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Ruth and Laurie

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Debt, mindfulness in personal finances
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Ontario, United States
Life stage:
DIK (Dual Income, Kids)

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Latest Blog Posts

We all know that debt is a hard thing to handle. Debt is sticky. Once debt is acquired, it’s difficult to make it go away. This is because paying off debt requires a consumer to find extra money over and above what they budget to live their normal lives. Because most people have pretty tight […] The post How to Make Extra Money to Pay Off Debt appeared first on Fruclassity. ...
Posted: Nov 18 2017 @ 1:11 AM
Apart from the fact that you need to build a great work environment for the people who work with you, your employees, who are the most important elements of any business, it is also important that they feel safe and comfortable in your office. So, creating a safe working space is an essential for the […] The post Steps to Ensure Employee Safety in the Workplace appeared first on Fruclassity. ...
Posted: Nov 13 2017 @ 12:41 AM
There are always expenses that can come up both in the business and personal areas of life. There’s many kinds of loans you can take out to cover unseen expenses when they come up, and places you can turn to get them if you don’t have a credit card with a high credit line or […] The post How Short-Term Loans Could Cover Your Expenses appeared first on Fruclassity. ...
Posted: Nov 12 2017 @ 10:59 PM
If you are starting a new business or thinking about having one soon, then you must know about some of the key documents. These documents are necessary for setting up a business legally.Registering your business can be a lengthy and tricky process,therefore, acquiring some basic knowledge can be beneficial.We recommend checking out Govdocfiling to get […] The post The Key Documents You Should Know When Starting a New Business appeared first ...
Posted: Nov 12 2017 @ 10:50 PM
We have been constantly reminded of how time waits for no one, about how everything around us is moving, either forward or backwards, about how each of our action has some consequence, about change, movement. Early humans spent their lives in a very hard way, wrapped themselves with tree leaves and animal skin, hunted wild animals to feed themselves, lived in caves. Today we wear fashionable clothes, eat a variety ...
Posted: Nov 06 2017 @ 12:10 AM
Face it, the car can be a pretty boring place for anyone under 10 years old. These little folks don’t have the teenage desire to sleep constantly, nor the adult ability to just deal with long drives and boring scenery. There are several car manufacturers that have made entertaining children on the road a breeze with built in TVs and other technology to keep boredom at bay. You can read ...
Posted: Oct 31 2017 @ 10:59 PM
When Pink Flyod in 1979, asked everyone not to be just another brick in the wall, did we not understand the message? The song is not just another billboard charts topper, but talks about much deeper facts of life and society. The song captures the spirit of the youth, the energy and the talent. The song questions the system of education which is necessary for us to get us jobs, ...
Posted: Oct 30 2017 @ 2:17 AM
A company’s sales team plays a pivotal role in the success of the business with the company’s sales performance having a major effect on profits. Trust is the main reasons why a customer would choose to buy your product and sales plays a key role in building that. With things changing so fast in the sales profession, how can you improve your sales performance and boost your company’s sales? Well, ...
Posted: Oct 23 2017 @ 2:25 AM
Just as with newspapers, on websites and social media, the headline is what swings the difference in response. It is in the very first second of the reading of your headline that the customer makes his decision, whether or not he wants to read further. HEADLINE: So firstly remember to incorporate the keywords your customer just typed, into the headline- gives out the signal to them that your work is relevant ...
Posted: Oct 17 2017 @ 12:58 AM
Selling is an art. So how do you master this art of connecting with a prospect and getting him all excited about your offering? The most reliable sales strategy lies in your presentation. Take these tips and crush more sales than ever! Keep it Short and Simple- Nobody likes to listen to someone ramble on and on. Avoid being too verbose. You need to keep your presentation to the point. If ...
Posted: Oct 02 2017 @ 1:18 PM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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