Blogger Profile

John C.

Blog Info

Action Economics
General Finance
Early Retirement, Family
Start Year:

Blogger Bio

Net worth:
Sodus, Michigan, United States
Life stage:
DIK (Dual Income, Kids)
Nuclear Contractor

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Latest Blog Posts

A forest garden is just what it says, a garden in the forest.  A forest garden is designed using mostly native species to provide abundant supplies of food using perennial plants.  Over the long term a forest garden should be extremely low maintenance compared to traditional gardening methods, while providing … The post Growing A Food Forest In Michigan appeared first on Action Economics. ...
Posted: Jun 23 2017 @ 7:16 AM
Last Summer Mrs. C. and I took our kids on a trip to Universal Studios Florida.  We purchased 3 day Park to Park tickets and had a great time.  The last couple months I’ve been working on planning out vacations for the next several years and realized that I made … The post Why You Should Consider An Annual Pass To Universal Studios Florida appeared first on Action Economics. ...
Posted: Jun 16 2017 @ 7:56 AM
I hear a lot of people say that buying a house is almost impossible to do for most millennials.  My brother in law who is 25 just bought his first house.  Unlike many of the success stories you hear about on personal finance blogs, he isn’t earning $100K nor did … The post Buying A First House; What My Brother In Law Did To Become A Homeowner At 25 appeared first ...
Posted: Jun 09 2017 @ 8:18 AM
Rock climbing walls are probably the coolest addition you can make to your backyard.   They are fun for kids of all ages and they challenge both our brains and muscles.  I had wanted to build a rock climbing wall for our kids for the past couple years, but I … The post How To Build A Rock Climbing Wall: My $150 Project appeared first on Action Economics. ...
Posted: Jun 02 2017 @ 6:52 AM
Saving money can be really difficult.  That’s why a full 2/3 of US households can’t cover a $1,000 emergency.  I’ve read hundreds of articles (and written a few) that talk about saving money by switching out your light bulbs, switching phone carriers, and of course skipping that morning latte at … The post The Top 5 Reasons You Can’t Save Money appeared first on Action Economics. ...
Posted: May 26 2017 @ 7:58 AM
The United States has not balanced the federal budget since 2001, in fact the federal budget was only balanced for 1998, 1999, 2000, and 2001 since 1970! Also, in every one of those years the budget only balanced because Social Security revenue was greater than expenditures and the government used … The post How To Balance The Federal Budget appeared first on Action Economics. ...
Posted: May 19 2017 @ 7:31 AM
I get challenged all the time on my decision to pay off my house early, and more often then not the person challenging me thinks I simply haven’t done the math which PROVES that it is a bad idea to pay off a mortgage early.  I firmly believe that having … The post Does It Make Sense To Pay Off My Mortgage? appeared first on Action Economics. ...
Posted: May 12 2017 @ 6:46 AM
Perhaps the best aspect of working as a nuclear contractor is getting to see different parts of the country.  Over the last 10 years I have gone to some amazing places, and occasionally I have learned about some too late, after I had already left the area. This list is … The post The Nuclear Contractor Travel Guide appeared first on Action Economics. ...
Posted: May 05 2017 @ 7:56 AM
Recently I’ve written a few articles that reference the Trinity study in regards to portfolio longevity and withdrawal rates.  What this study focuses on is using a set percentage for a withdrawal rate based on only the initial portfolio balance and adjusting this number for inflation, or not.  For example, … The post A Comparison of Retirement Withdrawal Strategies: What If I Retired 30 Years Ago? appeared first on Action Economics. ...
Posted: Apr 28 2017 @ 6:00 AM
In my article Building Generational Wealth I discussed how I plan to contribute $16,000 to my grandchildren at birth in order to give them a huge jump start on wealth building.  Using the rule of 72 and an assumed 8% annualized return,  $16,000 will become $74,000 at 20, $161,000 at … The post Gifting an Inheritance at Birth appeared first on Action Economics. ...
Posted: Apr 21 2017 @ 5:30 AM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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