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Ruth and Laurie

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Debt, mindfulness in personal finances
Start Year:

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Ontario, United States
Life stage:
DIK (Dual Income, Kids)

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Latest Blog Posts

Over the years the field of marketing has diversified greatly. To stay in the game, marketers have to make changes from time to time. With so many things to do at the same time, this job may not be a piece of cake, and you might be walking on a fine line. A few mistakes […] The post 6 Marketing Mistakes You Cannot Make appeared first on Fruclassity. ...
Posted: Jan 15 2018 @ 1:43 AM
You often think you are what you are because that is what you deserve, that is how the circumstances have been. What you need to realize is that, it is your expectations that have allowed your circumstances to be less than what you deserve! The moment we have the right level of expectations, we begin […] The post The Key to a Successful Business – Positive Vibes Only appeared first on ...
Posted: Jan 09 2018 @ 12:37 AM
  No interview is complete without the one throwaway question – Do you have any questions for us' Well, after dodging off the difficult questions, when you begin to relax thinking you’ve probably made a decent impression upon your interviewers, they put forward this question. Honestly, this question may be the one opportunity that lets […] The post How to Answer the Most Important Question in any Interview appeared first on ...
Posted: Jan 02 2018 @ 12:08 AM
The main aim of any firm, big or small, is customer satisfaction. No one likes to be delivered a defected product. What adds to the frustration is when you contact the company to repair or replace it, the company doesn’t respond in a satisfactory manner. As much as the revenues are important for effective business, […] The post Elements of a Great Customer Service Team appeared first on Fruclassity. ...
Posted: Dec 27 2017 @ 11:47 PM
The real estate market has been fiercely hot- competitive. And with the internet blooming, online mediums are providing a great platform for real estate players to directly communicate with the end customers without needing a middleman or a broker, saving the commission fees. This even allows them to sell the house faster and more efficiently […] The post 5 Pro Tips for Real Estate Marketing appeared first on Fruclassity. ...
Posted: Dec 23 2017 @ 4:05 AM
Festivities put an undue stress on people under which they will buy stuff even in hardest of times. This is the perfect situation that can be taken advantage of. Only a small effort made at your end will boost the sales manifold. In any part of the world, everyone waits the whole year for the […] The post How can You Take Advantage of the Festive Season to Boost Your Sales ...
Posted: Nov 28 2017 @ 5:39 AM
With the sudden rise of marijuana stocks, there are many investors out there asking how they can capitalize on the new and emerging sector. Day traders in particular may be able to benefit from marijuana stocks because the market is so uncertain. Not every state has legalized it, either recreationally or medically, and the federal […] The post How to Day Trade Marijuana Stocks appeared first on Fruclassity. ...
Posted: Nov 21 2017 @ 5:58 PM
The easiest way to understand this term is to break it up into parts. Strategic + capital + infusion = a systematic investment of funds that brings in the much needed help for startups and ventures. It is synonymous with the term “capital injection”, which is provided to companies when they are in distress, though […] The post What is Strategic Capital Infusion and How it can Benefit Businesses' appeared first ...
Posted: Nov 21 2017 @ 5:58 AM
We all know that debt is a hard thing to handle. Debt is sticky. Once debt is acquired, it’s difficult to make it go away. This is because paying off debt requires a consumer to find extra money over and above what they budget to live their normal lives. Because most people have pretty tight […] The post How to Make Extra Money to Pay Off Debt appeared first on Fruclassity. ...
Posted: Nov 18 2017 @ 7:11 AM
Apart from the fact that you need to build a great work environment for the people who work with you, your employees, who are the most important elements of any business, it is also important that they feel safe and comfortable in your office. So, creating a safe working space is an essential for the […] The post Steps to Ensure Employee Safety in the Workplace appeared first on Fruclassity. ...
Posted: Nov 13 2017 @ 6:41 AM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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