. ING Direct was the online bank of ING Group, founded a Dutch multinational corporation founded in 1991 (through mergers), and their high interest rates were the talk of the financial world. Back then, the only bank that offered high-interest rates were credit […] The post Capital One 360 Review appeared first on Wallet Hacks. ...
Posted: Feb 20 2018 @ 4:31 PM
Every few weeks, someone emails me asking for the best short-term investment. They're usually saving up for their first home and they want that money to work for them, not just sit around. They don't want to throw it in some bitcoin or anything crazy like that, they just want some kind of return on […] The post Best Short Term Investments – Safe & Low-Risk Options appeared first on Wallet ...
Posted: Feb 19 2018 @ 8:00 AM
I love Southwest Airlines. We live about 20 minutes away from Baltimore Washington International Airport (BWI), one of Southwest's “hubs,” and the vast majority of our flights are on Southwest Airlines. When it comes to an airline's rewards credit cards, I'd argue that there are few cards are generous as the Southwest Rapid Rewards Credit […] The post 50,000 Rapid Rewards Points Offer for Southwest Visa Credit Card appeared first on ...
Posted: Feb 16 2018 @ 8:00 AM
The best things in life are free, right' Too often we hear the word “frugal” and immediately think “deprivation.” Or “boring.” But the truly frugal know that affordable living isn't about restricting yourself. There are plenty of fun things to do that don't cost a lot, or any, money. Frugal people don't hide away in […] The post 38 Fun Frugal Things You Can Do This Weekend! appeared first on Wallet ...
Posted: Feb 14 2018 @ 8:00 AM
When I started investing, I eased into it very gently. I didn't trust the stock market. I was comfortable with saving the money. I wasn't comfortable putting it in the “stock market.” My formative adult years started in 1998, the year I started college. I was going to Carnegie Mellon in Pittsburgh and studying Computer […] The post Bury Your Money: Put Your Money & Investments in “Time Capsules” appeared first ...
Posted: Feb 12 2018 @ 8:00 AM
I use Personal Capital on a monthly basis to collect my net worth information. I've been at it for over a decade. When I tell people I use a tool to do it, they all ask me the same question – is Personal Capital safe' Security is one of the biggest concerns people have with […] The post Is Personal Capital Safe' Personal Capital Security Explained appeared first on Wallet Hacks. ...
Posted: Feb 07 2018 @ 8:00 AM
Do you like free food' And it's nowhere near your birthday' If you have a smartphone and are willing to download some apps, you can still score some free food. Fast food is a guilty pleasure for many of us, especially when life is crazy, and you need food fast or when you need a […] The post 25+ Restaurant Apps That Give Free Food for Downloading appeared first on Wallet ...
Posted: Feb 05 2018 @ 8:00 AM
Frugality gets a bad rap these days. Too often folks assume that being frugal is the same as being a cheap, miserly skinflint. Of course, frugality means different things to different people, but at its basest definition, it's about being wise about where you spend your money and time. I like to simplify things, so […] The post 4 Frugal Tips That Are Completely Not Worth It appeared first on Wallet ...
Posted: Feb 01 2018 @ 1:00 PM
American Express (AMEX) is best known for their credit cards but they do much much more. Credit cards is where they started, many years ago, but now they offer bank accounts too. We know they have great perks on their credit cards, but what about their bank products' Their high yield savings account is called […] The post American Express Personal Savings Account Review appeared first on Wallet Hacks. ...
Posted: Jan 31 2018 @ 1:00 PM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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