Blogger Profile

Joe Udo

Blog Info

Retire by 40
Early Retirement
Frugality/Saving, Investing, Earning More/Hustling, Early Retirement/FIRE
Start Year:

Blogger Bio

Net worth:
Portland, Oregon, United States
Life stage:
SIK (Single Income, Kids)

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Latest Blog Posts

It’s been 5 years since I retired early and it’s time to plan for my next big project. That’s to take a year off to travel around the world. This trip is a few years away so we’re not in a huge rush. However, I’ve been thinking about it quite often so I might as […] Preparing For Our Around The World Trip is a post from: Copyright © 2010-2016 Retire ...
Posted: Jul 20 2017 @ 3:10 AM
Woohoo! It’s been 5 years after I retired early and I still love it. In fact, this past 12 months has been the best year of early retirement yet. Ahhh… early retirement really is like fine wine, it gets better with time. Granted, I had a lot of help and everything came together very nicely. […] 5 Years After Early Retirement Update is a post from: Copyright © 2010-2016 Retire By ...
Posted: Jul 17 2017 @ 3:10 AM
[We’re in the California Deserts this week to visit Mrs. RB40’s families. Summer isn’t the best time to visit the deserts (so hot!), but we got some family stuff to take care of. We’ll just have to get things done in the morning and hang out at the pool in the afternoon. The Joshua Tree National […] Happiness loves company, too: an FI/ER parable is a post from: Copyright © 2010-2016 Retire ...
Posted: Jul 13 2017 @ 3:10 AM
The year is more than half over! I hope you’re enjoying summer as much as I am. RB40Jr is out of school and we’ve been doing fun activities around town. I never go out to lunch when I’m alone, but it’s nice to go try something new from a food cart with a tasting partner. […] June 2017 Goals and Financial Update is a post from: Copyright © 2010-2016 Retire By ...
Posted: Jul 10 2017 @ 3:10 AM
I hope you had a great 4th of July. Independence Day is my favorite holiday of the year and we enjoyed it thoroughly. For the holiday weekend, we took it easy and didn’t do too much. The Blues Festival was held only a few blocks away and great music wafted through our open windows for […] Don’t Forget to Enjoy The Journey to Financial Independence is a post from: Copyright © ...
Posted: Jul 07 2017 @ 3:10 AM
Woohoo! It’s Independence Day, my favorite holiday of the year. Life is good and it’s easy to take freedom for granted sometime. I am very grateful that we live in a country where we’re free to do almost anything we want (within reason.) The US has its share of problems, but they are relatively minor […] Declare Your Financial Independence Day is a post from: Copyright © 2010-2016 Retire By 40 ...
Posted: Jul 03 2017 @ 3:10 AM
Ahhh… The long days of summer are here. I love this time of the year in the Pacific Northwest. The day starts to get brighter at 5 am and the sun sets around 9 pm. The weather is perfect with a 76 degree Fahrenheit high today. There are a ton of fun activities to do […] 10 Best Songs to Get You Fired Up About FIRE! is a post from: Copyright ...
Posted: Jun 29 2017 @ 3:10 AM
Retirement planning normally consists of two broad phases – accumulation and withdrawal. Early retirement is difficult to achieve because there is less time to build wealth and more time to use it up. For most people, the accumulation phase is the difficult part. Many families spend too much and don’t save enough. The median retirement […] Our Unusual Early Retirement Withdrawal Strategy is a post from: Copyright © 2010-2016 Retire By ...
Posted: Jun 26 2017 @ 3:10 AM
Many people have asked, “How do you keep your food expenses so low?” That’s easy; we cook and eat most of our meals at home. We enjoy eating out, too, but we usually go out just a few times per month. In May, our grocery bill was $466. That’s about average for us in 2017 […] How We Keep Our Food Expenses Low is a post from: Copyright © 2010-2016 Retire ...
Posted: Jun 22 2017 @ 3:10 AM
Congratulations to all the new college graduates! You’ve got the world ahead of you, so go out and conquer it. Actually, it’s probably pretty stressful right now because starting a new phase of life is a huge endeavor. I was very nervous when I graduated and moved to Oregon to start a new career. It […] Read This Before Buying Your First Home! is a post from: Copyright © 2010-2016 Retire ...
Posted: Jun 19 2017 @ 3:10 AM


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