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Blogger Profile


FT

Blog Info

Name:
Million Dollar Journey
Category:
Budgeting
Tags:
Frugality, Investing
Start Year:
2006

Blogger Bio

Net worth:
Location:
St. John's, Newfoundland, Canada
Age:
30s
Race:
Unspecified
Gender:
Male
Life stage:
SIK (Single Income, Kids)
Profession:
Engineer
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Latest Blog Posts

This post was originally written in 2015 but I have updated it due to recent questions about the top Canadian dividend ETFs available.  Check out the new entrants below. Dividend investing has been a part of my portfolio strategy since I started MDJ but with a bit more focus on building that portion of the […]Related Posts:The Dogs of the TSX 2015Getting Exposure to the Canadian Energy IndustryLow Cost ETFs ...
Posted: Nov 20 2017 @ 7:30 AM
Welcome to the Million Dollar Journey November 2017 Net Worth Update – Team MDJ edition. A select group of readers were selected to be part of Team MDJ which was conceived after my million dollar net worth milestone was achieved in June 2014. Karl the Real Estate Agent was selected as a team member and […]Related Posts:Team MDJ’s Newest Millionaire – Karl the…Net Worth Update January 2017 – Karl the ...
Posted: Nov 13 2017 @ 7:30 AM
Bitcoin seems to be all the hype these days, especially with the digital currency making new highs day after day. At the beginning of 2017, Bitcoin was valued at around $1,000 USD. As of November 4, 2017, Bitcoin has reached $7,300 USD – a 7 bagger in less than a year. What is Bitcoin? So great, this magical currency seems to be going up, but what exactly is Bitcoin? At a very ...
Posted: Nov 06 2017 @ 6:30 AM
Before making the decision to take the commuted value of our defined benefit pension plan, I did a little digging into how pensions invest and their asset allocation. Ever wonder how the big billion dollar pension funds are allocating their funds to ensure long-term sustainability? Related:  How and why asset allocation works At a high level, most pension funds follow a low-fee indexed approach with global coverage.  Some funds may have a ...
Posted: Oct 30 2017 @ 7:30 AM
Dividend Stocks Rock Promotion (sponsored) I mentioned this in a recent newsletter blast but I’ll share it here for readers not subscribed to the newsletter. Longtime colleague Mike from Dividend Investor has started a dividend growth investing newsletter called Dividend Stocks Rock (Canada and the US), and it’s good!  So good in fact that I’ve convinced him to offer an exclusive discount to MDJ readers but only for the next 30 days.  The membership ...
Posted: Oct 23 2017 @ 7:30 AM
By request, I have updated this article that was originally published in 2015.  I included all dividend stocks that have at least a 15 year track record of increasing dividends, which brings it up to 18 in total (16 last year).  This list will give you a good idea on some of the top dividend growth stocks in Canada. Dividend investing is a popular strategy these days, especially with low-interest rates and ...
Posted: Oct 16 2017 @ 7:30 AM
This is a guest post from Amanda who has an inspirational financial story to share.  Their single-income family of four currently lives in Vancouver and building wealth through the traditional methods of saving and investing.  Here is their journey towards financial freedom by the age of 50. When FT asked if I’d like to share our story, I jumped at the opportunity. I hope that in sharing our journey to financial ...
Posted: Oct 10 2017 @ 6:30 AM
For regular followers of MDJ, you will know that I’m a fan of both index and dividend investing.  I use index investing for long-term, hands off portfolios, such as my spouses RRSP and LIRA (from her commuted defined benefit pension), and my children’s education fund. Related:  6 Ways to Index Your Portfolio I use the dividend growth investing strategy to produce growing passive income to one day achieve financial independence – ideally sooner ...
Posted: Oct 02 2017 @ 3:30 AM
In the last few financial freedom updates, I talked a little about my spouse leaving her full-time work.  While there was a bit of financial juggling to do, there was one major decision that we had to make with regards to her pension. We had to decide on either leaving her defined benefit pension in place or taking the lump sum (commuted value) and investing it ourselves in a locked-in retirement ...
Posted: Sep 25 2017 @ 3:30 AM
Electric vehicles (EV) are slowly becoming more accepted and perhaps even becoming mainstream. Being a technology and money geek, the idea of using owning an electric vehicle has me intrigued and even a little excited.  There aren’t a lot of options for electric vehicles, but it looks like 2018 will offer a number of options for consumers. Why do I like electric vehicles so much?  One main reason – efficiency!  They ...
Posted: Sep 18 2017 @ 3:30 AM

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