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Derek Sall

Blog Info

Life And My Finances
General Finance
Debt, Real Estate
Start Year:

Blogger Bio

Grand Rapids, Michigan, United States
Life stage:
SIK (Single Income, Kids)
Financial Analyst

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Latest Blog Posts

Have you ever thought about flipping houses for some extra income? The people on TV make it look pretty easy, but is it really a viable means to making some additional dollars? Personally, it was never in our plans, but my sister and brother-in-law have made it a speedy reality. Less than three years ago, they bought their first flip house, earned more than $35,000, and have gone crazy with ...
Posted: Sep 22 2017 @ 3:30 AM
“If you contribute to a Roth 401k, all the money can be withdrawn at a later date completely tax-free. If, however, you put that same amount of money into a Traditional 401k, it will be taxed and you’ll only end up with 2/3 of your nest egg. This is why you should contribute to a Roth 401k every time.” What a crock of bull. I’ve heard Dave Ramsey say this about a ...
Posted: Sep 20 2017 @ 3:30 AM
Every company must stand out, so they never get lost in the sea of competitors and lose valuable business. There are no exceptions in this area. It’s either figure out a way to remain top of mind with customers or become a casualty. Startups aren’t excluded either, especially when statistics show that 7 in 10 of these budding business ventures fail. Other statistics reveal a grimmer picture and indicate that ...
Posted: Sep 20 2017 @ 3:00 AM
I have recently learned of an asset so great, so highly important and valued that even the Kings of this world’s greatest countries would bow down just for a piece of it. Bill Gates, Mark Zuckerberg, and Warren Buffett all drool for it. They’d buy up all of it if they could, but even they in their infinite wealth don’t have enough money to make the purchase. No, it’s not gold, ...
Posted: Sep 18 2017 @ 3:30 AM
Life insurance is one of the biggest investments that you’ll ever make for your loved ones. It’s one of the only ways that you can guarantee that your family will have the resources that your loved ones need, regardless of what happens to you. 3 Questions to Ask When Buying Life Insurance Shopping for life insurance can be a difficult task. There are several different factors that you will need to consider ...
Posted: Sep 18 2017 @ 2:00 AM
Ever watch “Miracle on 34th Street“? It’s a cute movie about Santa that I still remember from my childhood. In the movie, Santa Claus actually gets a job at Cole’s as the store Santa, where he proceeds to tell everyone about other store’s low prices on the toys they’re looking for. Initially, Cole’s management is appalled…until they realize that this brutal honesty is making loyal Cole’s buyers out of everyone. This ...
Posted: Sep 15 2017 @ 3:30 AM
One of the hardest parts about staying on top of your finances and investments is simply finding the time in the day to make sure your bills are paid, you’re saving money and you’re putting it to work for you consistently. But luckily, we live in a technology enabled world. And as a result, automating some of these recurring financial tasks is easier than ever. So that’s why I in this ...
Posted: Sep 13 2017 @ 3:30 AM
The idea was planted in our heads over two years ago. Robert, the grandson and caretaker of the woman next door, asked us if we’d ever be interested in buying the house once his grandmother passed away. “Of course!” I would always say. And we left it at that. Well about three months ago, the grandmother passed on and it was my intention to speak with Robert again to affirm that I ...
Posted: Sep 11 2017 @ 3:30 AM
August is over and I made another pretty penny here on LifeAndMyFinances.com. So how do I make my money? And I think the more important question is, “Is it possible for you to do the same thing and make money blogging too?” That’s exactly why I share my income each month. I want to: Show you that it’s absolutely possible, and Tell you exactly how I do it so you can make money too!! Boost Your Income, ...
Posted: Sep 10 2017 @ 3:30 AM
Two weeks ago, I pulled into a guy’s driveway to check out a ridiculously cheap, $1,200 Honda Civic with the intent of cleaning it up and flipping it. But….I quickly found out why it was ridiculously cheap: the headliner was missing the front bumper was black (the rest of the car was green) the hood latch was broken there was a hubcap missing and it idled so rough I thought the engine might jump right out ...
Posted: Sep 08 2017 @ 3:30 AM


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