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Blogger Profile


Mrs. ETT

Blog Info

Name:
Enough Time To...
Category:
General Finance
Tags:
Budgeting, Early Retirement/FIRE
Start Year:
2016

Blogger Bio

Location:
Sydney, New South Wales, Australia
Age:
40s
Race:
White
Gender:
Team
Life stage:
DINK (Dual Income, No Kids)
Profession:
IT / Information System Coordinator
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Latest Blog Posts

After our expensive year in 2016, we set ourselves a goal to reduce our spending by 10% in 2017. We want to do this because it has a double effect. Firstly, it frees up more money to invest for our future. Secondly, if we can live on less, then it brings that future much closer. In 2016, we spent $80,000. To generate that using passive income and the 4% rule, ...
Posted: Dec 15 2017 @ 3:00 PM
My childhood memories of Christmas are wonderful. We were on holidays with no homework to complete for next term. We could do what we wanted with our days. We roamed the neighbourhood with kids from the street, riding our bikes and swimming in the pool next door. I could read all day if I liked. Christmas was a time of anticipation—decorating the Christmas tree, adding wrapped presents underneath, putting up ...
Posted: Dec 07 2017 @ 3:00 PM
Assets. The fun part of the net worth equation, indicating what you own. Net Worth = Assets (yay!) – Debts (boo!) When it comes to investing, deciding which assets to buy has an impact on the “safety” and performance of your portfolio. No single type of asset is guaranteed to be safe—even cash under the mattress could be stolen. However, some assets are less risky (cash in the bank) than ...
Posted: Nov 29 2017 @ 2:00 PM
This is not the post I was planning on writing for you today. According to my calendar, I should be delighting you with the simplicity of asset allocation. Instead, I find myself tired and lacking motivation. The path to financial independence is sloooooow. We are looking at 15 years if: We (continue to) work at it The sharemarket gods remain benevolent, or at least continue to provide the historical average ...
Posted: Nov 21 2017 @ 2:00 PM
Mr. ETT and I visited Kiama, on the NSW South Coast, home to the largest blowhole in the world (according to a single tourist website). Fact check fail! We’ve been to Kiama a few times before, but only always as a short stop on the way to somewhere else. We had never made the time to stay there. It turns out this was an oversight I’m glad we corrected. Initially, ...
Posted: Nov 13 2017 @ 2:00 PM
After our expensive year in 2016, we set ourselves a goal to reduce our spending by 10% in 2017. We want to do this because it has a double effect. Firstly, it frees up more money to invest for our future. Secondly, if we can live on less, then it brings that future much closer. In 2016, we spent $80,000. To generate that using passive income and the 4% rule, ...
Posted: Nov 05 2017 @ 2:00 PM
It started with a Tweet – what’s your side hustle? I do love side hustle listicles, so that night in bed I decided to revisit some. A quick Google of “50 side hustle ideas” brings up some brilliant lists. I thought maybe I was being one of those people who automatically come up with excuses as to why side hustles won’t work for me. Was I self-sabotaging? I started working my way ...
Posted: Oct 28 2017 @ 3:00 PM
Australia’s credit reporting system doesn’t have as much of an influence on our everyday lives as the American system. However, in the “new normal” world of massive data breaches and identity theft, checking your credit report should form a part of both your online safety and financial strategies. Why Have a Credit Reporting System? If you were to lend money to a friend or family, you generally do so with the expectation ...
Posted: Oct 20 2017 @ 3:00 PM
Six days after the job closed, I was offered an interview. Because I hate email, I don’t log in every day, which meant that: They sent me the invitation to interview on Tuesday afternoon. I opened it on Wednesday morning before work. The interview time was 10am Thursday! The Job Interview I was not expecting things to happen so quickly. I still had to go to work on Wednesday, so spent all my train trip ...
Posted: Oct 12 2017 @ 3:00 PM
After our expensive year in 2016, we set ourselves a goal to reduce our spending by 10% in 2017. We want to do this because it has a double effect. Firstly, it frees up more money to invest for our future. Secondly, if we can live on less, then it brings that future much closer. In 2016, we spent $80,000. To generate that using passive income and the 4% rule, ...
Posted: Oct 04 2017 @ 3:00 PM

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