Blogger Profile

Joe Udo

Blog Info

Retire by 40
Early Retirement
Frugality/Saving, Investing, Earning More/Hustling, Early Retirement/FIRE
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Net worth:
Portland, Oregon, United States
Life stage:
SIK (Single Income, Kids)
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Latest Blog Posts

The holiday season is a source of stress for many of us. Did you know the rate of deadly heart attacks increase during the holidays' That’s strange, but I guess it’s understandable. Spending time with parents and the in-laws are stressful. However, let’s try to keep calm and not to have a heart attack over […] How to Avoid Overspending this Holiday Season is a post from: Copyright © 2010-2016 Retire ...
Posted: Nov 20 2017 @ 3:10 AM
This is part 2 of our trip to Cancun, but let’s recap part 1 first. In the first leg of our trip, we wanted to experience the local color so we stayed at a modest hotel in downtown for 3 nights. We walked around to see Mercado 28, play at Parque de la Palapas, and […] Cancun Trip Report Part 2 – Luxurious Stay at The Hyatt Ziva is a post ...
Posted: Nov 16 2017 @ 3:10 AM
For our 2nd vacation this year, we visited beautiful Cancun, Mexico. This was an unusual choice for us because we already visited Hawaii in September. Why did we have a second beach vacation' Well, our Waikiki trip was actually a spur of the moment decision. Mrs. RB40’s work sent her to Hawaii for 4 days […] Cancun Trip Report Part 1 – Seeing The Local Color is a post from: Copyright ...
Posted: Nov 13 2017 @ 3:10 AM
Hey Everyone, Today we have a question from Grace. She doesn’t make much money and she prefers conservative investments. Should she invest in dividend stock' I gave it my best shot, but I’m sure she would appreciate your opinion as well. Let us know what you think. (BTW, I’m on vacation in Cancun and I […] Reader’s Question – Should I invest in dividend stock if I don’t make much money' ...
Posted: Nov 09 2017 @ 3:10 AM
This will be a short one because we’re on vacation in Mexico. It’s an exciting time in Washington DC. The House Republicans and our fearless leader are trying to push through a sweeping tax reform. I’ve been hearing a lot about this, but I don’t have time to dig into the details today. From what I understand, the tax reform will benefit the wealthy most and everyone else gets some ...
Posted: Nov 02 2017 @ 3:10 AM
Happy Halloween! Do you have any big plans for Halloween this year? We’re skipping it entirely at the RB40 household. Well, I got a pumpkin and Mrs. RB40 carved it, but that’s about it. RB40Jr does not like dressing up and he’s too scared to go trick or treating. Even candy is not enticing enough to get him to enjoy Halloween. He says he can buy his own candy. That’s ...
Posted: Oct 30 2017 @ 9:44 AM
Hey Readers, It has been a while since I gave an update on RB40Jr. Last year, I wrote more often about our son because we had a lot of problems at the beginning of Kindergarten. He had a difficult time adjusting to the new environment and he hit a few kids (and a teacher once…) It was a tough first year and the school office staff got acquainted with RB40Jr ...
Posted: Oct 26 2017 @ 3:10 AM
Ugh! I got our property tax bills a few days ago and I am hopping mad. For 2018, our property taxes will increase from $15,984 to $17,722. That’s 11% increase or $1,738 more. I knew that property tax always goes up, but I still get a little angry every year when I see the new bills. It’s annoying because our quality of life hasn’t improved at all with these tax ...
Posted: Oct 23 2017 @ 8:25 AM
Some people say 65 is the new 45. That is true in some aspects. In the not too distant past, a 45 year old man would be lucky to live 20 more years. Now, the average life expectancy is higher and many 65 year old Americans will live beyond 85. If you look at it that way, then 65 does sounds like the new 45. However, life expectancy doesn’t tell ...
Posted: Oct 19 2017 @ 3:10 AM
A couple of weeks ago, I received an email from Social Security reminding me to check my Social Security Statement online. It is a good idea to check your Social Security Statement at least once per year to make sure your earning record is correct. If there is any mistake, then you need to correct the error within 3 years or else your social security benefits could be permanently affected. ...
Posted: Oct 16 2017 @ 3:10 AM


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