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Racing Towards Retirement
General Finance
Baby Boomer
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Net worth:
New Orleans, Louisiana, United States
Life stage:
DIK (Dual Income, Kids)
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Latest Blog Posts

Have you always wanted to stock, but never had enough money to invest?  Have you heard about people getting rich via Apple?  Do you love your iphone and want to buy the company?  Well, today is your lucky day. Stockpile, an online stock broker I wrote about earlier this year, is giving away $5.00 worth of Apple stock. Today is the last day, so get yours while the getting is ...
Posted: Sep 16 2017 @ 2:04 AM
Many of us have read about how "John" saved an amount of money every year from the time he was twenty until the time he was thirty, and then never saved another penny, but, when ready to retire, he had more money than "Mike" who saved the same amount of money every year from the time he was thirty until the time he was sixty.  That definitely makes you think ...
Posted: Sep 16 2017 @ 1:50 AM
It seems that every time I turn around, someone is trying to sell me insurance of one type or another.  It doesn't take a genius to figure out that the ones selling are making money--why else would they do it--but does it make sense for me? What Is Insurance? No matter the type or who sells it, insurance is a risk management tool.  Insurance takes an unknown and turns it into ...
Posted: Sep 09 2017 @ 1:27 AM
Especially here in the Gulf South, Americans spent the last week watching as Houston flooded, and, as Americans usually do in times of crisis, we now want to flood Houston and its neighbors with help.  As a resident of the New Orleans area who lived through the aftermath of Hurricane Katrina, I feel qualified to give a little advice. Don't Rush I know it is heartbreaking to see people trudging through floodwaters ...
Posted: Sep 02 2017 @ 12:46 AM
Did you ever take Economics in school?  I'm not talking about personal finance, I'm talking about Economics--the study of money. One of the topics studied in Economics is the law of supply and demand and I thought I'd take a look at that law today. Basically, the law of supply and demand is the way prices are set in a totally free economy.  Let's take something simple--I make these really cute Christmas ...
Posted: Aug 26 2017 @ 1:20 AM
I have a confession to make:  I am more than a couple of pounds overweight.  In fact, I've fought a weight battle my entire adult life.  Every so often I get sick and tired of the way I look and feel and then do something about it, but I'm the classic yo-yo dieter--and on every pass the low weight gets higher.  Of course, aging doesn't help with that, and the ...
Posted: Aug 19 2017 @ 12:57 AM
One trick to getting your money's worth with any purchase is to buy enough product to meet your needs, and not more.  If TV is your major source of entertainment, the big-screen, all the bells and whistles model may bring you a lot of pleasure.  If you watch it an hour or two a month, just about anything will probably be fine. If sitting at an antique table set with beautiful ...
Posted: Aug 12 2017 @ 11:51 AM
I've seen a lot of blog articles over the years praising certain banks and offering handy affiliate links that allow readers to open accounts, and bloggers to be paid commissions.  I have nothing against bloggers making money, and I'm certainly open to earning more of it.  However, you will not find any affiliate links in this post, nor will I be paid for writing it. Years ago I wrote an article ...
Posted: Jul 29 2017 @ 12:53 AM
One way many people make ends meet, or gain extra cash for investments or luxuries is via "side-hustles", jobs they do when not at their regular employment.  One such side-hustle that has been around for years is direct sales, otherwise known as "Multi-Level Marketing".What Is Multi-Level Marketing? Multi-Level Marketing is a business model wherein the company's products are sold directly from one person to another, without a physical store.  The sales ...
Posted: Jul 21 2017 @ 9:16 PM
Hard to believe another year is half over.  Since it seems to be the thing to do for financial bloggers, I'll take a look at how this year has gone. This is the year we are learning how expensive new(ish) cars are.  We unexpectedly ended up buying an almost new car Labor Day weekend last year, and since we had just cleaned out our account buying a used car for my ...
Posted: Jul 14 2017 @ 10:34 PM


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