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Blogger Profile


Trent Hamm

Blog Info

Name:
The Simple Dollar
Category:
Frugality
Tags:
debt, budgeting, investing
Start Year:
2006

Blogger Bio

Location:
United States
Age:
40s
Race:
White
Gender:
Male
Life stage:
DIK (Dual Income, Kids)
Profession:
Blogger
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Latest Blog Posts

The past few weeks have been incredibly busy for our family. Not only has Sarah returned to teaching from her summer break, our children have also returned to school and several fall activities have begun. On top of that, a particularly nasty virus of some kind flashed through our family, bringing a consistent set of symptoms and knocking each family member (except me, somehow) out of commission for ...
Posted: Sep 20 2017 @ 10:00 AM
When my husband and I bought our first rental property in 2007, we barely knew what we were doing. We saved up a large down payment and qualified for a mortgage, then stumbled through the rest of the details without much outside help. Eventually, we found what we thought was a good property for the local rental market. Fortunately, our offer was accepted and we found renters right away. A few ...
Posted: Sep 20 2017 @ 6:00 AM
On The Simple Dollar, we’ve talked a lot about the importance of credit history and building good credit. It tends to look good on your history when you pay on time and more than the monthly minimum. But what do you do when disaster strikes, as in the recent hurricanes Harvey and Irma? How do you keep up with your credit card finances when you’re forced from your home in ...
Posted: Sep 19 2017 @ 3:15 PM
The world is beginning to embrace the idea of a cashless economy, and it’s raised some interesting questions about how we impart financial knowledge to our children. A 2015 financial literacy assessment by the Programme for International Student Assessment (PISA) found that just under 80% of young people aged 15-24 made payments online. And a 2015 Standard & Poor survey found that only 57% of U.S. adults were financially literate, with ...
Posted: Sep 19 2017 @ 12:17 PM
A few days ago, I was cleaning out the garage when I found my old set of golf clubs. Now, for those of you who aren’t aware of the full story of my financial turnaround, I used to be an avid golfer about a decade ago. I had a group of friends that I went golfing with a few times a week and I was constantly upgrading my golfing gear. ...
Posted: Sep 19 2017 @ 10:00 AM
The world of credit is positively chock-full of terms, acronyms, and industry-related jargon that might not make much sense to the untrained eye. Many terms are closely related, but used to describe different things (e.g., credit report versus credit file versus credit score). However, in other circumstances there may be several different terms that are all used to identify the same information. That is exactly the case when it comes to defining the ...
Posted: Sep 19 2017 @ 6:00 AM
You’ve heard of Buy Now, Pay Later? Some American Express-Delta cardmembers have the option to Fly Now, Earn Later. The Fly Now, Earn Later feature lets you use travel miles you haven’t yet earned, effectively giving you an advance on travel rewards. It’s available to holders of select co-branded American Express-Delta credit cards, such as the Blue Delta SkyMiles® Credit Card from American Express and the Gold Delta SkyMiles® Business Credit ...
Posted: Sep 18 2017 @ 2:27 PM
Believe it or not, the 2018 PyeongChang Winter Olympics are a mere five months away. Opening ceremonies will be held on February 9th, and the games conclude on February 25th. If you’re one of the hundreds of thousands considering a trip to the Olympiad next year, it’s best to start doing your research now, including how to finance your trip. Here are a few key questions to ask while you’re still in ...
Posted: Sep 18 2017 @ 11:40 AM
What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question.1. Pyrex blowing up in oven2. Glass versus plastic in freezer3. Simplest cold brew coffee4. Valuing old comic books5. Wikipedia trustworthiness6. Tax gain and loss harvesting7. Philosophical books about self-improvement8. Minimalism and frugality9. Organizing cupboards10. Cutting hair without ...
Posted: Sep 18 2017 @ 10:00 AM
I had a brief foray into stock market investing back in 2010. I was fresh out of college and earning my first real paycheck. I started reading about investing in earnest, and I quickly latched onto a “Bogleheads” style strategy. Those folks are followers of John Bogle, the man who created Vanguard and popularized the low-cost index fund. Due to my young age, I settled on a very aggressive, 100% ...
Posted: Sep 18 2017 @ 6:00 AM

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