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Blogger Profile


Melanie Lockert

Blog Info

Name:
Dear Debt
Category:
Debt
Tags:
Money, Hustling
Start Year:
2013

Blogger Bio

Location:
Los Angeles, California, United States
Age:
30s
Race:
White
Gender:
Female
Life stage:
IT'S COMPLICATED
Profession:
Writer

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Latest Blog Posts

Hey debt fighters! I’ve been working hard on the Lola Retreat, so have been MIA. In the meantime, we have another great dear debt letter from Mrs. Picky Pincher. She is the blogger at www.pickypinchers.com and writes about paying off debt while living the good life.  — Dear Debt, Ah, you and I go way back, don’t we? I first met you when I was 9. Ahhh, young love. I borrowed $20 from my dad so I ...
Posted: Jul 19 2017 @ 6:16 PM
Hey debt fighters! We have a different kind of letter today from new blogger The Lady in the Black. LITB, aka Erica is a 40-something single mom, freelance writer, and published author. She was inspired to start her blog based on her ongoing struggles to manage her personal finances. — Dear Money, I have been thinking about writing you for a while but I really wasn’t sure where to begin. All I do know ...
Posted: Jun 14 2017 @ 6:00 AM
Hey everyone! Ready to break up with debt? We have another inspiring dear debt letter today from the blogger behind Sobredinero.com, a personal finance site for Latinos.  — Dear Debt, We first met when I was in undergrad.  Tuition at a private prestigious university for 4 years was well over $100,000!  Then one day as I was strolling through campus, I came across a booth of kids who were smiling, handing out free gifts, ...
Posted: Jun 12 2017 @ 2:07 PM
A few weeks ago I had the pleasure of attending the CO-OP THINK conference in New York City. The conference was all about credit unions and this year’s theme was “digital transformation.” In many of the sessions, we talked about digital disruption and what companies need to do to stay relevant. Time and time again we heard about how companies like Uber and AirBnB are taking over and disrupting industries. In fact, ...
Posted: Jun 06 2017 @ 8:51 PM
May is Mental Health Awareness month, so I wanted to post something near and dear to my heart while there are a few days left. I’m modifying my signature dear debt letters and writing one to depression. Some of you may know that I’m a mental health advocate who is passionate about helping others. I’m passionate about mental health because I’ve suffered on and off from depression for half of ...
Posted: May 29 2017 @ 11:24 PM
Hello debt fighters! I’m super pumped to announce I’ll be joining my girl Kara Perez from Bravely Go this Friday for a webinar on how to pay off student loans.   It’s going to be awesome! We both have some stories to share as well as some actionable advice. Hope you can make it! It’s this Friday, May 5th at 11:30am PT. If you can’t make it, register and you’ll get the replay. Sign ...
Posted: May 03 2017 @ 11:40 PM
This blog post is part of the Pay Down My Debt (PDMD) blog tour, sponsored by US Equity Advantage. PDMD is a solution that accelerates debt payoff and helps consumers monitor their credit and make smarter purchasing decisions. If you’re looking to pay off debt, find out how they can help. This post contains affiliate links. In theory, paying off debt should be simple right? Cut expenses, increase earnings and ...
Posted: Apr 19 2017 @ 6:00 AM
The other day I woke up from a bad dream. In the dream, I was in graduate school (again) pursuing a different degree — this time on a full scholarship (yay). As it turns out though, there was a fluke and my scholarship didn’t go through, and somehow I had $100,000 in debt. In my dream, I was so panicked. “Nooo!” I thought. “I just paid off nearly $100,000! I ...
Posted: Apr 18 2017 @ 3:43 PM
The other day I woke up from a bad dream. In the dream, I was in graduate school (again) pursuing a different degree — this time on a full scholarship (yay). As it turns out though, there was a fluke and my scholarship didn’t go through, and somehow I had $100,000 in debt. In my dream, I was so panicked. “Nooo!” I thought. “I just paid off nearly $100,000! I ...
Posted: Apr 18 2017 @ 3:43 PM
Let me guess. At the beginning of this year, you set all of these financial goals. You were going to finally pay off debt. Start investing. Get your spending under control. And now? You’ve made some progress, but you’re not where you want to be. Don’t worry, I’ve been there. Making financial changes in your life is tough. That’s why having accountability and a coach to get you through can make ...
Posted: Mar 23 2017 @ 6:00 AM

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