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Ten Factorial Rocks
General Finance
Early retirement, investing, dividends, saving, frugality
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Blogger Bio

Net worth:
Texas, United States
Life stage:
SIK (Single Income, Kids)
Business Manager
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Latest Blog Posts

Few of us are so lucky as Mr. Confucius advised.  For vast majority of wage earners in the world, our job is not only a means to use our skills but increasingly the main source of income to support our life and family and to provide for our retirement (for… ...
Posted: Nov 05 2017 @ 10:21 PM
After last week’s article explored why many multi-millionaires are worried about money, today we focus on another angle.   Not exactly millionaires, but affluent retirees are also worried about running out of money.  So, they chronically under-spend, leaving big portfolios and delighted heirs behind. Bloomberg’s article on this subject shared… ...
Posted: Oct 29 2017 @ 11:48 PM
Recovered from my big reveal last week yet? 🙂   Today’s post is an interesting segue while revealing yet another tidbit about me. I read an article recently in The Globe & Mail, a Canadian newspaper.   Yes, I do read magazines from outside the U.S.  Of course, I stick… ...
Posted: Oct 22 2017 @ 11:41 PM
The personal finance blogging world is filled with three categories of people who put out good content: A)  People who are open about both their net worth and their identity.   They track their net worth vigorously and update frequently.   They also post their pictures and their family’s including… ...
Posted: Oct 15 2017 @ 11:33 PM
A nice thing about my job is that I get to travel to new places to do business development work.  In the process, I get to savor gourmet meals in good restaurants and experience the local culture or sights, even if only for a couple of spare hours during a… ...
Posted: Oct 08 2017 @ 11:50 PM
Over the last 7 years, the sheer number of personal finance blogs that have appeared (including this one) is creating a ‘FIRE movement’ online.  Many cubicle workers are getting inspired to join this journey. Soon enough, paid work will get re-defined to such a level that the sea of cubicles… ...
Posted: Oct 01 2017 @ 11:43 PM
This is a guest post from Adam, who is the founder of Offer Climb, with locations in Houston and Phoenix. With his co-founder Corey, they are driven towards finding the best deals and providing easy payout solutions for homeowners looking to sell their property fast. Adam takes pride in providing… ...
Posted: Sep 25 2017 @ 12:27 AM
This is a guest post by Jacob Evans @ DollarDiligence.   The topic of student loans is always current on people’s minds, especially those with kids or young adults in college or many having college debt.  Persistent student loans (or lack thereof) plays a significant part in your net worth journey.… ...
Posted: Sep 17 2017 @ 11:59 PM
As you move up the career and net worth ladder, you will be presented with opportunities from generally well-meaning friends, colleagues and aquaintances about the exciting world of ‘angel investing’.   You probably already heard the words before and perhaps even imagined fantasy visions of getting a mouth-watering 100x or 1000x returns… ...
Posted: Sep 10 2017 @ 11:53 PM
In the world of deception, there are lies, great lies and statistics – in that order.   What makes statistics so dangerous is that it often comes under the garb of “data” but is subject to all sorts of cognitive biases. Recently, The Wall Street Journal (WSJ) published an article… ...
Posted: Sep 04 2017 @ 12:29 AM


"This is one of the best, most informative personal finance web sites I've ever seen"

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"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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