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Derek Sall

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Life And My Finances
General Finance
Debt, Real Estate
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Blogger Bio

Grand Rapids, Michigan, United States
Life stage:
SIK (Single Income, Kids)
Financial Analyst
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Latest Blog Posts

Did you just turn 50, deathly afraid that you’ll never be able to retire' Or maybe you’re 20 years old and just want to build up a massive amount of wealth in a short period of time.No matter where you are on your life’s journey, these steps to build rapid wealth WILL work for you.I can tell you that with confidence because my wife and I follow these exact steps, ...
Posted: Nov 22 2017 @ 3:30 AM
Are you in the market for buying a house' Or maybe you’re looking to move and you’re wondering, “Now really, how much house can I afford'“. The answer isn’t always easy because it’s a little different for everyone. But with the tips below, you’ll be able to get a quick idea of: If you should even be buying a house in the first place How much house you can actually ...
Posted: Nov 20 2017 @ 3:30 AM
Do you have life insurance' And, probably a better question is, “Do you have enough life insurance'”If you have a wife, children, or aging parents that depend on your income, then you absolutely should….and you know it. And how much life insurance should you have' The rule of thumb is to have insurance that’s 10 times your annual income. If you earn $50,000 a year, then you should have a ...
Posted: Nov 19 2017 @ 3:30 AM
Once in a while, every one of us gets the urge to splurge and pay an extra buck or two for the things we love. No matter how committed we are to our financial goals, there are few things in life that are totally worth the investment. From fitness and healthcare to upgrading your living standard, here are 5 things where spending extra serves right in the long run. 1) ...
Posted: Nov 17 2017 @ 3:30 AM
I met Alex about a year ago when he reached out to me for the first time. He had recently started a website (like I always encourage ALL of you to do) and wanted to reach out to, and help, as many people as possible. I agreed to let him write an article for me, and quite honestly, it was fantastic. Since then, he’s reached out again. And this time ...
Posted: Nov 17 2017 @ 3:30 AM
Life can be rough. Whether we like it or not, bad things will happen. It’s inevitable. People get sick Our cars break down Our kids get injuredFar too often, people are impacted by an unfortunate event, which drives them into debt. And then they do nothing… They just keep that debt around forever. This is obviously not the best plan. You’ve got to figure out how to bounce back from ...
Posted: Nov 15 2017 @ 3:30 AM
A giant net worth, a healthy savings account, thousands of dollars of cash flow each month – all of these things are benefits of debt freedom, but I wouldn’t call them the benefits. Sure, money is great and all, and it’s fantastic to not owe a soul a single penny, but the benefits of debt freedom reach farther than the typical person can actually comprehend. 9 Benefits of Debt Freedom ...
Posted: Nov 13 2017 @ 3:30 AM
Would you like to invest, but are totally intimidated by it' Or you feel like it’s just too complex for you'Wealthsimple is your answer.…AND I talked them into extending their offer with Life And My Finances readers! From now until the end of November, they’re willing to give $50 to anyone that invests $100 with Wealthsimple!! Take advantage of this while the promotion lasts. I won’t be able to talk ...
Posted: Nov 11 2017 @ 6:39 AM
I think I’ve heard it about 10 times recently, “Man, those NFL players make too much money. What makes them so fricken valuable anyway'”And…while I don’t often voice it (it’s not too popular to get into a verbal fight at work…that’s where these conversations typically come up), I think to myself, “Too much money' I’m not sure they earn enough!”Call me crazy, but I’m dead serious. Do NFL Players Make ...
Posted: Nov 10 2017 @ 3:30 AM
In case you didn’t realize this…it’s November…which means that Christmas is a month away. Do you have a huge pile of money saved up so you can buy all those future gifts with cash?? Haha, I doubt it! The good news is, it’s not too late! And lucky for you, frugality and outside-the-box thinking just ooze from my veins! Even though you’re starting a little late, let’s figure out how you ...
Posted: Nov 08 2017 @ 3:30 AM


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