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Blogger Profile


J.D. Roth

Blog Info

Name:
Money Boss
Category:
General Finance
Tags:
Early Retirement, Success (or Personal Development)
Start Year:
2015

Blogger Bio

Net worth:
$1,585,000.00
Location:
Portland, Oregon, United States
Age:
40s
Race:
White
Gender:
Male
Life stage:
RETIRED
Profession:
Writer

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Latest Blog Posts

It’s been a crazy couple of months for me. Since April, most of my time has been dedicated to selling our condo and buying a new home. Now, at last, the turbulent times are almost over. Kim and I closed on the condo last week, and we’ll close on the “country cottage” next Monday. On July 1st, we’ll move to the new place and a new chapter of our lives ...
Posted: Jun 15 2017 @ 2:59 PM
I’ve been frustrated lately with the quality and quantity of my work. I haven’t produced as much here at Money Boss as I would like — due largely to the fact that I’m selling one home and buying another — and what work I have produced isn’t as good as I would like. This lack of productivity has put me in a funk, which in turn makes me even less ...
Posted: Jun 07 2017 @ 4:47 PM
Long-time readers are familiar with my decade-long war on Stuff. I was raised in a cluttered home. From a young age, I was a collector. (Some might even say a hoarder!) After Kris and I got married, I began to acquire adult-level quantities of Stuff. When we moved to a larger house, I found ways to acquire even more Stuff. I owned thousands of books, thousands of comic books, hundreds ...
Posted: Jun 02 2017 @ 4:26 AM
It’s been a busy two weeks in the Rothwards household! Last Monday, Kim and I had inspections on the home we want to buy. The results weren’t good. The inspector concluded that, overall, the house shows evidence of deferred maintenance. Needed repairs have been left undone. Translation: Nearly everything related to the exterior of the home needs work. The roof needs to be replaced, as does the siding. The deck and ...
Posted: May 24 2017 @ 1:47 PM
Here’s the fourth (and final?) installment of my 2017 project to document my actual spending habits. After returning home from our year-long RV adventure, I wanted to get a feel for how much I spend each month. It doesn’t feel like I spend a lot — but is that feeling accurate? This project is an attempt to document how Kim and I actually live. Once we have some real numbers, ...
Posted: May 12 2017 @ 5:42 PM
This guest post from Claudia Pennington is part of the “reader stories” feature at Money Boss. Some stories contain general advice; others are examples of how an MB reader achieved financial success — or failure. These stories feature folks from all stages of financial freedom. Garrett and I were your typical, college-educated millennials (thanks to student loans) who purchased new cars (courtesy of auto loans) and an overpriced, pre-recession home with ...
Posted: May 07 2017 @ 9:39 AM
Recently, I’ve mentioned in a couple of articles that I aim for my savings and investments to last another thirty years. So, for instance, when I use retirement calculators to determine how long my nest egg will last, I use 78 as my projected age of death. I’ve received several questions from readers who wonder how I arrived at this number. For example, Richard wrote: I’m wondering why, in this article and ...
Posted: May 03 2017 @ 11:22 AM
Real life has been a whirlwind recently. It sometimes takes me and Kim a while to make a decision, but once we do decide, we shift into high gear. So, after nine months of discussing the idea and another month of actual planning, we’ve spent the past ten days in a mad rush to prep our home for sale. This morning, the listing for our condo went live. Buying and selling real ...
Posted: Apr 28 2017 @ 6:25 PM
Kim and I have spent the past couple of weeks hunting for a new house. While it’s true that we love many things about our current place — great neighbors, great neighborhood, great views, great walkability — we’ve come to realize that it no longer fits our lifestyle and goals. When I bought this condo in 2013, I was newly divorced and newly dating. It seemed like a sweet bachelor pad. ...
Posted: Apr 18 2017 @ 9:49 AM
Here’s the third installment in my 2017 project to document my actual spending habits. After returning home from my year-long RV adventure, I wanted to get a feel for how much I spend each month. It doesn’t feel like I spend a lot — but is that feeling correct? This project is an attempt to document how Kim and I actually live. Once we have some real numbers, then we ...
Posted: Apr 14 2017 @ 4:00 PM

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