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Alain Guillot

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Alain Guillot
Start Year:

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Net worth:
Montreal, Quebec, Canada
Life stage:
SINK (Single Income, No Kids)
Dance Teacher

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Latest Blog Posts

With my friend at the military academyMutual funds is one of the most flexible and available financial products for new investors. They are within the reach of practically any one. With as little a $25/month, anyone can get started. See my previous article about what are mutual funds. Let’s say that you decide to get started investing in mutual funds. Open your browser, type “mutual funds” and you will be presented with ...
Posted: Aug 23 2017 @ 3:53 PM
Giving a speech at local Toastmaster clubOne of the best financial instruments to get started as an investor are mutual funds. How a mutual fund operates An investment company solicits investments from many investors. Those investments can be  as small as $25 per month. This is what makes mutual fund so appealing, that it is within the reach of practically anyone who can put together a small amount of money. The money collected ...
Posted: Aug 17 2017 @ 9:14 AM
Teaching tango at University of MontrealWhat the academics say Ever since I have been reading finance books, I have been reading that Small-Cap stocks are more risky but they perform better. I see graphs, studies, etc. backing up these studies, so I decided to put it to the test. Is it true that Small-Cap perform better than Big-Caps? So I decided to put it to the test. I went to my favorite ...
Posted: Aug 04 2017 @ 11:25 AM
Differences between the Canadian and US economy I rather focus my attention on the US economy than on the Canadian economy. I see the Canadian economy as huge gas station for the US and a huge ATM machine. The biggest drivers of the Canadian economy are the oil companies and the banks. You take those two sectors from the index and there is no Canadian economy. Any Canadian investing his money in the ...
Posted: Jul 28 2017 @ 11:32 AM
Hanging out with friendsFor years I have been promotion the advantages of global diversification. My recommended portfolio Generally, I recommend a portfolio of ⅓ Canadian, ⅓ US, and ⅓ international stocks. I claim that  different countries run at different economic cycles, this means that as some countries’ economies are growing other countries’ economies are shrinking. Avoiding home bias The advantages of having a diversified portfolio of different geographical areas is that we can reduce ...
Posted: Jul 21 2017 @ 7:24 AM
Investing is like cooking, you need a recipe, good ingredients and a watchful eyeThere are a lot of similarities between investing and cooking a meal. Just like every meal should be cooked according to the taste of the person eating it, investing should be done according to the risk profile of each investor. So what are the ingredients. The principal ingredients are: Low cost ETF, preferably from Vanguard (the lowest cost leader), Some bonds, if ...
Posted: Jul 15 2017 @ 10:38 AM
On top of the Mont Royal with my French teacher. Recently my friends have been asking me about Bitcoin. The truth is that I don’t know anything about it, but I can tell you one thing, it does look like a bubble. Thinking about Bitcoin made me think about the South Sea Bubble of 1720. The South Sea Bubble of 1720 In 1711 the South Sea Company was founded. Due to its political ...
Posted: Jul 10 2017 @ 8:47 AM
Looking for great investments. I have used other people’s money in real estate and in the stock market. Other people’s money have catapulted me to out of economic stagnation. Real Estate Five years ago I heard about a website called Airbnb where people can rent their property to tourist and earn more than if they rented their properties to regular tenants. After many sleepless nights because I was constantly thinking about offering a property ...
Posted: Jul 05 2017 @ 8:53 AM
Skating in the old port.Risk Tolerance Big disclaimer. This is my personal view of the the financial world. This portfolio is ideal for someone with a VERY high risk tolerance. It has happened during the past few years that  I have shared my portfolio with people who don’t have the same risk tolerance and then start calling me when the market goes down a few points or sell their holdings at ...
Posted: Jun 30 2017 @ 10:15 AM
Gold is a dumb metal who sits there and do nothing. Gold bars don’t have sex and create more gold bars.Ever since I have I have been interested in finance, I have met people who predict the end of the monetary system as we know it. In such a horrific scenario, gold would be the only valid currency. I believe, if the world ever came to that scenario, the things ...
Posted: Jun 25 2017 @ 4:26 PM


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