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Blogger Profile


Anna Newell Jones

Blog Info

Name:
And Then We Saved
Category:
Debt
Tags:
Minimalism, Spending Fast, Spending Diet
Start Year:
2009

Blogger Bio

Location:
Denver, Colorado, United States
Age:
30s
Race:
White
Gender:
Female
Life stage:
DIK (Dual Income, Kids)
Profession:
Photographer, Author
Fave $ Books:
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Latest Blog Posts

Hi, I’m Jess from Perth, Western Australia.  I had one big goal to complete this year as I was turning 30, and that was to become debt-free. In my 20s, I made stupid financial decisions that put me $27,000+ in debt. Last year, after finally having only $5,000 to go until my loan was paid off, I decided I would take steps to finally become financially free.  It started with adopting some of the values of ...
Posted: Sep 19 2017 @ 8:00 AM
“It’s not what you look at that matters, it’s what you see.” -Henry David Thoreau Your perception is everything. Maybe you, like me, don’t live in the nicest house in the nicest neighborhood. But when I look at my home, I see all the hard work that I’ve put into it. All the literal blood, sweat and tears. I see a beautiful, small home that I’m creating with my husband and ...
Posted: Sep 17 2017 @ 8:00 AM
The first month of my Spending Fast involved a few unexpected spending speed bumps. The second month of my Spending Fast involves going on vacation. You can see the trend that is evolving here…  The first three weeks of July, I was at home in the UK wrapping up the UK school year, which ends later than it does in the US. It involved working long hours and carefully planning my gym time and meals to ensure no ...
Posted: Sep 12 2017 @ 11:14 AM
“Some of the best lessons we ever learn are learned from past mistakes. The error of the past is the wisdom and success of the future.” -Dale Turner Don’t be ashamed of your mistakes. Wear them as a badge of honor. Be up front about them. It’s empowering to admit your mistakes. You’re growing and learning. It’s not shameful to fail. We all do it. The best thing we can do ...
Posted: Sep 10 2017 @ 8:00 AM
Six years ago, I shared here about my journey out of $35,000 in credit card debt. That journey did, and still does, feel momentous, but the thing about a journey is that there’s always another place to go.   In 2011, I was okay with student loan debt and a hefty mortgage, but now, after having two more kids, I am no longer content with the status quo of perpetual payments. I am ready to tackle these two massive ...
Posted: Sep 05 2017 @ 7:22 AM
“When it is obvious that goals can’t be reached, don’t adjust the goals, adjust the action steps.” -Confucius Sometimes not meeting a goal isn’t your fault. Sometimes things happen that you could have never predicted. And that’s ok. The sooner you realize something isn’t working, the better, because you can adjust. Adjust quickly and strategically. You can still meet your goal. How are you adjusting to unforeseen problems? Chat in the comments ...
Posted: Sep 03 2017 @ 8:00 AM
I stumbled upon Anna’s blog (andthenwesaved.com) three and a half years ago when I was in my final semester of college. As I was looking for my first post-grad job, I was so discouraged by my potential income versus my mountain of debt. Although $30,000 was a pretty average amount of student loans, after I paid the first few minimum payments I realized just how long it would take to chip away at the total. I would be 35. When ...
Posted: Aug 30 2017 @ 9:41 AM
“Adopt the pace of nature. Her secret is patience.” -Ralph Waldo Emerson I’ve never been a patient person. Patience has always been difficult for me. But nothing good comes quickly. It takes time to save money. It takes effort every single day. And it takes time to achieve my goals. My new mantra is to be like nature. Her secret is patience. How are you practicing patience? Is it paying off? Talk ...
Posted: Aug 27 2017 @ 8:00 AM
I cannot believe it has been more than a year now since I picked up Anna’s book and decided we NEEDED to do a Spending Fast and, in addition, that we made it through almost a whole year of a Spending Fast.  It has been an interesting and enlightening year (to say the least), and without any further ado, here is where we landed:    Total Debt Paid off: $35,745 (SF start date Sep 1, 2016)  CC debt: $6,664 (down from $31,682)  Loans (cars and ...
Posted: Aug 24 2017 @ 9:56 AM
“A man must be big enough to admit his mistakes, smart enough to profit from them, and strong enough to correct them.” -John C. Maxwell It’s hard to learn from your mistakes. It’s embarrassing and shameful and tiring. But learning from your mistakes is an essential part of life. Admit your mistakes. Don’t be ashamed. It feels good to admit your wrongs! Profit from your mistakes by thinking of it as ...
Posted: Aug 20 2017 @ 8:00 AM

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