Blogger Profile

Mr. and Mrs. Xyz

Blog Info

Our Financial Path
Early Retirement
early retirement, travel hacking, investing, credit cards, personal finance
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Blogger Bio

Quebec, Canada
Life stage:
DINK (Dual Income, No Kids)
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Latest Blog Posts

We are glad to announce to the world that we are having a little girl in a few months!!! We are so happy to welcome a little one on our journey and cannot wait to share this amazing world with our little girl. Raising a child is not an easy feat and it comes with […] ...
Posted: Dec 11 2017 @ 5:38 AM
What if we started spending all of our paychecks instead of saving half of them' What if we started living paycheck-to-paycheck without regard to savings or investments'   After all, everyone else is doing it!   With all that money, we could drive brand new cars to work. Nothing fancy but we could finance a […] ...
Posted: Dec 03 2017 @ 4:40 AM
The year-end is right around the corner, leaving us a bit more than a month to finish on top. As part of our Better Self series, we explore the little things that can, over the long-run, make a big difference in your life and make you a better person.   Revise your finances In this […] ...
Posted: Nov 26 2017 @ 1:28 AM
This week, I have been reading The Wealth of Nations by Adam Smith. This 1776 masterpiece reflects upon economics, the division of labour, productivity, and free markets at the beginning of the Industrial Revolution. However, even if it is centuries-old, it is still very enlightening and I highly recommend you pick up a free copy […] ...
Posted: Nov 19 2017 @ 3:01 AM
This is part of our Open Book series, you can start here if you did not read our first post.   Winter is coming and it has been a while since our last Open Book series. We try to be as accurate and transparent as possible to give you a proper idea of our finances. We attribute most of […] ...
Posted: Nov 12 2017 @ 1:06 AM
Traveling is amazing. Whether you are driving across the country in a van or flying across the Atlantic to explore Europe, trips will make you grow, they will show you the cultures of this world, they make you a better person. According to a study published in the Hostelworld Global Traveler Report, travel-hungry British traveled […] ...
Posted: Nov 05 2017 @ 5:37 AM
Feeling trapped is exhausting, it can drag you down. Keep you in a slump. Once you get out of that slump, once you are free, you can finally live again. You might feel dragged down by your student loans, car loan, or maybe you went a bit over your means with that credit card and […] ...
Posted: Oct 29 2017 @ 7:29 AM
Since we started saving over half our income, our budget has slightly changed. We now shop less, eat out less, buy less, but that’s all good things! We buy a lot less stuff, but we value experiences a lot more anyways. We still travel a lot, eat out in amazing restaurants, and do fun activities… […] ...
Posted: Oct 22 2017 @ 11:22 PM
Finding a good job is hard. Finding the perfect job is even harder. As part of our Better Self series, I am asking myself if there might be something better out there to not only grow in my career but as a person. Although I recently changed positions 8 months ago, it was a lateral move. Work is […] ...
Posted: Oct 13 2017 @ 11:17 PM
I would like to start by thanking  The Financial Journeyman for nominating me for the Blogger Recognition Award.  We have been blogging for a while now and this recognition is a big deal to us.  With all the personal finance and early retirement blogs out there, it is a true honor see you took the […] ...
Posted: Oct 08 2017 @ 6:22 PM


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"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

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