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Blogger Profile


Average Joe and Jane

Blog Info

Name:
Average Joe and Jane
Category:
Early Retirement
Tags:
debt, budgeting, net worth
Start Year:
2017

Blogger Bio

Net worth:
Location:
Tampa, Florida, United States
Age:
30s
Race:
White
Gender:
Team
Life stage:
DINK (Dual Income, No Kids)
Profession:
Project Manager
Fave $ Books:
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Latest Blog Posts

A net increase of $1,500.29 to bring us to $259,222.96 Here’s the main table tracking our net worth again.   Change Explanations: 401k – $2,713.99 – Contributions and growth/loss, no real changes strategically here. HSA – $-349.36 – Normal paycheck contributions and like we predicted, a reasonable amount of spending due to an ER visit for Mrs. Jane and a bill from Mr. Joe’s wisdom tooth removal. RothIRA – $-41.14 – Stock market at work here… The investments grew a ...
Posted: Sep 01 2017 @ 5:13 PM
A net increase of $7,578.51 to bring us to $257,772.67. Healthy increases on all accounts this month. Here’s the main table tracking our net worth again.   Change Explanations: 401k – $4,433.79 – Contributions and growth, no real changes strategically here. HSA – $396.39 – Normal paycheck contributions and the first real month recently that we didn’t minus spending from the HSA account to cover some medical expenses for Mrs. Jane as she goes through pregnancy. ...
Posted: Aug 01 2017 @ 7:14 PM
We mentioned in some previous posts that we got some new appliances for a reasonable price to replace our old appliances. We measured everything to make sure it would fit before buying but did not take into account the way the doors opened on the new refrigerator. Time to do some kitchen renovations. As you can see below, the new fridge has double doors and the one that opened to the ...
Posted: Jul 25 2017 @ 1:02 PM
A net increase of $6,840.24 to bring us to $250,114.16! We’ve passed the quarter million milestone! Here’s the main table tracking our net worth again.   Change Explanations: 401k – $5,429.17– The larger contributions and a small rise in the market make up this growth. HSA – $82.40 – Normal paycheck contributions minus spending from the HSA account to cover some medical expenses for Mrs. Jane as she goes through pregnancy. Next month there is likely to ...
Posted: Jul 01 2017 @ 9:08 PM
So we got a new car for free! It’s a 2005 Hyundai Elantra with 99,000 miles on it. This will allow us to get rid of Mr. Joe’s 1997 Acura Integra that has 210,000 miles on it. Here’s what the Integra looks like: So the Integra was getting a bit old and was having some reoccurring maintenance issues that made us start the search for a “new” car. It’s issues: Leaking oil at a rapid pace. ...
Posted: Jun 14 2017 @ 8:00 AM
A net increase of $744.23 to bring us to $243,303.92 Here’s the main table tracking our net worth again.   Change Explanations: 401k – $3,859.67– One piece of news here is that Mr. Joe increased his 401k contribution rate such that he will maximize his allowable contributions. In other words, increased it to $18,000 a year. It’s kind of a guess exactly how much he’ll contribute as he’s only allowed to select a percentage contribution ...
Posted: Jun 01 2017 @ 8:05 PM
This has probably been the longest we’ve gone without posting. It’s just been an incredibly busy month with baby stuff, a new car (more below), and some vacation planning. Baby Stuff What a month this has been. We had a scare which involved an ER trip and luckily everything has worked out fine and there aren’t any issues with the little one. We also found out that we’re having a girl! We’re both very exited ...
Posted: May 30 2017 @ 5:50 PM
A net increase of $2,923.78 to bring us to $242,559.69 Here’s the main table tracking our net worth again. We added another line to track Mr. Joe’s equity bonus award. It vests in 3 years so if he leaves his company before then it’s worthless.   Change Explanations: 401k – $3,707.58– Normal contributions and growth. HSA – $479.06 – Normal paycheck contributions minus spending from the HSA account to cover some medical expenses for Mrs. ...
Posted: May 02 2017 @ 5:26 PM
So in our continuing effort to cut our expenses in reasonable methods we decided that at the end of our current TV contract we would cut the cord and get rid of cable TV. This is a long post but it contains a lot of info. This won’t cover every possibility and if you have questions please ask. Our intent was to give some background about the different options and ...
Posted: Apr 18 2017 @ 10:28 AM
A net increase of $34,217.83 to bring us to $239,635.91 Here’s the main table tracking our net worth again. We’ve added some pretty graphs to the bottom of the post: Change Explanations: 401k – $8,125.27 – With the large bonus that Mr. Joe got this month, there was an additional ~$1,500 in contributions this month that were unusual. HSA – $5,809.56 – Normal paycheck contributions here. Also some spending from the HSA account to cover some ...
Posted: Mar 31 2017 @ 10:24 PM

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