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Lazy Man

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Lazy Man and Money
General Finance
Early Retirement
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Blogger Bio

Rhode Island, United States
Life stage:
DIK (Dual Income, Kids)
IT / Software
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Latest Blog Posts

Alternative Income Update: August 2017 It is well-past the middle of the month, which means that I’m very late to write about my alternative income for the last month. Many bloggers publish their monthly updates a few days after the month is over. I like to wait a week for rent checks from my tenants to clear. For whatever reason, something always comes up in the next week. ...
Posted: Sep 19 2017 @ 6:31 AM
I’m the first person to say that I’m not a big fan of lawsuits. Full disclosure, I’ve been sued a few times now. That’s despite being the type of person who doesn’t cut the mattress tag off (even though you can). I’ve found that helping consumers by covering the same stories the news does (in the same way) tends to get me sued. Every lawyer representing ...
Posted: Sep 13 2017 @ 1:44 PM
I think I was around 13 or 14 the first time someone asked me about life insurance. My mother described a policy where I could pay some ridiculously low amount, I think around $6 a month for whatever the coverage was. The big question she had for me was whether I’d continue to pay it for the rest of my life to keep it active. I like to think I was ...
Posted: Sep 12 2017 @ 7:00 AM
Welcome to September! Wait, it’s already the 8th? I haven’t written an article this month yet? As my friend Martin from Studenomics always says, “No one wants to hear your excuses!” So I won’t tell you how me and the two toddlers have been passing a stomach bug back and forth. I also won’t mention that my wife’s been able to avoid it as she’s been traveling for work. ...
Posted: Sep 08 2017 @ 9:35 AM
The follow is an article by staff writer, Kosmo I began collecting baseball cards when I was a kid.  One of the first cards I remember having was a 1985 Gary Gaetti card that a friend gave to me.  I have no idea what happened to this card – I assume I traded it at some point, since I’m not a Twins fan.  Another early card I had was a 1985 ...
Posted: Sep 05 2017 @ 11:35 AM
Welcome to Limbo Week. That’s the week after camp ends, just before school begins. It’s difficult to get work done, but we’ve been learning about dinosaurs (thanks Dino Dana) and math (Cyberchase – both streaming free if you have Amazon Prime.) I also picked up some very basic Disney workbooks from DollarTree: first reading, addition/subtraction, and time/money. It’s amazing what a dollar can buy you these ...
Posted: Aug 30 2017 @ 8:00 AM
Last Week, Joe from Retire by 40 published an article, Why I Hate Auto Loans*. On almost every financial topic, I find myself feeling that Joe and I share the same brain. This appears to be the exception that proves the rule. That makes it a topic worth digging deeper. Don’t get crushed by a car… loanBefore I get into why I love car loans, I’d like to ...
Posted: Aug 29 2017 @ 9:00 AM
A few weeks ago, I write Why You SHOULD Try to Time the Market. It’s a very contrarian view because the math shows you’ll still make money if you stay in the market long enough. However, I wasn’t advocating exiting the market. Instead I suggested that you rebalance your portfolio by looking at cheaper international and emerging markets, increasing your bond allocation, and perhaps even holding a ...
Posted: Aug 24 2017 @ 9:00 AM
We are in the process of refinancing our mortgage – again.  We bought our first home in 2005.  Due mostly to the expense and uncertainly of kids, we took out a thirty year mortgage.  In 2014, we moved to a different, larger house with a different, larger mortgage.  My mom’s estate was recently settled, and we decided to pay down the principal refi the 30 year mortgage (which has 27 ...
Posted: Aug 21 2017 @ 10:40 AM
I’m surely not the only one asking for a mulligan after last week, right? By the end of the week, I was sheetcaking Chinese takeout. If you don’t know what sheetcaking is, then you should watch that video with Tina Fey. This works… if you want to eat Chinese takeout the slow way.Here are a few things that have been going on. It’s going to be a little ...
Posted: Aug 21 2017 @ 7:39 AM


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