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Racing Towards Retirement
General Finance
Baby Boomer
Start Year:

Blogger Bio

Net worth:
New Orleans, Louisiana, United States
Life stage:
DIK (Dual Income, Kids)
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Latest Blog Posts

I suppose I should keep you in suspense and make you read to the bottom of the article to find out why I am pulling my money out of Lending Club and Prosper, but I'll break the rules and tell you up front:  I am pulling my money out of Lending Club and Prosper because I'm losing money.What Are Prosper and Lending Club'Prosper and Lending Club are "Marketplace Lenders" or ...
Posted: Nov 11 2017 @ 2:44 AM
Money Confidence About the Book: When it comes to money, hope is not a strategy. Toughen up, take action, and keep what's yours! Have you, like many women, put off organizing your financial life? You know you want independence, you know you want to save, and you know you want a solid retirement. But if you're overwhelmed at the thought of where and how to begin, you're not alone. You may have been ...
Posted: Nov 04 2017 @ 1:59 AM
The Motley Fool Investment Guide About the Book: A completely revised and updated edition of an investing classic to help readers make sense of investing today, full of “solid information and advice for individual investors” (The Washington Post). Today, anyone can be an informed investor, and once you learn to tune out the hype and focus on meaningful factors, you can beat the Street. The Motley Fool Investment Guide, completely revised and updated ...
Posted: Oct 28 2017 @ 12:39 AM
As the calendar flips yet another page, I realize that the race to retirment is more than just a blog title.  Time is passing, people are dying, and I'm getting older.  All the more reason to save for the future and to think about the time in my life when I won't get up in the morning and head for the office.As anyone who has any amount of money in ...
Posted: Oct 21 2017 @ 12:07 AM
While many people have a work-based retirement plan of one sort or another, that plan may not be all you need to prepare for retirement.  Today we are going to take a look at Individual Retirement Accounts--accounts that you fund but which the government helps you with by deferring or foregoing taxes.Rollover IRAs: When you leave an employer that has a 401(k) or similar plan, you are offered the opportunity to ...
Posted: Oct 14 2017 @ 12:07 AM
Work-based Defined Benefit Program: Unless you work for the governement or a non-profit, you are unlikely to have this available to you.  These are traditional pensions where employers contribute on behalf of employees and guarantee to pay a specific benefit for the life of the employee, based on a number of factors, including the number of years employed, the average salary and the final salary.   The main advantage of these pensions is ...
Posted: Oct 07 2017 @ 12:59 AM
My Darling Daughter:I am so proud of you!  I know at times college and the years before were a struggle, but  you've made it!  You have your degree and now you are ready to make your way as a adult in this world--as soon as you find fulltime employment at a wage that will allow you to move out.  Until then you may live here in return for a token ...
Posted: Sep 30 2017 @ 12:48 AM
I enjoy participating in Financially Saavy Saturdays because I get to meet personal finance bloggers and read what they have to say.  However, the participating bloggers aren't the only ones with good advice for those looking to grow their nest eggs. This week I'm going to share some of my favorite personal finance and/or investing websites.The Motley Fool This "freemium" site covers both personal finance and investing.  While it costs $99 ...
Posted: Sep 23 2017 @ 1:54 AM
Have you always wanted to stock, but never had enough money to invest?  Have you heard about people getting rich via Apple?  Do you love your iphone and want to buy the company?  Well, today is your lucky day. Stockpile, an online stock broker I wrote about earlier this year, is giving away $5.00 worth of Apple stock. Today is the last day, so get yours while the getting is ...
Posted: Sep 16 2017 @ 2:04 AM
Many of us have read about how "John" saved an amount of money every year from the time he was twenty until the time he was thirty, and then never saved another penny, but, when ready to retire, he had more money than "Mike" who saved the same amount of money every year from the time he was thirty until the time he was sixty.  That definitely makes you think ...
Posted: Sep 16 2017 @ 1:50 AM


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