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Ms. Steward

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How We Do Money
Millennial, Christian
Start Year:

Blogger Bio

Net worth:
Indiana, United States
Life stage:
DIK (Dual Income, Kids)
Quality Assurance Associate
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Latest Blog Posts

I’ve written a lot lately about my difficulties reconciling myself with my current entry-level salary, and some of the tricks I’ve used to make myself feel better about it. There… Continue reading "Thoughts on Making Less Than My Husband" ...
Posted: Dec 02 2017 @ 7:31 AM
No affiliate links or compensation here. I just like the app. My new favorite financial gadget is an app called Tip Yourself. The app is available on both iPhone and… Continue reading "How I’m Saving More With Tip Yourself" ...
Posted: Nov 22 2017 @ 4:23 AM
Recently I ran into a frugality conundrum. I turn 30 next year, and one of the key skin care recommendations is to wear daily sunscreen, especially on your face. Sunscreen… Continue reading "How Much Is Worth Spending on Cheaper Alternatives'" ...
Posted: Nov 17 2017 @ 4:00 AM
The picture above features Mr. Steward’s haul from last year’s Black Friday sales. As you can see, he got a lot of movies (mostly horror), a few games, and a couple… Continue reading "Why We Aren’t Black Friday Haters" ...
Posted: Nov 10 2017 @ 6:05 AM
When it comes to money, traditional advice prizes activity. We are told to work hard, proactively budget, and to constantly seek better ways to save and earn. We are encouraged to continually optimize and maximize. I have found myself wondering lately if there is also a place for laziness in personal finance, too. We know, for instance, that with investing, the best thing to do is to just set it up, ...
Posted: Nov 07 2017 @ 4:09 AM
Halloween is a big deal at our house. Bean is an October baby and has been obsessed with the trappings of the season since she was small. The first book she ever paid attention to was Five Little Pumpkins, which she and I can still quote word-for-word. She comes by her love of the spooky rightly–Mr. Steward is a huge horror movie buff and we both have a dark sense of humor. As ...
Posted: Oct 31 2017 @ 8:59 PM
The results are in, and the mystery bonus from our company’s recent buyout is indeed generous. Like, me-laughing-in-my-car-alone-about-how-nuts-it-is generous. Our previous employer is paying the bonus as a loyalty gift. For that reason, it is prorated based on years of service. To be exact, it is one month of pay per year spent at the company, capped at six months. I had been there a year (to the day!) when the buyout ...
Posted: Oct 30 2017 @ 4:45 AM
I’ve struggled a lot with feeling “behind” in life lately. It mostly emanates from my salary. I’ve written before about how my current salary is $34,000 per year. I turn twenty-nine next year. The short story of why I make less than might be expected from someone my age with a Master’s degree is that I pivoted away from a career in academia, instead entering the professional workforce at the entry-level ...
Posted: Oct 22 2017 @ 8:15 PM
The past week at the Steward household, we’ve been celebrating Bean’s third birthday. We had two small celebrations. The first was on her actual weekday birthday, with cupcakes and treat bags for her daycare friends. At home there was a banner and a pumpkin balloon, ice cream for dinner, and a few presents to open. On the following Saturday, our family descended on our house for a lunch of buffalo ...
Posted: Oct 19 2017 @ 6:12 AM
Then [Jesus] told them a parable: “A rich man’s land was very productive. He thought to himself, ‘What should I do, since I don’t have anywhere to store my crops? I will do this,’ he said. ‘I’ll tear down my barns and build bigger ones and store all my grain and my goods there. Then I’ll say to myself, “You have many goods stored up for many years. Take it ...
Posted: Oct 12 2017 @ 5:40 AM


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