Blogger Profile

John C.

Blog Info

Action Economics
General Finance
Early Retirement, Family
Start Year:

Blogger Bio

Net worth:
Sodus, Michigan, United States
Life stage:
DIK (Dual Income, Kids)
Nuclear Contractor
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Latest Blog Posts

In my personal life I am public as the owner of this blog, and most people who have known me longer than this blog has existed know of my passion for frugality, saving money, and microeconomics in general.  From time to time people ask me for advice or guidance, but … The post The Secret To Becoming A Millionaire appeared first on Action Economics. ...
Posted: Aug 18 2017 @ 5:30 AM
For 2016 I came just shy of hitting our 50% savings rate goal, which we missed due to needing to replace our primary vehicle and choosing to pave our driveway.  Excluding the purchase of our vehicle, we hit a rate of 47%.  For 2017 I want to hit 50%. For … The post Getting To A 66% Savings Rate appeared first on Action Economics. ...
Posted: Aug 11 2017 @ 6:17 AM
This is the first time I have looked into preschool costs, and boy is it a racket.  What really bothers me is that there is this massive cliff in affordability.  There are several preschool programs that are completely free if you qualify based on income, then there are programs that … The post Paying For Preschool: This Is Going To Be Pricey appeared first on Action Economics. ...
Posted: Aug 04 2017 @ 8:06 AM
Last month I wrote about how my brother in law just bought his first house at age 25 for $45,000 in South Bend, IN.  My sister is 34 and on the opposite end of the housing spectrum.  She lives in San Jose, CA, the tech capital of the world.  Both … The post Buying A First House, How My Sister Became A Homeowner appeared first on Action Economics. ...
Posted: Jul 28 2017 @ 11:46 AM
Newsflash; I will not buy a new car this year, or next year, and probably not the year after that.  I most likely won’t ever buy a “new” car, and I will delay replacing my current car as long as possible. My current car is worth around $1,000. As a … The post Why I Won’t Buy A New Car appeared first on Action Economics. ...
Posted: Jul 21 2017 @ 8:47 AM
  I’m all about maximizing the utility of my money, the bang for my buck so to speak.  I started out trying to cut every little expense I could find, then I worked on buying the right house with 20% down, increasing my income and savings rate, and maximizing my … The post How To Start Credit Card Point Hacking appeared first on Action Economics. ...
Posted: Jul 14 2017 @ 7:59 AM
This quarter has been intense.  I was working upwards of 80 hours a week for a good chunk of the quarter and finished up my spring nuclear outage season in mid May.  Since then I have been hanging out with the kids and Mrs. C. has been working more hours. … The post Quarter 2 2017 Financial Update appeared first on Action Economics. ...
Posted: Jul 07 2017 @ 7:00 AM
I can’t tell you how many times a day I have a thought cross my mind that I don’t have enough.  I don’t have enough cash in savings. I certainly don’t have enough in retirement funds.  I don’t have enough to pay off my house…etc.  It’s so easy to focus … The post Being Thankful For Plenty appeared first on Action Economics. ...
Posted: Jun 30 2017 @ 8:07 AM
A forest garden is just what it says, a garden in the forest.  A forest garden is designed using mostly native species to provide abundant supplies of food using perennial plants.  Over the long term a forest garden should be extremely low maintenance compared to traditional gardening methods, while providing … The post Growing A Food Forest In Michigan appeared first on Action Economics. ...
Posted: Jun 23 2017 @ 7:16 AM
Last Summer Mrs. C. and I took our kids on a trip to Universal Studios Florida.  We purchased 3 day Park to Park tickets and had a great time.  The last couple months I’ve been working on planning out vacations for the next several years and realized that I made … The post Why You Should Consider An Annual Pass To Universal Studios Florida appeared first on Action Economics. ...
Posted: Jun 16 2017 @ 7:56 AM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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