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J.D. Roth

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Money Boss
General Finance
Early Retirement, Success (or Personal Development)
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Net worth:
Portland, Oregon, United States
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Latest Blog Posts

For the past month, my entire life seems to have revolved around repairs and maintenance on the new house. Some days, I’m the one doing the work: shoveling level ground for a planned writing shed, crawling under the house to check for leaks, pruning the overgrown hedges. Most days, however, I’m meeting with other folks: roofing contractors, siding contractors, HVAC contractors, plumbing contractors, pest control contractors. For the past thirty days, ...
Posted: Aug 10 2017 @ 4:11 PM
It’s not often that I retract an article. In the eleven-plus years that I’ve been blogging about money, I think maybe it’s happened twice before. Today marks a third instance. Yesterday, I published a piece about the difference between a half-ass homeowner and a Money Boss owner. While I stand by the points I made, I acknowledge that my delivery was overly emotional — even petty. I apologize for that. I ...
Posted: Jul 12 2017 @ 5:25 PM
Kim and I have been in our new house for ten days now. We love it. We love the charming quirkiness of it all — the low ceilings, the funky layout, the small space and lack of storage. We love the yard. We love the neighborhood. That said, there are definitely some things we don’t love. Chief among those is how poorly the previous owners took care of everything. Their motto ...
Posted: Jul 11 2017 @ 1:13 PM
Earlier this week, I published an article comparing a half-ass homeowner to a Money Boss homeowner. While the piece made some important points about maintaining your home, those points were clouded by overly emotional (even petty) comments on my part. This article is a revision of the previous piece with the negativity removed. When Kim and I bought our new house — which was built in 1948 — we knew we’d ...
Posted: Jul 11 2017 @ 1:13 PM
I know it’s been quiet around Money Boss recently, but that’s because it’s been a busy three weeks in Real Life. Kim and I spent the latter half of June packing the condo and prepping to move. Last Friday evening, we picked up the keys to our new place. We brought the animals over and spent the night. Then, on Saturday morning, we started a four-day marathon of shifting our household ...
Posted: Jul 05 2017 @ 1:14 PM
It’s been a crazy couple of months for me. Since April, most of my time has been dedicated to selling our condo and buying a new home. Now, at last, the turbulent times are almost over. Kim and I closed on the condo last week, and we’ll close on the “country cottage” next Monday. On July 1st, we’ll move to the new place and a new chapter of our lives ...
Posted: Jun 15 2017 @ 2:59 PM
I’ve been frustrated lately with the quality and quantity of my work. I haven’t produced as much here at Money Boss as I would like — due largely to the fact that I’m selling one home and buying another — and what work I have produced isn’t as good as I would like. This lack of productivity has put me in a funk, which in turn makes me even less ...
Posted: Jun 07 2017 @ 4:47 PM
Long-time readers are familiar with my decade-long war on Stuff. I was raised in a cluttered home. From a young age, I was a collector. (Some might even say a hoarder!) After Kris and I got married, I began to acquire adult-level quantities of Stuff. When we moved to a larger house, I found ways to acquire even more Stuff. I owned thousands of books, thousands of comic books, hundreds ...
Posted: Jun 02 2017 @ 4:26 AM
It’s been a busy two weeks in the Rothwards household! Last Monday, Kim and I had inspections on the home we want to buy. The results weren’t good. The inspector concluded that, overall, the house shows evidence of deferred maintenance. Needed repairs have been left undone. Translation: Nearly everything related to the exterior of the home needs work. The roof needs to be replaced, as does the siding. The deck and ...
Posted: May 24 2017 @ 1:47 PM
Here’s the fourth (and final?) installment of my 2017 project to document my actual spending habits. After returning home from our year-long RV adventure, I wanted to get a feel for how much I spend each month. It doesn’t feel like I spend a lot — but is that feeling accurate? This project is an attempt to document how Kim and I actually live. Once we have some real numbers, ...
Posted: May 12 2017 @ 5:42 PM


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