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Blogger Profile


Mrs. BITA

Blog Info

Name:
Bayalis Is The Answer
Category:
Early Retirement
Tags:
Investing, Immigrant Perspective
Start Year:
2016

Blogger Bio

Location:
California, United States
Age:
30s
Race:
Asian
Gender:
Female
Life stage:
DIK (Dual Income, Kids)
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Latest Blog Posts

A user (/u/nope-nobody-ever) on the /r/financialindependence subreddit recently shared with the group excerpts from his grandmother’s budgeting journal dated 1946. I found what was shared fascinating, and took permission to share the journal with you (thanks again /u/nope-nobody-ever). Join me as we saunter down memory lane and study the budgets […] The post A Plan from 1946 for the Intelligent Spending of Money appeared first on Bayalis Is The Answer. ...
Posted: May 24 2017 @ 5:01 AM
The Trinity Study and the 4 percent rule of safe withdrawal form the bedrock of the financial independence and early retirement movement. If we did not believe that there exists some safe withdrawal rate that offers us a high probability of success should we choose to subsist off of the […] The post Have you ever asked yourself: 4% of What? appeared first on Bayalis Is The Answer. ...
Posted: May 17 2017 @ 5:01 AM
My home country of India has had more than it’s fair share of truly crappy politicians. Corruption is rampant at both the state and national levels. Every politician seems hell bent on outdoing the next in reaching new venal heights. As an example of what I am talking about, I […] The post What Will You Leave Behind? appeared first on Bayalis Is The Answer. ...
Posted: May 14 2017 @ 5:01 AM
As the name of my blog constantly reminds both you and me, I plan to retire on the 1st of January 2021, at the ripe old age of 42. But (cue discordant music) Mr. BITA will not be retiring in January 2021. Is it then fair for me to claim […] The post Am I Really Retiring Early? appeared first on Bayalis Is The Answer. ...
Posted: May 10 2017 @ 5:01 AM
A Step-by-Step Guide for the Determinedly Dense   “I just don’t understand numbers”. “I want to invest, but I just don’t know where to begin!” “I don’t want to think about all that stuff!” “Finances are so boring!”   Does this sound like you? If so, today is your lucky […] The post How To Make Money Despite Yourself appeared first on Bayalis Is The Answer. ...
Posted: May 07 2017 @ 5:07 AM
Life threw us a curveball or two but on the whole April was a happy month at the BITA household. The weather was fantastic for most of the month and we picnicked outdoors twice. Both times we went to one of our favourite picnic spots, complete with vast green fields, […] The post On the path to financial independence: April 2017 appeared first on Bayalis Is The Answer. ...
Posted: May 03 2017 @ 5:10 AM
Last weekend, on a beautiful California day, the BITA backyard was overrun by a mob of toddlers. We hosted Toddler BITA’s birthday party. Forty guests were invited, fourteen of whom were children. Today I am going to cover how we went about planning this party and, of course, given our […] The post The Joneses Can’t Keep Up With Me appeared first on Bayalis Is The Answer. ...
Posted: Apr 30 2017 @ 5:11 AM
Achieving financial independence and freeing yourself from the need to hold down a job is a pretty big goal. For a lot of us it may well be the most ambitious goal we have yet pursued. The stakes are high, the path is challenging, and the rewards are, well, pretty […] The post Your Life: Off the Shelf or Made to Order? appeared first on Bayalis Is The Answer. ...
Posted: Apr 20 2017 @ 5:06 AM
“Jim Bennett: I’ve been up two and a half million. Frank: What you got on you? Jim Bennett: Nothing. Frank: What you put away? Jim Bennett: Nothing. Frank: You get up two and a half million dollars, any asshole in the world knows what to do: you get a house […] The post The Position of Fuck You appeared first on Bayalis Is The Answer. ...
Posted: Apr 16 2017 @ 6:09 PM
Toddler BITA will be turning three soon. I got cozy on the couch with good old Amazon and started to browse through toys and books in search of a birthday gift for her. We don’t spend extravagantly on her birthday presents, but for her last two birthdays we have been […] The post Of Generosity and Gratitude appeared first on Bayalis Is The Answer. ...
Posted: Apr 12 2017 @ 5:03 AM

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