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Blogger Profile


Roy Largo

Blog Info

Name:
Band Of Savers
Category:
Frugality
Tags:
Early Retirement/FIRE, General Finance
Start Year:
2015

Blogger Bio

Net worth:
Location:
Ohio, United States
Age:
20s
Race:
White
Gender:
Male
Life stage:
SIK (Single Income, Kids)
Profession:
Financial Analyst
Fave $ Books:
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Latest Blog Posts

Hey all, I just wanted to give you a quick heads up that something has come up in my life that is going to take me away from being able to blog for a while. I'm not sure how long it might be, hopefully it turns out being pretty short, but right now I have no idea. I'm sure I'll let you guys know more about all of it when ...
Posted: May 18 2017 @ 10:15 AM
*Not me Today was a big milestone for me. I’ve been vested! So I thought that I would discuss it a bit and what all it means. First let’s start by talking about a company match, typically thought of as free money. Some employers, as part of their benefits package, match part of their employee’s retirement account contributions. Like any other benefit, part of the rationale behind the company match is to entice people ...
Posted: May 10 2017 @ 3:11 PM
The first day of the month is always a big day for me with my personal finance spreadsheets. While I update them nearly every day there are a few things that I do and track on a monthly basis, so the first day of a new month means that I get to hard code the actuals of the previous month and see how we did. I LOVE IT! So, how'd we ...
Posted: May 01 2017 @ 11:18 AM
We all know that cold cereal is an expensive breakfast option. But the problem is that it’s just so quick and easy. All through college I made oatmeal for breakfast basically everyday (occasionally pancakes on special occasions), but never splurged on cold cereal. But for the past 3 years I’ve slipped into complacency and I’ve turned a bowl of cereal into a morning ritual. Why? You know how expensive it is! Three ...
Posted: Apr 26 2017 @ 1:38 PM
I try not to clutter up my phone with a ton of apps. In the past I’ve rotated through several financial apps but most of them were eventually deleted because I found that I didn’t use them and they were just taking up space on my phone. So, while this app list might not be very long, you can be assured that they are good ones that I consistently rely ...
Posted: Apr 19 2017 @ 3:58 PM
Like many of you out there, I have been a bit dissatisfied with my current employer recently. So, with my full vesting date quickly approaching I have officially begun my job hunt again. However, one of the scariest parts – ok, let’s admit it, basically everything associated with a job change is scary; but still, the negotiation portion of accepting a job offer terrifies me. When I started at my ...
Posted: Apr 12 2017 @ 7:27 PM
I hope you are prepared for a great guest contribution about … oops, I almost pulled a spoiler alert and gave it away. Instead I’m going to let you have the joy of reading what Steph has prepared for us to find out for yourself. Hope you enjoy and get some useful insights out of it! ***************************************************************** Preparing for the future is one of the biggest things you’ll ever do. It usually ...
Posted: Apr 06 2017 @ 12:56 PM
I hope you are prepared for a great guest contribution about … oops, I almost pulled a spoiler alert and gave it away. Instead I’m going to let you have the joy of reading what Steph has prepared for us to find out for yourself. Hope you enjoy and get some useful insights out of it! ***************************************************************** Preparing for the future is one of the biggest things you’ll ever do. It usually ...
Posted: Apr 06 2017 @ 12:56 PM
The first day of the month is always a big day for me with my personal finance spreadsheets. While I update them nearly every day there are a few things that I do and track on a monthly basis, so the first day of a new month means that I get to hard code the actuals of the previous month and see how we did. I LOVE IT! So, how'd we ...
Posted: Apr 04 2017 @ 10:07 AM
Every once in a while my electric company sends us a little home audit on our energy usages compared to other homes in the area. I like getting them for a few reasons. First, we are always below their Energy “Efficient Home” and way below their “Average Home” (2,511 nearby homes build around the same time with similar sq. ft.) and it makes me feel good to see that.  And, ...
Posted: Mar 29 2017 @ 1:48 PM

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