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Blogger Profile


Slow Dad

Blog Info

Name:
Cantankerous.Life
Category:
Early Retirement
Tags:
Financial Independence, Personal Finance
Start Year:
2016

Blogger Bio

Location:
London, United Kingdom
Age:
40s
Race:
Unspecified
Gender:
Male
Life stage:
IT'S COMPLICATED
Profession:
Business Owner

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Latest Blog Posts

It turns out blogging can be profitable. Who'd have thought it?Just over one year ago I started Cantankerous.Life. It began as a tool to force myself to work through in a structured way whatever financial issues I was personally puzzling over at the time. Unlike many bloggers I was never much interested in creating a cult of personality, becoming a talking head, creating an affiliate marketing empire, nor providing a ...
Posted: Sep 22 2017 @ 4:13 PM
Having a clear idea of where your money comes from, and where it goes, is vital for successfully managing cash flow and financial planning. Some of the nice folks from the Rockstar Finance Forums thought it would be interesting to put together a "map" of how their finances work. Having a good understand about what goes where is an important first step for anyone wishing to get their finances in ...
Posted: Sep 08 2017 @ 9:13 AM
It may not feel like it, but the fact you are reading this means you are extremely lucky. Celebrate the small wins, and go do something amazing.It may not feel like it, but the fact you are reading this post means you are extremely lucky. Nature magazine published an article that estimates there are roughly “more than 10 billion terrestrial planets across our galaxy”. Assuming for a second that the ...
Posted: Aug 19 2017 @ 4:30 AM
Ensure your milestones and planning aren't providing excuses to procrastinate. Don't wait until those excuses become reasons! If not now then when?Without a doubt the wisest thing my brother has ever uttered was “start before the excuses become reasons”. start before the excuses become reasonsIn his case he was talking about exercise, and to his credit for once it wasn’t just pub talk. Over the course of about 18 months ...
Posted: Aug 14 2017 @ 4:58 PM
When surveyed the Personal Finance blogosphere chose $100,000 cash over all the financial knowledge in the world. They were wrong. Here's why.Earlier this week J.Money posed a question asking whether bloggers would choose $100,000 cold hard cash or the combined knowledge of contained in all the world’s Finance books.To my simple mind this was an easy question, a rephrasing of the timeless quote “Give a man a fish, and you ...
Posted: Aug 08 2017 @ 10:46 AM
Every purchase incurs additional storage, maintenance, insurance and replacement costs. Consider the total cost of ownership before purchasing.Over the years I have moved house 14 times. 5 of those moves have been international relocations. The first of those international moves involved carrying all my worldly possessions in a single backpack, and cost nothing more than the price of my plane ticket. My “one to wash, one to wear” philosophy covered pretty ...
Posted: Aug 05 2017 @ 5:25 PM
Summer vacation? A little research can make paying foreign exchange charges and interest on overseas cash withdrawals optional. Here's how. Anyone who has followed FIRE blogs for any length of time will have observed some recurring trends.A common thread amongst FIRE folk is a love of travel, or in the case of the short sighted frugalists the anticipation of a love of travel once they have hit their magic number. ...
Posted: Jul 29 2017 @ 5:00 AM
Comparing and contrasting five very different approaches to retirement funding. 15 years in a caravan? House building in Asia? And lots in-between.Recently Fritz from RetirementManifesto organised a series of bloggers to outline how they plan to fund and organise their retirements. This provided a very useful means of allowing readers to compare and contrast approaches, hopefully learning something along the way.The series is very American focussed, with relevant tax and ...
Posted: Jun 24 2017 @ 5:05 PM
Did you know most of the major stock market indices are actually actively managed? And you know what? The active managers do an amazing job. That immortal line comes from one of my favourite movies, the Princess Bride. In this case I’m applying it to be concept of low cost index trackers being entirely free of judgement based decision making. Warren Buffett says it: "...investors should stick with low-cost index ...
Posted: Jun 17 2017 @ 4:10 PM
Relying on social security to rescue your early retirement once you've burned through your savings? Try it first, a comfortable existence it is not!I read a lot of personal finance content, possibly an unhealthy amount even, ranging from the mainstream media to the blogosphere. My hope is that I’ll learn something new. Some new idea. A new approach. A new articulation of an old lesson that finally results in an ...
Posted: Jun 15 2017 @ 2:03 AM

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