Blogger Profile

Roger Whitney

Blog Info

Retirement Answer Man
Traditional Retirement
Investing, Early Retirement/FIRE
Start Year:

Blogger Bio

Fort Worth, Texas, United States
Life stage:
DIK (Dual Income, Kids)

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Latest Blog Posts

Do you want to have a great retirement? Make sure you value the right things. It is possible to make a million dollars and feel poor, or to make $60K and live a rich and full life. On today’s episode, Jason Parker joins me to talk about how to calculate your retirement spending and make wise choices that will benefit you long-term in your retirement years. Listen in to learn about the ...
Posted: Jul 19 2017 @ 6:00 AM
Retirement often comes with two of the most liberating words some people ever experience: “empty nest.” Those same two words turn other people’s formerly busy, fulfilling life into a personal dungeon of loneliness. Let’s look at both sides of the coin. While everyone loves their kids, it is a serious full-time job taking care of family. And that’s on top of the jobs that most couples are already working before they retire. The ...
Posted: Jul 17 2017 @ 11:00 AM
There is a lot of weird science out there when it comes to investment management. But if we’re going to be successful in investing for retirement, we need sound science. Last time we talked about asset allocation for the flexible portion of your portfolio. Today we’re going to talk about the science behind the fixed portion. Index-based investing is currently the popular way to manage this side of your investments. ...
Posted: Jul 12 2017 @ 6:00 AM
The greater your net worth, the more insurance you should buy. After all, conventional wisdom states that insurance is the most expensive thing you can buy until you need it. And then the tables turn at lightning speed. Retirement risks to mitigate with insurance Ever since the Great Recession, people have been more skittish with their money. It’s like that one big risk reared its nasty head and ever since people have taken risk ...
Posted: Jul 10 2017 @ 7:00 AM
David Booth once said, ““The important thing about an investment philosophy is that you have one.” But how many people who are actively planning for their retirement actually DO have one? You’d probably be surprised to know that much of the planning side of “retirement planning” is pretty haphazard. Even among investment advisors. But I’ve learned that it’s vital to know what your goals are and WHY you invest in ...
Posted: Jul 05 2017 @ 11:33 AM
Retirement Answer Man Roger Whitney named a ‘Top 100 Most Influential Financial Advisor’ by Investopedia Let me preface this by saying “I’m just a numbers nerd.” I don’t want to come across as proud, haughty or arrogant. Because I’m not any of those things. But I do want to share with you that I just got an unexpected honor. Investopedia, the world’s largest financial education and information website, just named me as one of their ...
Posted: Jul 03 2017 @ 7:00 AM
“Learn the rules like a pro so you can break them like an artist” (Pablo Picasso). When I was taking a math refresher course for my certification, I had to memorize and practice calculating investment specific formulas. I have never had to use that skill again. But it did serve a purpose in giving me a greater appreciation for the rules as well as an understanding of where those rules ...
Posted: Jun 28 2017 @ 2:00 AM
Has a politician or pundit freaking out about GDP growth ever worried you enough to change your retirement plans? Probably happened a little too much in the last election cycle. The thing is, politicians always want to be the ones who can claim that economic growth happened while they were in office. It’s a sign of prosperity and leadership to them. Or on the flip side, they use economic contraction as an indictment ...
Posted: Jun 26 2017 @ 7:00 AM
What you base your assumptions on when it comes to market forecasting and retirement planning will determine the course of action you take. Forecasting typically comes from respected “experts” who we all look to for advice, but here’s the problem: None of them are 100% accurate. In fact, even with all their knowledge and experience, they are often way off in what they predict. How can you plan for retirement ...
Posted: Jun 21 2017 @ 2:00 AM
Remember the Great Recession? When economic news was all depressing? How doomsday was just around the corner? How the dollar was about to take a tumultuous fall? That was a rough time as a financial planner. And it really wasn’t that long ago. The Great Recession was still killing our financial psyche in 2011. That 2008-2009 period had made a lasting impression, and everyone was still pessimistic. All the clickbait media couldn’t stop telling us how awful ...
Posted: Jun 19 2017 @ 7:00 AM


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