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Sarah & Scott

Blog Info

Couple of Sense
Frugality/Saving, Millennial
Start Year:

Blogger Bio

Ontario, Canada
Life stage:
DINK (Dual Income, No Kids)
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Latest Blog Posts

Follow us! by The Challenge of Morally Responsible Investing Deciding where to invest your hard-earned money can be a tricky task.  You have to weigh your goals and your aversion to risk.  There are industries you may want to avoid if you think they are on their way out.  ETFs (Exchange Trade Funds) can be linked to foreign markets that may be more or less stable than domestic ones. Performance ...
Posted: Sep 20 2017 @ 11:00 AM
Follow us! by Baby Gear: As Des from Half Banked put it wonderfully, babies are tiny expensive humans.  When we decided we wanted to expand our family we knew that would come with a great many expenses.  Buying for baby was going to cost us a lot of money since we were starting from scratch.  While we knew that we still wanted to make smart money decisions to stretch what ...
Posted: Sep 13 2017 @ 11:00 AM
Follow us! by What is a Good Age for a First Job? As a new parent there are so many questions that I am starting to ask myself.  Some of these questions are for right now: Do we get optional immunizations or just the mandatory ones?, Do we buy this outfit in size 6 months or 12 months? *based on when she’d be wearing it* or Will she ever go ...
Posted: Sep 06 2017 @ 11:00 AM
Follow us! by Welcome to a Life with a Baby where we are sharing our journey into parenthood.  The first Friday of the month we will be sharing a story of what life was like. This month is the birth story as well as the first week at home with Ava!  The theme for this month is the 95th percentile. The 95th percentile I was off work for about a week.  My ...
Posted: Sep 01 2017 @ 9:00 AM
Follow us! by As I mentioned when we announced that we were expecting a baby earlier this year, I am taking a 15 month maternity leave.  Now almost 2 months into it (as of writing) I wanted to share how it is going financially and how we planned for it. I want to call out at the top that we saved up a very long time for this amount as ...
Posted: Aug 30 2017 @ 11:00 AM
Follow us! by Happiness is Greater Than Salary We have talked a lot in the past year on the topic of employment.  In 2016 I got a working notice for the job I had for over 10 years.  In early 2017 I got another job which almost immediately fell apart.  Then in April I got yet another job which is going really well.  Needless to say with so many peaks ...
Posted: Aug 23 2017 @ 11:00 AM
Follow us! by Are SMART Goals Holding You Back? Have you ever heard of SMART goals?  I’m not the hugest fan of SMART goals.  I don’t feel like they do enough to challenge you and many people fall back on them as an acceptable way of measuring your goals.   There are different variations of what SMART stands for but basically it goes like this with some variation depending on the ...
Posted: Aug 16 2017 @ 11:00 AM
Follow us! by Revisiting our Entertainment Budget Nearly a year ago I put up a blog post about cutting our telecommunications bills in an effort to free up some monthly cash flow.  At the time we didn’t mention the specific reason.  Cutting the cords on our cable and slashing down our other telecommunications bills was part of a larger effort to revamp our budget for a new income situation.  I had ...
Posted: Aug 09 2017 @ 11:00 AM
Follow us! by Financial privilege is spoken of in hushed voices in the personal financial world.  You see if people admit that they have it they somehow lose credibility for their voice or message.  However it is important to acknowledge that you have had a leg up and it’s helped get you to where you are now.  I have a huge win in terms of financial privilege and I’m ...
Posted: Aug 02 2017 @ 11:00 AM
Follow us! by Living With Financial Regret Regret can be a funny thing.  The difference between regretting an action and being happy about it is related solely to the result.  We make decisions with the information we have at the time; regret pops in when that information changes or we find out it is wrong.  Financial regret is no different.  When I spend money on something it isn’t a mistake.  ...
Posted: Jul 26 2017 @ 11:00 AM


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