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Blogger Profile


Jeff Rose

Blog Info

Name:
Good Financial Cents
Category:
General Finance
Tags:
Family, Investing
Start Year:
2008

Blogger Bio

Net worth:
$1,000,000.00
Location:
Carbondale, Illinois, United States
Age:
30s
Race:
White
Gender:
Male
Life stage:
SIK (Single Income, Kids)
Profession:
Financial Planner

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Latest Blog Posts

We talk a lot about retirement plans here on Good Financial Cents, but one part of the retirement subject we don’t discuss enough is 401(k) vesting. Not all plans have it, but many do. And some have very generous employer matches, making the question of 401(k) vesting an important one. An Ask GFC reader asked the following question: ”I am a 401 k Plan participant which has a graded vesting schedule of 6 ...
Posted: Jul 21 2017 @ 10:19 AM
As a financial planner who has been around for a while, I’ve overheard plenty of wild claims about retirement and money. If I had a dollar for every person who told me their whole life insurance plan worked like a savings account or that their variable annuity was the best investment available, I would be rich! Unfortunately, there are long-term consequences that come with believing everything you hear. Over the years, I've ...
Posted: Jul 19 2017 @ 1:35 PM
If you're interested in learning how to become a freelance writer so you can earn an amazing income from home, this post is for you. Imagine being your own boss, having nearly unlimited income potential, and being able to work from home. Instead of slaving away in a cubicle all day, you rely on your creative talents – and your rigid work ethic – to build the life of your dreams. Without ...
Posted: Jul 18 2017 @ 11:40 AM
After the 2008 financial crisis Steve and Mary made the tough choice to delay their retirement. Even though their savings was adequate, it just didn't feel right. They had a vision of their “happy retirement” – spending time with their grandkids, buying a small lake house, traveling to Greece – and none of that seemed likely with all the doom and gloom that existed. We even ran several illustrations and stress tests on their ...
Posted: Jul 17 2017 @ 11:13 AM
Wealthfront is an online, automated investment platform, commonly referred to as a “robo-advisor”. Wealthfront, and other similar investment platforms, are referred to as robo-advisors because your investment portfolio is both designed and managed by proven computer algorithms. The platform constructs your portfolio with a small number of exchange traded funds (ETFs) that are representative of the broader stock and bond markets, as well as natural resources. Once your portfolio has been created, ...
Posted: Jul 15 2017 @ 10:08 PM
In 16 Ways to Invest $100 I gave suggestions on how to invest when you have just a few dollars. In this article I want to take it up a notch, which is to say how can you invest when you have more than a few dollars, but not the thousands that traditional investment vehicles usually require? You can also check out my post on the best short term investments for ...
Posted: Jul 11 2017 @ 12:08 PM
How can you become a millionaire? Here's the story of how I went from having $20,000 in debt to becoming a millionaire, plus some of the lessons I learned along the way: ​Do you have what it takes to become a millionaire? I'm going to be really honest here. For years, I never imagined I would become a millionaire one day. You see, I had too many things working against me. My father filed for ...
Posted: Jul 11 2017 @ 11:53 AM
Imagine you're the recipient of an amazing windfall. The catch is, you get to decide how your “winnings” are paid out. For the purpose of this experiment, you can choose from $2,000 cash money or a “magical penny” that doubles in value for 31 days straight. Either option will leave you with more money than you started with, but one choice leaves you a lot better off. So, which option would YOU choose? This ...
Posted: Jul 10 2017 @ 12:37 PM
Imagine you're the recipient of an amazing windfall. The catch is, you get to decide how your “winnings” are paid out. For the purpose of this experiment, you can choose from $2,000 cash money or a “magical penny” that doubles in value for 31 days straight. Either option will leave you with more money than you started with, but one choice leaves you a lot better off. So, which option would YOU choose? This ...
Posted: Jul 10 2017 @ 12:37 PM
This post is brought to you by CJ Affiliate’s VIP Content Service with sponsorship by QuickBooks Online. While this is a sponsored opportunity, all content and opinions expressed here are my own. All tax situations are different.  Did you know that eight out of ten small businesses fail within the first eighteen months? I don't know about you, but I find that number shocking. The fact that I started my first business over ...
Posted: Jul 06 2017 @ 1:00 PM

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