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Early Retirement
Start Year:

Blogger Bio

Net worth:
Vaud, Switzerland
Life stage:
SINK (Single Income, No Kids)
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Latest Blog Posts

Dear Friend, Mustachian Post another Swiss FI blogger created 2 years ago the Blogger Saving Rate Index, this year results was published in his last post (Blogger Savings Rate Index 2016). Last year, we obtained the Silver medal with a saving rate of 44.3%, this the best rate we obtained so far. Let’s see if we can continue like that in 2017. Check-out the others Badass savers from his excellent blog. MP is inspirational ...
Posted: Jan 28 2017 @ 3:05 AM
Dear FI seeker, First of all, a HAPPY NEW YEAR to all of you! Last Friday, I had my 2016 performance review with my boss, where we discussed, the objectives achieved or not, what I should develop in 2017, etc. As usual, at the end of the discussion is the long awaiting performance rating. This … Continue reading 2016 Bonus (Variable Incentive Compensation) ...
Posted: Jan 14 2017 @ 1:57 AM
Dear All, Yesterday, I had a meeting with our banker. He proposed to start exchanging our construction credit into a fix mortgage. So far we used around 535’000 CHF out of 1mio CHF of our credit. If you remember the rate for a construction credit is 2%, therefore when my banker proposed me a mortgage rate … Continue reading Transformation of construction credit in Mortgage ...
Posted: Dec 29 2016 @ 10:17 AM
Dear all, I would like to update you on where we stand on the purchase of our apartment. So to recap it is what we paid so far: 14th of June: Account for the land purchase = 142’000 CHF 13th of October: Final payment of the land purchase + Notary fee = 175’000 CHF Meaning … Continue reading Update on the purchase of our apartment ...
Posted: Nov 02 2016 @ 9:06 AM
Dear all, I am pleased to announce that we purchased 52 shares of Roche (ROG.VX) at a cost of 233.7 CHF, including the taxes and broker fees, our new selling price is 257.9 CHF vs. 266 CHF that we had with the 110 shares we own before Considering the actual dividend distribution (8.40CHF), our 2017 dividend distribution  will be … Continue reading Portfolio Increase ...
Posted: Oct 29 2016 @ 8:39 AM
  Dear FI seeker, You may wonder why, our blog remains empty for weeks? The main and only reason is that I am so exhausted after 11-12 hours of work + having 1h30 min of commuting every day that my brain just need some rest, a good dinner with my lovely wife, some reading and … Continue reading Blogging or resting ...
Posted: Sep 10 2016 @ 9:27 AM
Dear FI, Another step in our objective to own an apartment in Switzerland, we have signed the construction contract with the architect as well as we bought the part of the land that we own based on the surface of our future apartment. I must say that we are very happy but at the same … Continue reading Yes, we have signed the contract for the building of our apartment ...
Posted: Jun 25 2016 @ 8:04 AM
Dear all, Long time not having wrote a post, but nothing really interesting happened, market is so volatile that we are hesitant to enter. anyway, we don’t have too much cash available as a big chunk of it is reserved to buy our apartment (Mortgage for our new apartment). Right, so let’s come back to the … Continue reading 2015 final tax declaration ...
Posted: May 14 2016 @ 8:18 AM
Dear all, I hope everybody, is doing fine in this fluctuating market? As you know, we are in the process of purchasing an apartment in Switzerland. 2 weeks ago, the architect office responsible of the whole project offered a discount on the remaining apartment, as it was probably difficult to sell them all. When I … Continue reading Discount on our future apartment ...
Posted: Apr 17 2016 @ 4:03 AM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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