Imagine you had a time machine. It allows you to go back in time and change one thing about the past.
What would you do?
I bet plenty of us WANT to say something like:
Warn the Titanic about those pesky icebergs in the way
Kill baby Hitler
Tell Abraham Lincoln to Netflix and chill with Mary Todd instead of going to the theater
But the truth is, we’d all probably want to go back ...
I get some version of this email every day:
“How many hours do you work, Ramit? What tool do you use to manage your social media? Do you actually read 2,000 emails/day?”
All right, you want to know how I actually stay productive? Fine, I’ll show you exactly what I do. No pandering, no hiding the truth. You might think I’m over-the-top, or that my approach is weird or won’t work for you…but ...
Little known fact: along with being a personal finance expert, I am also a highly skilled mentalist. I’ll prove it. I can read your mind right now and tell you EVERYTHING about you. No, seriously. Get ready to get your mind BLOWN.
I want you to concentrate very carefully on the screen. Concentrating yet? Good. Now give me a moment to work my magic.
Alright. I got it. From my mystical dive ...
We’ve all seen it before: #travel Instagram photos of “point hackers” sipping on champagne on their first-class flights to Paris that they got completely through travel credit card rewards — all while you sit #jealous at home.
When most people see these pictures, they’ll say things like:
“Maybe if I had all the time in the world, I’d learn how to get a free flight on a travel credit card.”
“Interesting… I’ll ...
In grad school, I was the RA (resident assistant) of a 50-person house. We had a house budget that we had to decide how to spend on things like a house party or better food.
HOLY SHIT. I’ve never seen a worse side of humanity than when a small amount of money being pooled has to be used for a group decision. This was when I first learned that whenever a group ...
Anyone with Asian parents can probably tell you two things:
Their parents knew how to negotiate anything.
Their parents knew how to guilt trip them to do anything.
However, you certainly don’t have to grow up with Asian parents to experience it.
After all, we all know what it feels like. Guilt trips are those nebulous feelings of things we “should” be doing, exacerbated by people like our parents, friends, and coworkers.
Maybe your ...
Who knows someone whose house looks like it came out of some design blog? I’m talking about the people who make DIY centerpieces from their great-grandmother’s 3rd grade lunch box.
I have a friend with a place like that, and eventually it hit me why her apartment always looked so put together: She ALWAYS has fresh flowers all throughout her home.
I had to ask. She has a busy full-time job, ...
You know what’s one of the scariest things in the world to me?
No, it’s not the rising trend of the male romper.
And it’s not even the fact that people take awful financial advice about avocado toast seriously.
It’s a study from Princeton:
“[The] study found that as many as 34 percent of Americans have never even checked their credit reports. Princeton Survey Research Associates conducted the research in April, polling 1,000 adults.”
What. The. ...
Do you ever have one of those days where it just seems like you can’t get ANYTHING done?
It typically starts out with a clear goal in mind like “I’m going to go for a run today” or “I’m going to finish that big client proposal,” only to end with you endlessly browsing Reddit or Netflix.
I bet you know this feeling well. Hell, you’re probably reading this because you’re procrastinating on ...
Quick announcement: Over on GrowthLab, I’m releasing an e-book through Amazon about starting and growing an online business — and you can pick it up today.
It’s called Your Move: The Underdog’s Guide to Building Your Business and it’s on sale for a limited-time price of $0.99. Why so cheap? I don’t care how much money I make — I just want to get this e-book in as many hands as possible. Not ...
Posted: Jun 19 2017 @ 5:00 AM
"This is one of the best, most informative personal finance web sites I've ever seen"
-- Daffy Duck, DaffyIsSoTaffy.com
"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"