web
counter

Blogger Profile


Jim Wang

Blog Info

Name:
Wallet Hacks
Category:
General Finance
Tags:
Investing, Earning More/Hustling
Start Year:
2015

Blogger Bio

Location:
Fulton, Maryland, United States
Age:
30s
Race:
Asian
Gender:
Male
Life stage:
DIK (Dual Income, Kids)

(Is this your profile page? Update your info here. To update your icon, go to gravatar.com.)


Latest Blog Posts

When you're single with no kids, no mortgage and just a ~$35k student loan at under 4%… it's not too hard to plow a ton of money into a 401(k). With a decade of time, some wild swings in the stock market, and zero fingerprints, the account now sits comfortably in a Vanguard account where I only look at it once a month to record it in my net worth. Until the ...
Posted: Sep 21 2017 @ 7:00 AM
This blog post is part of the Suicide Prevention Awareness Month blog tour in partnership with Debt Drop. If you are feeling suicidal, please call the National Suicide Prevention Lifeline at 1-800-273-8255 or text HOME to 741741. I've never had thoughts of suicide. I've had brief moments of depression, a feeling of emptiness of purpose, but never anywhere near thoughts of suicide. I've found that the most helpful thing to do is ...
Posted: Sep 19 2017 @ 7:00 AM
Your credit score is one of the most important numbers in your financial life. So much so, people try to get a “perfect” credit score of 850. Here's the thing… a perfect score and an almost perfect score are the same. Someone with a 800 and an 850 will get very nearly the same interest rate (you never know when some bank will give some special rate for an 850 to get some ...
Posted: Sep 18 2017 @ 7:00 AM
Microsaving apps like Digit, Dobot, and others have become increasingly popular recently. One of the newest entrants to the fray is Rize. Rize is different than the others for a variety of reasons… and we're going to learn about those reasons today. How It Works Rize helps you save by automatically moving money from your checking account, which you link online, to their accounts. Rize Money is run by Rize Advisors, LLC, and they ...
Posted: Sep 13 2017 @ 7:00 AM
You're not rational. I'm not rational. We're emotional. Sometimes we're annoyed. Sometimes we're angry. Sometimes we're just hangry. We're really no different than any other animals, except we can tell stories, and our decisions are affected by our emotions and part of that includes our biases. Understanding these biases and how they affect our lives can be a game changer. Availability heuristic What we know is given more weight than what we don't. The best example ...
Posted: Sep 11 2017 @ 7:00 AM
You're not rational. I'm not rational. We're emotional. Sometimes we're annoyed. Sometimes we're angry. Sometimes we're just hangry. We're really no different than any other animals, except we can tell stories, and our decisions are affected by our emotions and part of that includes our biases. Understanding these biases and how they affect our lives can be a game changer. Availability heuristic What we know is given more weight than what we don't. The best example ...
Posted: Sep 11 2017 @ 7:00 AM
I write a handful of checks each year. It's far easier to use a credit card but some places don't accept them because of the fees. Once you learn, it's hard to forget how to write a check but if you've never written one before it can be a little intimidating. Don't worry, I have your back, follow these simple instructions and you'll be done in a minute without having to worry ...
Posted: Sep 06 2017 @ 7:00 AM
If you're on top of your credit, and we should all be on top of our credit, you know that you can get your credit report from Experian, TransUnion, and Equifax once a year. They are not the only consumer reports you have the right to see each year. The Fair and Accurate Credit Transaction Act (FACTA) amendment to the Fair Credit Reporting Act gives you access to those credit reports, which ...
Posted: Sep 04 2017 @ 7:00 AM
We spent about a month visiting our friends in England and one of the things they love is HelloFresh. They work long hours and so finding time to go grocery shopping is difficult. Rather than default to ordering take away (and they have this fantastic Thai place in the back of a pub about five minutes away), they started doing HelloFresh off and on. This ensures they're cooking more meals rather than ...
Posted: Aug 30 2017 @ 7:00 AM
So baller! The software engineer in me never liked the idea of credit scores. Here's this number that's supposed to define your likelihood of defaulting on a loan but it doesn't include anything about your ability to pay? It doesn't include income anywhere. It doesn't include your non-debt obligations (like rent). It doesn't include any trends, like if your credit is falling or rising. It's just one static number… and not only ...
Posted: Aug 28 2017 @ 7:00 AM

Testimonials

"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

Leave a Comment

To leave a comment about this blog, fill out the following form.