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Ten Factorial Rocks
General Finance
Early retirement, investing, dividends, saving, frugality
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Net worth:
Texas, United States
Life stage:
SIK (Single Income, Kids)
Business Manager
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Latest Blog Posts

There are many seekers of financial independence and early retirement (FIRE).   Many depend on financial advisors to help them reach a comfortable retirement.  To reach FIRE faster, however, you may have to fire your financial advisor!  I have always managed my finances on my own, and you can too.   For those with any […] ...
Posted: Feb 09 2018 @ 12:55 AM
I love Rockstar Finance (RF).  It is my ‘go to’ resource to see what’s happening in the personal finance blogging world.  I have had the privilege of having a number of my articles featured in RF and enjoyed the warm blanket feeling of seeing thousands of visitors on my site on the day I am rockstar’ed!  […] ...
Posted: Jan 30 2018 @ 5:38 AM
Hope you are having a great holiday season.  As my son would say, ’sup friends' 😊  You may be wondering about the low frequency of posts this month.  There is good reason for it. On this New Year’s Eve, I have some big news to share with you!  While you… ...
Posted: Dec 31 2017 @ 5:49 AM
Simply safe dividends – that’s what every dividend stock investor wants.  Even if you are undecided on the ‘eternal’ debate between index fund investment and dividend stock investing, it stands to reason that you want your investments to grow.   Growth, keeping up with inflation or going beyond it, can only… ...
Posted: Dec 04 2017 @ 5:19 AM
Funny thing, this financial planning stuff.  You are asked to guess, for the coming years or even decades, how much will you be spending every year, and how much income or growth will your money deliver, and also, when will you die! If we knew all of this with certainty,… ...
Posted: Nov 20 2017 @ 10:04 AM
Some time ago, I wrote an article about the famed 1%, suggesting it all depends on how you measure it and some of you may even be part of it! The 1% means different things in different contexts. Apathy Ends wrote a post titled Can you do 1% better  showing how… ...
Posted: Nov 13 2017 @ 10:31 AM
Few of us are so lucky as Mr. Confucius advised.  For vast majority of wage earners in the world, our job is not only a means to use our skills but increasingly the main source of income to support our life and family and to provide for our retirement (for… ...
Posted: Nov 06 2017 @ 9:21 AM
After last week’s article explored why many multi-millionaires are worried about money, today we focus on another angle.   Not exactly millionaires, but affluent retirees are also worried about running out of money.  So, they chronically under-spend, leaving big portfolios and delighted heirs behind. Bloomberg’s article on this subject shared… ...
Posted: Oct 30 2017 @ 8:48 AM
Recovered from my big reveal last week yet' 🙂   Today’s post is an interesting segue while revealing yet another tidbit about me. I read an article recently in The Globe & Mail, a Canadian newspaper.   Yes, I do read magazines from outside the U.S.  Of course, I stick… ...
Posted: Oct 23 2017 @ 8:41 AM
The personal finance blogging world is filled with three categories of people who put out good content: A)  People who are open about both their net worth and their identity.   They track their net worth vigorously and update frequently.   They also post their pictures and their family’s including… ...
Posted: Oct 16 2017 @ 8:33 AM


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