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Ten Factorial Rocks
General Finance
Early Retirement, Frugality, Investing, Life hacking
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Texas, United States
Life stage:
Business Manager

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Latest Blog Posts

Hi All, I am happy to share with you that today, Ten Factorial Rocks (TFR) is officially one year old!  Exactly one year ago today, inspired after a long morning walk, I started this oddly-named website.  The idea itself had been germinating for long, after years of being on the receiving end of frustratingly bad information… ...
Posted: Jul 16 2017 @ 2:55 AM
The Internet is open to all but is also home to many cozy bubbles that distort reality.  It is easy to extrapolate a very specialized, rare thing to a much broader population just because you spend a lot of time within a small group who believes in that thing, talks about… ...
Posted: Jul 10 2017 @ 12:21 AM
What an oddly-titled article from this website, right?  Trust me, it will make sense.  Read on… Does money drive your life?  It may sound ironic hearing this from a guy who has a monetary target to achieve, firmly planted on the name of this website.  But it is true.   Truth be told, I put up that… ...
Posted: Jul 03 2017 @ 12:50 AM
You may have read several studies that successful long term investing requires the ability to invest efficiently, have enormous patience and faith in the markets to eventually deliver the goodies for your retirement. We also saw in an earlier article, that patience, especially to survive the dog years of investing,… ...
Posted: Jun 26 2017 @ 12:10 AM
The journey of life is long, complicated and is never a straight path.  Same applies to our financial journey as well, as finances mirror our lifestyle and choices.   So, we must stay humble and kind. The elegance of steadily compounding financial returns are merely that…just elegant.    It’s funny we… ...
Posted: Jun 19 2017 @ 12:23 AM
This is a guest post from Ben Hamlin.  Ben is an aspiring financial entrepreneur and avid investor who became interested in learning to earn money at an early age. Ben ultimately hopes to become financially independent through his various investments. Bitcoin and similar cryptocurrencies are getting a lot of attention… ...
Posted: Jun 11 2017 @ 11:10 PM
Loss aversion defines much of human behavior.  We are so worried about the prospect of loss, that many studies show that finding $100 doesn’t give the same joy to offset the pain of losing $100.  Some say, it takes as much as gaining $200 to offset the loss of $100.  In other words, a… ...
Posted: Jun 05 2017 @ 12:13 AM
We all have to live somewhere.  We also need a roof over our heads.  Even before the buy vs. rent argument enters the picture, what’s even more important is the allocation you give to your housing expense as a percentage of your income. The math of compounding works in such… ...
Posted: May 29 2017 @ 12:14 AM
Today’s post is from Troy Bombardia, who blogs over at markethistory.org.   I am a strong believer in learning from successful people, and when it comes to investing, especially from the Oracle that I wrote about. What I like about Troy’s post is that he focuses on the importance of… ...
Posted: May 22 2017 @ 12:28 AM
When Benjamin Davis reached out to me requesting a guest post on his website, I happily obliged.  Not because he is a fellow Ph.D. holder, but because he, in many ways, represents the complement of the approach I have taken for my own journey.   He is European, and a… ...
Posted: May 16 2017 @ 12:22 AM


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