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Steward and Slave
Budgeting, Christian
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Kansas City, Kansas, United States
Life stage:
DINK (Dual Income, No Kids)
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Latest Blog Posts

This month is shaping up to be the biggest month of our marriage so far.  For 17 of the 24 months we’ve been married, I’ve been working two jobs.  Not out of some greedy desire to buy a mansion or attempt at becoming a workaholic, but out of necessity.  When we got married, we quickly found out that based on our current incomes, we couldn’t pay all of our bills.  ...
Posted: Oct 13 2017 @ 1:00 PM
Disclaimer: The links provided in this post are Amazon affiliate links. Technology is super cool.  Just this morning, I was able to see one friend’s baby taking her first steps, share in another friend’s view of the sunrise in Jamaica, and celebrate my cousin’s anniversary, all without even getting out of bed.  But to mangle Newton’s laws, for every benefit technology gives us, there is an equal and opposite detriment.  We ...
Posted: Oct 07 2017 @ 12:00 PM
As I mentioned in my last update post, Rachel and I refinanced our student loans last month.  It seemed like a lot of work at first, but the draw of cutting the interest rate proved too irresistible, so we took the leap.  How’d we make out?  Let’s take a look! Refinancing: What Even Is It? No, it’s not that bad, I promise!  Simply put, refinancing is when you have Bank A pay ...
Posted: Oct 06 2017 @ 1:00 PM
Hey!! If you’re new to the site or haven’t been here in some time, you may be wondering what this post is. TL;DR – my wife Rachel and I started our marriage together with over $80,000 worth of debt between us. That got old REAL quick, so we turned to Dave Ramsey’s Total Money Makeover for help getting out of it. Though we “started” our journey as a New Year’s ...
Posted: Sep 29 2017 @ 1:00 PM
This blog post is part of the Suicide Prevention Awareness Month blog tour in partnership with Debt Drop. If you are feeling suicidal, please call the National Suicide Prevention Lifeline at 1-800-273-8255 or text HOME to 741741. As Americans, we often pride ourselves on self-sufficiency.  We idolize those who we see as having “made it.”  They drive the fancy cars, live in the gigantic houses, hold the powerful jobs, and have ...
Posted: Sep 22 2017 @ 1:00 PM
Hey, everyone! Welcome to the first-ever guest post on Steward and Slave! This week, Jacob from Dollar Diligence shares how he got rid of $25,000 of student loan debt in just over a year.  Check out his story, and be sure to head over to Dollar Diligence for more from Jacob!   How I Got Here Today – My Personal Finance Story Debt used to cloud my life and I was ashamed of how ...
Posted: Sep 15 2017 @ 1:00 PM
We put everything on our computers and phones.  Pictures, movies, music, text messages, bank statements, tax returns, recipes, dank memes, our digital life is all over the place.  So what happens if you take your phone for a swim and get an unexpected lesson in the difference between waterproof and water resistant?  Or what if your computer’s hard drive decides to take an early retirement?  Even five years ago, if you ...
Posted: Sep 08 2017 @ 1:00 PM
Disclaimer: I received a copy of this book for free from the author in exchange for my honest review. If you’re anything like me, you like to start stuff.  Whether it’s an online class in computer programming, a new hobby, or a lifestyle change you read about online, you’re all about it!  The problem is, if you’re anything like me, starting is usually about as far as it goes.  Maybe the first ...
Posted: Sep 02 2017 @ 11:00 AM
I can’t believe it’s already been a year since I launched Steward and Slave!  After Rachel and I decided we were really going to go after this debt monster last August, I knew I wanted to share our story as it happened, but I didn’t know how that should look.  Should we spam everyone on Facebook with our progress every month?  Should we go old-school and start an email chain?  ...
Posted: Aug 31 2017 @ 11:00 AM
I hate cheesy platitudes.  Like, I really despise them.  If it’s in the college dorm decoration section at Target or a trending hashtag, you can pretty much bet that it will never leave my lips under any circumstances other than mockery and mourning for tomorrow’s generation.  But for some reason, “grow where you’re planted” gets a pass in my mind.  Let’s say you’re a baby Groot-sized oak tree at the edge ...
Posted: Aug 25 2017 @ 1:00 PM


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