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Jonathan Ping

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My Money Blog
General Finance
Early Retirement, Investing
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Blogger Bio

United States
Life stage:
DIK (Dual Income, Kids)

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Latest Blog Posts

Amazon Audible has an improved promotion where you can get a free 1-month trial to Audible that includes 2 audiobook credits (usually only 1 audiobook credit). Even if you are not a new member, try clicking anyway as it worked for me and I had a previous trial Audible membership. Here’s what you should see after clicking on “Start your free trial” and logging into ...
Posted: Jul 21 2017 @ 2:52 AM
Need a break from the charts? Morgan Housel has an insightful article Let Me Convince You To Save Money that includes no historical data, no survey results, no fancy infographics. Read the whole thing, but here’s my favorite excerpt: But the best reason to save is to gain control over your time. Everyone knows the tangible stuff money buys. The intangible stuff is harder to wrap your head ...
Posted: Jul 20 2017 @ 3:06 AM
The Citi ThankYou® Premier Card has re-launched from our partner Citi, with an improved sign-up bonus and purchase rewards structure. You can now earn 50,000 bonus points after spending $4,000 in purchases within the first 3 months of account opening.  The highlights: Earn 50,000 bonus points after spending $4,000 in purchases within the first 3 months the account of account opening.* 50,000 ThankYou® Points are redeemable for $625 in airfare on any airline, ...
Posted: Jul 18 2017 @ 8:14 PM
My strategy for saving money on shaving is simple. I buy a bunch of razors once every 2 years, and use one razor per month. I try not to pay more than $1 per razor, so my total shaving bill is under $12 a year. To make sure they stay comfortable, I dry thoroughly after each use (some people use alcohol or mineral oil). ...
Posted: Jul 18 2017 @ 8:06 PM
The Principal Financial Group surveyed “younger” retirement plan participants ages 23-51 who contributed at least 90% of the annual 401(k) maximum limit. That means they put away at least $16,200 each (limit was $18,000 for 2016/2017). These “young super savers” made savings a high priority, so they were asked about the areas in which they made sacrifices. Here are some of the top answers: Cars. ...
Posted: Jul 18 2017 @ 2:43 AM
JetBlue Airlines has a free status match program where they will upgrade you to JetBlue Mosaic status if you have elite status with another airline loyalty program. Here are the qualifying levels at other airlines: Virgin America: Elevate Silver, Gold Alaska Airlines: Mileage Plan MVP Gold or MVP Gold 75k American Airlines: AAdvantage Platinum, Platinum Pro, Executive Platinum® Delta: SkyMiles Medallion Silver, Gold, Platinum or Diamond Southwest Airlines: Rapid Rewards® A-List Preferred or Companion ...
Posted: Jul 18 2017 @ 12:35 AM
The US stock market maintains its bull run, you keep seeing different ways of saying the same thing. This valuation metric divides the price of the S&P 500 stock index by the median US hourly wage. In other words, how many hours of work does it take to buy a unit of the S&P 500? Answer: More hours of work than even at the ...
Posted: Jul 16 2017 @ 11:58 PM
Choice Hotels is also offering a public free status match to Gold or Platinum Elite status from another hotel program. Potential perks include point bonuses on qualifying stays, longer booking windows for reward nights, and a free welcome gift. If you status match between July-December, you’ll get up to Elite Platinum level for the rest of this current year and the following year. ...
Posted: Jul 16 2017 @ 11:53 PM
What would you do if you knew that skipping that morning $4 coffee/muffin combo every day would get you 8 months closer to financial freedom? What if I told you that buying that $40k car instead of the $25k one would only extend your working years by 3 months? That’s the entire purpose of the Pretirement app (Apple iOS/Android): A financial independence app that instantly converts spending or ...
Posted: Jul 14 2017 @ 2:24 AM
The state of Illinois narrowly avoided having their S&P credit rating dropped to “Junk” status, but their current rating is already the lowest ever for any state. Their pension promises now total over $200 billion, but they are a bit short… $120 billion short. That’s only 40 cents saved for every $1 owed. Unfortunately, your state might not be doing that much better. Here ...
Posted: Jul 13 2017 @ 2:26 AM


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