Blogger Profile

Sandy Smith

Blog Info

Yes, I Am Cheap
General Finance
Debt, Hustling
Start Year:

Blogger Bio

Net worth:
New York, New York, United States
African American
Life stage:
DINK (Dual Income, No Kids)
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Latest Blog Posts

From working within Human Resources, I realize that many people don't understand how the whole flexible spending account thing works and how it can benefit you. You won't be a part of that group after this post. For those who want to understand how it works, read on. The post Understanding Your Flexible Savings Account appeared first on Yes, I Am Cheap. ...
Posted: Oct 26 2017 @ 9:00 AM
This is a sponsored conversation written by me on behalf of Ashworth. The opinions and text are all mine. The numbers are staggering. According to The Institute for College Access and Success, over 70% of graduating students are carrying student loan debt – an average of $37,000 and a total of over $1.3 trillion! The[...] The post Why A College Degree Is Still Worth It appeared first on Yes, I Am ...
Posted: Oct 13 2017 @ 9:00 AM
We’re pregnant. I’m still getting used to saying that so let’s just let this all sink in a for a little bit.  The hubby and I are expecting a little person to join our clan of two and a fur baby and I’m in full on quiet panic mode. First, a little background for you.[...] The post So, We’re Pregnant and it’s Expensive! appeared first on Yes, I Am Cheap. ...
Posted: Sep 04 2017 @ 9:00 AM
This is a guest post from Eric Rosenberg, a finance writer at Personal Profitability, InvestmentZen, and other personal finance, technology, and travel publications. I’ll never forget the day I walked into work and my boss told me it was my last day. I was in shock, not having seen this on the horizon. But it[...] The post Why Every Family Needs a Side Hustle appeared first on Yes, I Am Cheap. ...
Posted: Aug 15 2017 @ 12:33 PM
You are about to move into a new apartment, but you are going to have to start from scratch with the furnishings. What can you do to make furnishing your new home as cost effective as possible? Of course, you can always start by asking around to see if anyone has got furniture, or other[...] The post 7 Top Tips for Furnishing an Apartment on a Budget appeared first on Yes, ...
Posted: Aug 04 2017 @ 9:00 AM
Have you ever considered the question: Do you have too much credit available? For many people, the pursuit of additional lines of credit is perceived as a safe option. The age-old aphorism: Too much of a good thing is a bad thing holds true with excess credit lines, on the proviso that you are reckless[...] The post Do Credit Companies Have a Responsibility to Tell People the Facts about Debt? appeared ...
Posted: Jul 31 2017 @ 10:17 AM
The following is a guest post from money expert Andrea Woroch. Before the recession, living cheaply wasn’t nearly as commonplace as it is today. The economy has forced people to adopt a frugal lifestyle and spend more time finding deals and comparing prices. Our pursuit of bargains can sometimes land us in hot water, however,[...] The post Common Purchasing Mistakes & How to Fix Them appeared first on Yes, I Am ...
Posted: Jun 26 2017 @ 2:00 PM
In life, when you are hitting an unseen obstacle as you try to reach your goals, it can be a very frustrating feeling. After all, life’s challenges are much easier to take on when you fully understand what you are up against. That is why people who have been rejected time and again for a[...] The post Finance 101: How To Open A Checking Account When You Are In ChexSystems appeared ...
Posted: Jun 01 2017 @ 12:30 PM
Good financial advice can mean different things for different people. For some it means being able to get a hold of your financial advisor at any time, for others it means finding an advisor who explains investment options in detail and for some good financial advice equals making money. The truth is a good financial[...] The post How Do You Know You’re Getting Good Financial Advice? appeared first on Yes, I ...
Posted: May 23 2017 @ 6:00 AM
Do people with money usually flaunt or apologize for their wealth? This past week one of my good friends lost her job. As it goes in the financial industry when times are tough and companies need to increase their profit margins. She (let’s call her Amanda) has over 10 years of experience and is college[...] The post Do You Apologize for Your Wealth? appeared first on Yes, I Am Cheap. ...
Posted: May 09 2017 @ 6:00 AM


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