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Elephant Eater

Blog Info

Eat The Financial Elephant
Early Retirement
Investing, Parenting/Family
Start Year:

Blogger Bio

Pennsylvania, United States
Life stage:
DIK (Dual Income, Kids)
Physical Therapist
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Latest Blog Posts

I started Eat the Financial Elephant in May of 2014 to document my family’s journey to financial independence and retiring early (FIRE). It was meant to be a way to hold ourselves accountable while possibly inspiring others on their own journey. Now that we have reached our original goal, I’ve been spending a lot of […] ...
Posted: Nov 13 2017 @ 5:18 AM
We’re not going to spend much time on the numbers. The graph speaks for itself. Things continue to look good, with assets as a multiple of our annual spending up from 21.39 to 21.90 over the past month. The Final Month of Work As long time readers know, I quit my job back in late February. However, that was more a matter of me getting things out there. The idea of keeping ...
Posted: Nov 03 2017 @ 6:40 AM
Wow, it’s getting real. I have less than 30 days of full time work left before entering the next phase of our early retirement plan! The general sentiment in our house is one of excitement. However, I would be lying if I said that there were also not moments of fear and doubt. One item has created more fear and doubt than any other. There is tremendous uncertainty in our health care ...
Posted: Oct 16 2017 @ 12:58 PM
Our numbers again are looking very good. Our assets as a multiple of our expenses jumped from 20.6x to 21.4x in just the past month. On the asset side, we are up 1.8% for the month, due to several factors. We continue to see strong performances from most asset classes in our portfolio. I also am contributing a bit more to my 401(k) over the last quarter of the year to ...
Posted: Oct 09 2017 @ 5:04 AM
Continuing Upward Our chart took another small tick upward this month. Investment values rose .91%. Expenses were very consistent as we spent $30 less than we did last August. Add it up and our assets as a multiple of annual spending improved from 20.2X to 20.6X. As projected earlier in the year, our month to month spending has been steady or decreasing over the past year even as our lifestyle improves. Our ...
Posted: Sep 13 2017 @ 5:46 AM
About three years ago, in the third post ever published on this site, I thanked six bloggers who forever changed my life by shifting my mindset and providing financial education that set me on the path to financial independence and early retirement. Today, I am excited to share a guest post I wrote for one of those sites, Darrow Kirkpatrick’s “Can I Retire Yet?”. In the post, “Designing Your Home Ownership to ...
Posted: Aug 14 2017 @ 12:24 PM
After a few months of flirting with it, we finally crossed the line of having investments exceed 20X our current annual spending. This was our original goal. We achieved it three months after our original target financial independence day. Our initial reaction was excitement and joy. Then we started thinking a bit about what these numbers all mean. This can make us skeptical and even cause a bit of fear. A Pessimistic Outlook Stocks ...
Posted: Aug 07 2017 @ 5:11 AM
When we started down our path to financial independence and early retirement (FIRE), we made many massive investing mistakes which I have documented extensively. My primary purpose in starting this blog was to become a consumer advocate to help educate others to avoid our mistakes. I also wanted to share our story to challenge long held assumptions about money and life and inspire new possibilities in others. I often get nice comments ...
Posted: Jul 31 2017 @ 5:56 AM
I recently swapped guest posts with Jared Casazza at “Fifth Wheel Physical Therapist”. Jared in turn got a response to my guest post written by Joe Reinke, CFA. Joe’s post critiqued how I manage risk and offered an alternative strategy. I disagree with the premise and conclusions strongly. However, I am happy to share opposing points of view and encourage honest debate. Jared presented the post to me a few weeks ...
Posted: Jul 06 2017 @ 6:10 AM
Well it was a crazy month for us. We’re going to skip the usual introduction to the update with graphs because nothing much changed. We spent a little bit more than usual which was balanced out by continued investment contributions and gains taking our investment values as a multiple of annual spending from 19.67 down to 19.66. There was some major news elsewhere as alluded to in the title. We started ...
Posted: Jul 03 2017 @ 5:16 AM


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