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Freedom 40 Plan

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Freedom 40 Plan
Early Retirement
Money, Budgeting, Debt, Investing, Real Estate
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Blogger Bio

Net worth:
Arlington, Virginia, United States
Life stage:
DINK (Dual Income, No Kids)
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Latest Blog Posts

I have a 2BR/1BA rental across the street that I’ve been renting for years. Recently, I’ve been thinking a lot about raising the rent. After thinking about it for weeks and weeks – that I would raise the rent on my tenants – I ended up chickening out.  What a weenie, right? My current tenants […] ...
Posted: Jun 06 2017 @ 10:25 PM
I feel like its been a pretty quiet month in the markets (or maybe I was just paying attention to other things), but low and behold, these numbers continue to slowly make their way up, up, up. I’ve recently started measuring my entire investment portfolio against the benchmark of VTSAX. This is mostly for fun, […] ...
Posted: Jun 01 2017 @ 11:55 PM
Now that we have a little one on the way, I’ve begun to spend a little time over the past couple of days trying to figure out some things related to saving for little baby Freedom 40’s college tuition. She’s not even here yet and I’m already thinking about setting her up for financial success […] ...
Posted: May 07 2017 @ 12:47 PM
This month marks the six month in a row that we’ve seen a gain to our net worth. If you take away October 2016 when we were down a piddly $82 for the month, we’d be looking at 15 months in a row of positive gains. Pretty unbelievable. And of course – mostly driven entirely […] ...
Posted: May 01 2017 @ 6:02 PM
This year I finally decided to front load my 401k for a few reasons. The first was that I read, and believed that this was a more efficient strategy for realizing larger long term gains. In essence, the longer the money is in the market, the more chance it has to grow for you. So, […] ...
Posted: Apr 10 2017 @ 6:39 AM
Despite the market being essentially flat for the month, we managed to keep making some solid gains. Much smaller than in the past few months, but even without market gains, we are able to continue the climb. How? Continued focus on savings and retirement contributions. I maxed out my 401k already, but my plan still […] ...
Posted: Apr 01 2017 @ 12:31 PM
I’ve been doing a bad job of posting any new articles lately. I had some good momentum in January, then did OK in February, but March has not gone well. Isn’t that always the way?!?!! New Year’s resolutions slowly flicker away to nothing… Well, at any rate, I need to double down and find the […] ...
Posted: Mar 27 2017 @ 8:01 PM
Everyone should take the time to do an analysis of their portfolio on at least an annual basis. Since I’m interested in this stuff, and doing this type of thing is actually fun for me, I try to do this two to four times a year. I conducted this analysis and did some re-balancing pretty recently […] ...
Posted: Mar 18 2017 @ 11:23 AM
For the few that actually read this little blog, you’ll know that I decided to front load my 401k this year by massively upping my contributions in the first few months of the year. The benefits of this approach are well documented, although still disputed in some circles. Regardless, I decided it was the way […] ...
Posted: Mar 14 2017 @ 7:54 PM
This market just keeps on going, and going, and going.   Up, Up, and Up! Unbelievable. How long can this possibly last? Most of our strong gains are all directly tied to the market. I’ll certainly take it, but I also recognize that this all may be fleeting. My plan to front load my 401k, […] ...
Posted: Mar 02 2017 @ 7:15 AM


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