Blogger Profile

Joe Udo

Blog Info

Retire by 40
Early Retirement
Frugality/Saving, Investing, Earning More/Hustling, Early Retirement/FIRE
Start Year:

Blogger Bio

Net worth:
Portland, Oregon, United States
Life stage:
SIK (Single Income, Kids)
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Latest Blog Posts

Hey everyone, we’re on vacation this week and Tim is covering for us today. Check out his post and let us know what you think. I’ll be back from Hawaii next week. Tim’s Bio I’m a self-made millionaire immigrant and a VP at a mid-size company based out of Orange County, California. I moonlight as a personal finance & fitness blogger, business consultant, personal trainer, and success coach. I’m 31 years of ...
Posted: Sep 21 2017 @ 3:10 AM
Hey, readers. I need your help today. Please vote on the poll at the end of this post. My question is this – should I consider blogging income as passive income? In 2017, we are very close to being able to cover 100% of our expenses with our passive income, but we’re not quite there yet. I don’t count blogging income as passive income at the moment. If I count ...
Posted: Sep 18 2017 @ 3:10 AM
I have nothing against Amazon. I love Amazon. It’s awesome to order stuff from home and avoid going shopping IRL. Every guy hates shopping so we love Amazon by default. Amazon saves time and usually it’s a pretty good bargain. However, I’m not joining Amazon Prime. Amazon is already a great service and I don’t think anyone really needs Amazon Prime. It’s a frivolous purchase. Today, we’ll go through the ...
Posted: Sep 14 2017 @ 3:10 AM
Earlier this year, I started investing in real estate crowdfunding with RealtyShares. My experience has been positive so far and now I’m ready to write about it. I’ve been a real estate investor for over 10 years, but that’s just in the local market. The Portland real estate market has been great and our investment properties are doing well. However, it can be a lot of work sometime. One of ...
Posted: Sep 07 2017 @ 3:19 AM
I hope you’re having a relaxing Labor Day weekend. It’s unusually HOT here in Portland. I was thinking about heading to the beach to escape the heat, but we were too lazy. We’ve already been to the beach 3 times this year and we have 2 more beach trips scheduled. Summer had been really busy for us so we decided to hang out at the pool instead. I also made ...
Posted: Sep 04 2017 @ 3:10 AM
Retirement doesn’t mean you have to stop working completely. In fact, I think a little work is good for your soul. This is especially true for early retirement. I’m 43 years old and I don’t want to watch TV and play video games all day. That would be relaxing for a day or two, but I’d be very dissatisfied with life over the long term. It’s not good for your ...
Posted: Aug 31 2017 @ 3:10 AM
Is your risk tolerance too high? This is a very important question for anyone investing in the stock market. Risk tolerance tells you how much market volatility you can stand before the stress affects your life. Some investors can handle a 30% drop in their net worth without losing sleep. However, many investors will panic […] Is Your Risk Tolerance Too High? is a post from: Copyright © 2010-2016 Retire By ...
Posted: Aug 28 2017 @ 3:10 AM
The 2017 summer break is almost over. The Portland public school starts next week and we need to get ready for it. Mrs. RB40 has been picking up school supplies, but we still need to get a new lunch box and a few new long pants. I also need to meet with RB40Jr’s teacher to […] So Long 2017 Summer Break! is a post from: Copyright © 2010-2016 Retire By 40 ...
Posted: Aug 24 2017 @ 3:10 AM
This one is a follow up to last week’s – Should You Invest or Pay Off Debt? The comments on that post are very interesting; you should check them out if you haven’t seen them yet. Some people prefer to pay off debt and others want to optimize by investing. If we purely go by […] Why I Hate Auto Loans is a post from: Copyright © 2010-2016 Retire By 40 ...
Posted: Aug 21 2017 @ 3:10 AM
Hey, financially responsible readers. The Powerball lottery jackpot is $430 million this week. Did you get a ticket yet? I used to pick up a Powerball ticket whenever the jackpot is huge, but I haven’t purchased one since they doubled the price to $2 five years ago. If the jackpot reaches a billion dollars, maybe […] If Money Was No Object… is a post from: Copyright © 2010-2016 Retire By 40 ...
Posted: Aug 17 2017 @ 3:10 AM


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