Blogger Profile

Melanie Lockert

Blog Info

Dear Debt
Money, Hustling
Start Year:

Blogger Bio

Los Angeles, California, United States
Life stage:
Fave $ Books:
Oops! We don't have this blogger's faves, yet. If this is your blog, fill out our poll here!

(Is this your profile page? Update your info here. To update your icon, go to gravatar.com.)

Latest Blog Posts

As you might have noticed, it’s been awhile since I posted. I’m not proud of that but sometimes life just gets in the way. Sometimes it’s about surviving what’s ahead and dealing with “in real life” stuff rather than my ramblings online. I love this space and want to continue to nurture it but I also need to take care of myself. This year has brought physical health issues, mental ...
Posted: Sep 15 2017 @ 4:50 PM
Hey everyone! We have another dear debt letter from H, who lives in Salt Lake City and works at a nonprofit.  — Hi debt, I’m not going to be mad at you. I’m over that phase. Because… I guess I hope this is all just part of growing up. Plus, I’ve beaten myself up over and over and over again, about you. You stressed me out from the start. I’m from a smart and ...
Posted: Jul 24 2017 @ 6:00 AM
Hey debt fighters! I’ve been working hard on the Lola Retreat, so have been MIA. In the meantime, we have another great dear debt letter from Mrs. Picky Pincher. She is the blogger at www.pickypinchers.com and writes about paying off debt while living the good life.  — Dear Debt, Ah, you and I go way back, don’t we? I first met you when I was 9. Ahhh, young love. I borrowed $20 from my dad so I ...
Posted: Jul 19 2017 @ 6:16 PM
Hey debt fighters! We have a different kind of letter today from new blogger The Lady in the Black. LITB, aka Erica is a 40-something single mom, freelance writer, and published author. She was inspired to start her blog based on her ongoing struggles to manage her personal finances. — Dear Money, I have been thinking about writing you for a while but I really wasn’t sure where to begin. All I do know ...
Posted: Jun 14 2017 @ 6:00 AM
Hey everyone! Ready to break up with debt? We have another inspiring dear debt letter today from the blogger behind Sobredinero.com, a personal finance site for Latinos.  — Dear Debt, We first met when I was in undergrad.  Tuition at a private prestigious university for 4 years was well over $100,000!  Then one day as I was strolling through campus, I came across a booth of kids who were smiling, handing out free gifts, ...
Posted: Jun 12 2017 @ 2:07 PM
A few weeks ago I had the pleasure of attending the CO-OP THINK conference in New York City. The conference was all about credit unions and this year’s theme was “digital transformation.” In many of the sessions, we talked about digital disruption and what companies need to do to stay relevant. Time and time again we heard about how companies like Uber and AirBnB are taking over and disrupting industries. In fact, ...
Posted: Jun 06 2017 @ 8:51 PM
May is Mental Health Awareness month, so I wanted to post something near and dear to my heart while there are a few days left. I’m modifying my signature dear debt letters and writing one to depression. Some of you may know that I’m a mental health advocate who is passionate about helping others. I’m passionate about mental health because I’ve suffered on and off from depression for half of ...
Posted: May 29 2017 @ 11:24 PM
Hello debt fighters! I’m super pumped to announce I’ll be joining my girl Kara Perez from Bravely Go this Friday for a webinar on how to pay off student loans.   It’s going to be awesome! We both have some stories to share as well as some actionable advice. Hope you can make it! It’s this Friday, May 5th at 11:30am PT. If you can’t make it, register and you’ll get the replay. Sign ...
Posted: May 03 2017 @ 11:40 PM
This blog post is part of the Pay Down My Debt (PDMD) blog tour, sponsored by US Equity Advantage. PDMD is a solution that accelerates debt payoff and helps consumers monitor their credit and make smarter purchasing decisions. If you’re looking to pay off debt, find out how they can help. This post contains affiliate links. In theory, paying off debt should be simple right? Cut expenses, increase earnings and ...
Posted: Apr 19 2017 @ 6:00 AM
The other day I woke up from a bad dream. In the dream, I was in graduate school (again) pursuing a different degree — this time on a full scholarship (yay). As it turns out though, there was a fluke and my scholarship didn’t go through, and somehow I had $100,000 in debt. In my dream, I was so panicked. “Nooo!” I thought. “I just paid off nearly $100,000! I ...
Posted: Apr 18 2017 @ 3:43 PM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

Leave a Comment

To leave a comment about this blog, fill out the following form.