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Blogger Profile


Laurie

Blog Info

Name:
The Frugal Farmer
Category:
Frugality
Tags:
Debt, Prepping
Start Year:
2013

Blogger Bio

Location:
Minnesota, United States
Age:
40s
Race:
Unspecified
Gender:
Female
Life stage:
DIK (Dual Income, Kids)
Profession:
Writer

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Latest Blog Posts

**Disclaimer: I am not a health care professional – I am simply sharing my experiences and opinions here. One of the major fears for people in retirement is the fear that health care costs will devour their retirement savings long before they can afford to live on Social Security alone. With the average American having a median retirement savings balance of just $5,000, not having enough money to cover health care ...
Posted: Sep 20 2017 @ 6:00 AM
**Disclaimer: I am not a health care professional – I am simply sharing my experiences and opinions here. One of the major fears for people in retirement is the fear that health care costs will devour their retirement savings long before they can afford to live on Social Security alone. With the average American having a median retirement savings balance of just $5,000, not having enough money to cover health care ...
Posted: Sep 20 2017 @ 6:00 AM
These days, getting a loan isn’t always a walk in the park. Most lenders have tightened their requirements for qualifying for a loan because of the losses they incurred during the economic downturn a few short years ago. More stringent qualification criteria means individuals with past credit blunders, those who have unstable income, or those who have several other monthly debt payments may need to put in more effort to ...
Posted: Sep 11 2017 @ 1:22 AM
There is tremendous value in education, notably a sound education in managing personal finances. Believe it or not, the world is comprised of two types of people: savers and spenders. The economy relies on both groups for growth and development. Without the spenders, commerce would grind to a halt, and without the savers, investments would not be possible and the economy would stagnate. A happy medium needs to exist between ...
Posted: Sep 06 2017 @ 6:30 PM
After several days of storm-related clean up, Texans and other costal state residents are still working to dig themselves out of one heck of a mess. It’s heartbreaking watching the stories coming out of Hurricane Harvey’s warpath. So much grand-scale destruction. Interestingly, we have a couple of friends who live in Texas. One owns a winter getaway condo in Port Aransas, one of the hardest hit areas. Another family we know and ...
Posted: Sep 06 2017 @ 7:00 AM
According to Experian’s State of the Automotive Finance Market’s latest report, people are still living with a love affair of driving expensive cars. But is buying a new car really that bad? Does it really destroy your chances for financial freedom like so many experts claim it does? Let’s start by looking at the numbers. Here’s How Much that New Car is Costing You During the first quarter of 2017, car payments and ...
Posted: Aug 29 2017 @ 8:54 AM
I found an interesting article yesterday on Forbes that claimed that the real problem behind the burgeoning student loan crisis is not the trillions of dollars in outstanding loan debt.  Instead, the article claims, the problem is that many people are not paying their loans even though they can afford to. Why? Because they’re convinced that all student loan debt will soon be wiped away by a government plan to come and ...
Posted: Aug 22 2017 @ 9:40 AM
Yep, it’s only August, but according to the latest data you’re going to spend some serious cash on holiday gifts and other expenses. The National Retail Federation said that holiday spending for 2016 exceeded their estimate, landing at 658.3 BILLION dollars. This was much higher than their estimated $655.8 billion. If you have kids, be prepared to shell out big cash too.  This Motley Fool article claims that the average parent ...
Posted: Aug 16 2017 @ 7:01 AM
At a large-ish gathering this weekend, I came to the realization that much of our society has been brainwashed into believing certain things about life that simply aren’t true. I’m still in shock over the lack of education in many of these areas. I know I don’t often write snarky posts, but for the last two days I’ve been feeling an urgency on my heart to speak to those who are ...
Posted: Aug 07 2017 @ 8:35 AM
Hey, friends! Today we have a guest post from fellow blogger Mrs. Raggedly Rich. Enjoy! One of the best ways to manage expenses proactively instead of reactively is to plan ahead. Doing this is second nature to me. And it always comes in handy. Whether it’s travelling from one city to my hometown at the end of a contract, or backpacking across Europe for a month, my default is to plan ahead. When you ...
Posted: Aug 02 2017 @ 8:40 AM

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