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Len Penzo

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Len Penzo dot Com
General Finance
Budgeting, Family, Frugality, Investing, Real Estate, Macroeconomics
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Los Angeles, California, United States
Life stage:
SIK (Single Income, Kids)
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Latest Blog Posts

Some folks hereabouts have wondered what Grandfather “at home” looks like. Well, here’s a scene for you … It occurs to Grandfather that he looks like a hick in that particular picture. But, as you can see, his living room looks quite opulent … Well, Grandfather says it just illustrates a basic contention of his: […] ...
Posted: Nov 23 2017 @ 7:15 AM
My wife and I recently had a child. Though we’d planned for additional expenses, managing our budget has nonetheless been tough at times, particularly because we’re operating on a single income. What we quickly realized when our daughter was born was that we were spending a lot more on food. That wasn’t entirely surprising, given […] ...
Posted: Nov 22 2017 @ 3:15 AM
Black Friday is approaching soon so begin making arrangements and get prepared if you want to exploit the great day. Of course, there will be plenty of extraordinary deals. For example, mobile phones like the Samsung Galaxy S and other items like clothing will leave shelves quickly. With that in mind, here are six tips […] ...
Posted: Nov 21 2017 @ 7:15 AM
Thanksgiving is filled with family, friends, good food and football. But it can also be filled with expenses — especially if you’re having Thanksgiving dinner at your house. No need to worry, though. The Thanksgiving holiday also offers ample ways to save. Here are eight of them: Decide How Much You Need Don’t buy enough […] ...
Posted: Nov 20 2017 @ 3:05 AM
It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Can you believe Thanksgiving is almost here' Wow! Where did this year go' “Inflation is taxation without legislation.” […] ...
Posted: Nov 18 2017 @ 7:15 AM
Just about everyone underestimates the true cost of car ownership, especially those who can’t resist the look, lines, and luxury of a higher-end brand vehicle like Audi. Despite superior design, it’s not as if an Audi or similar luxury car can win against the forces of nature. Even quality Audi parts will wear down and […] ...
Posted: Nov 17 2017 @ 7:15 AM
Pablo Picasso said, “I’d like to live as a poor man, with lots of money.” Sage advice. That’s because doing the exact opposite is a recipe that’s guaranteed to eventually bring financial trouble to anybody brazen enough to try it. Still, that doesn’t stop many folks from living beyond their means in a misguided attempt […] ...
Posted: Nov 16 2017 @ 7:15 AM
For many people, the grocery bill is one of their largest monthly expenses. Fortunately, you can easily save money on groceries this week — and every week after that — with a little pre-planning and a lot of creative frugality. Nix the Takeout Life is busy; so, for many singles and couples, eating takeout is […] ...
Posted: Nov 15 2017 @ 7:15 AM
I love macaroni and cheese — especially when it is made from scratch. Many people think macaroni and cheese originated when Thomas Jefferson first served it in the White House in 1802, but it probably originated in Europe much earlier than that. My neighbor, Mr. Mike, insists that macaroni and cheese should only be served […] ...
Posted: Nov 14 2017 @ 7:15 AM
Although I haven’t conducted a scientific study, I suspect that most people of modest means who are successful in managing their personal finances understand the importance of being patient. Let’s face it: Most debt-free people aren’t impulsive shoppers, or insistent on instant gratification — if they want something but don’t have the cash, then they […] ...
Posted: Nov 13 2017 @ 7:15 AM


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