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Ed Mills

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The Millionaire Educator
Early Retirement
Start Year:

Blogger Bio

Net worth:
Chattanooga, Tennessee, United States
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Latest Blog Posts

Dreaming Is Free:  Drink It up Ladies! Summer fun greetings to all my millionaire readers.  It’s time to take a look at an expense that really used to irritate us:  our cable-internet-phone (CIP) bill.  Back in the day, we used to pay almost $2,000 a year for our various service packages, but those days are gone forever.  The last time I wrote about our CIP bill we had it down to ...
Posted: Jul 17 2017 @ 11:16 AM
Fresh Summer Blueberries and Blackberries Greetings millionaires, with half the year gone already, it’s time for a mid-year report.  We’re currently visiting family in Tifton, Georgia, and we’ll soon be taking a trip to Chattanooga to visit more relatives.  So far, the highlight of the summer has been the completion of Eduardito’s 5th-grade homeschooling program.  What a relief!  He and my wife have spent a ton of time completing A Beka Academy‘s ...
Posted: Jul 03 2017 @ 11:45 AM
My Future Advice for Eduardito. This post is for all the future millionaires who will be graduating from high school and college over the next few months.  While it’s more common to read graduation posts in May, I wanted to get this post out early before the senioritis took over completely.  (I’m sure my readers remember someone who did less then their best as they got closer to graduation.)  Hopefully, a ...
Posted: Apr 01 2017 @ 6:55 AM
$19.36 of Low-hanging Fruit FIRE’d, frugal greetings to all my millionaire readers.  (Hi Mom, Josh, and Miguel!)  Okay, as most of you already know, I’m bat-guano crazy.  Once my mind gets going on something, there’s no stopping it.  In January my mind began to percolate on how to fund $2,000 to our son’s Coverdell educational savings account.  Since we’re “retired” for now and living on a fixed income of $43,500, we don’t ...
Posted: Mar 20 2017 @ 6:55 AM
Welcome to any and all who made their way here via the Choose FI podcast.  Jonathan and Brad are in the beginning stage of building a premier FI(RE) podcast.  Take a listen my interview with them: Join My Mailing List * indicates required Name Email * Powered by MailChimp If you’d like to read more of my thoughts, here are some of my favorite blog posts: 2017 Free Money! How We Saved $250,000 by Taking “Crappy” Jobs “Crappy” Jobs II How ...
Posted: Mar 06 2017 @ 10:15 AM
  Depending on where you live and work, teacher pay varies greatly.  Occasionally, I get questions about how we managed to earn such “high” teaching salaries over the years.  When my wife and I took jobs in LaGrange, Georgia in 2002, we were pleasantly surprised by our combined salaries of $85,000.  That seemed like a ... [Read more...] ...
Posted: Feb 17 2017 @ 5:55 AM
Happy Monday, readers!  I just wanted to make you aware of my last podcast appearance at the Teach and Retire Rich podcast with Dan Otter and Scott Dauenhauer.  I also need to update our 2016 savings rate numbers that have changed due to some unexpected income on last year’s W2 forms. Teach and Retire Rich ... [Read more...] ...
Posted: Jan 30 2017 @ 10:14 AM
If you read FAQs #1 and #2, you now know how we save money and how we cover our living expenses.  In this post, I’ll explain how we invest our money as it builds up in our various plans.  How we invest our money varies depending on where it’s saved.  You probably remember from previous posts that ... [Read more...] ...
Posted: Jan 27 2017 @ 10:33 AM
If you read FAQ #1, I already know what your next questions is.  Here’s what’s going through your mind: “Gee Ed, I think the way you funnel all of your paychecks into your various savings accounts is awesome, but what the heck do you live on?  How do pay for rent, groceries, utilities, etc.?  Do ... [Read more...] ...
Posted: Jan 19 2017 @ 2:47 PM
These days saving over $100,000 a year is a given for us.  Whenever we take jobs, we are certain that we’ll save at least six figures.  You can take that to the bank.  Upon hearing such bold statements coming from two public school teachers, people are shocked and asked how the heck we do it. ... [Read more...] ...
Posted: Jan 17 2017 @ 6:44 PM


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