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Blog Info

20 Something Lawyer
General Finance
Frugality/Saving, Budgeting, Investing, Early Retirement/FIRE, Millennial
Start Year:

Blogger Bio

Net worth:
Cebu City, Cebu, Philippines
Life stage:
DINK (Dual Income, No Kids)
Lawyer (Attorney)

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Latest Blog Posts

It’s payday once again! Before you run off to go play a one-day millionaire, consider an alternative use of your money. RETIREMENT! PERA (personal equity and retirement account) is a creation of Republic Act No. 9505, which was passed waaay back in 2008. … More How to open a PERA account with analysis of charges ...
Posted: Jun 14 2017 @ 8:06 PM
In 2014, I was 27 years old when I made my first adult purchase – a condo. By then I had been working as a lawyer for only about a year and a half. I had done the travelling and the shopping and felt that I was ready for real property … More A look back at my first adult purchase at 27 – a condo ...
Posted: Jun 02 2017 @ 12:54 PM
For this career series, our guest, N, is a current law student in his third year of law school in metro Manila. … More Career Series: Law Student ...
Posted: May 27 2017 @ 10:41 AM
If you largely wish to see who is the wealthiest pf blogger in the world, J$ and his hardworking team over at Rockstar Finance maintain the only detailed database of pf bloggers in the world! … More Rockstar directory of personal finance blogs and bloggers’ net worth worldwide ...
Posted: May 19 2017 @ 9:16 AM
It’s a raging hot summer in Cebu! 33.7 degrees celsius, and that’s still indoors. To cool off, frugal husband and I went to Boracay Island. … More Summertime at Boracay ...
Posted: May 16 2017 @ 3:05 AM
Greetings from Boracay! There is sand on my feet and wind in my hair. I'm enjoying my free time with my frugal husband. As I'm currently on holiday, this will be short and sweet. My current net worth is … More Net worth update 2 May 2017 ...
Posted: May 02 2017 @ 11:26 AM
Our dear reader, Brad** was nice enough to take the time answer some questions in order to give us a little insight into what it’s like to practice law in Canada. He is a practicing lawyer in Ontario, Canada engaged in the field of corporate law with his student loan fully paid up! … More Career Series: Legal profession in Canada ...
Posted: May 02 2017 @ 10:55 AM
The holy week has commenced and it’s a time for prayer and sacrifice. I tread the line between agnostic and practicing Catholic. I can’t call myself a devout Catholic but I like believing in a god. I don’t keep a strict schedule but I pray. Roman Catholicism to me, is pure and simple, being a good person, to yourself and to others, no matter what their religion may be. I’m betting ...
Posted: Apr 12 2017 @ 1:00 PM
Parental privilege has its benefits and pitfalls. We have seen that parental privilege does have its merits. Writing from the perspective of both the adult-age kid and the parents, here are the potential perils of parental privilege. … More The perils of parental privilege ...
Posted: Apr 12 2017 @ 2:28 AM
In the Philippines, it is common for adult-aged (20 onwards) Pinoys to continue living at home even after graduating from college (usually we graduate at age 20-21) and getting a job. Most stay even after marriage! … More The merits of parental privilege ...
Posted: Mar 25 2017 @ 4:47 AM


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