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My Debt Epiphany
Frugality/Saving, Millennial
Start Year:

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Illinois, United States
African American
Life stage:
DIK (Dual Income, Kids)
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Latest Blog Posts

Have you ever wondered how financial stress could affect your mental health? Today, I have a guest post by Kymberly “K-Rants” Akpowowo, a xennial blogger, advocate, and licensed social worker with years of experience in mental health, community administration, and advocacy. Kymberly is multi-passionate about health, politics, finance, women empowerment and many other things. She has made it her personal agenda to keep the uninformed informed. You can learn more ...
Posted: Sep 18 2017 @ 7:00 AM
This blog post is part of the World Suicide Prevention Day blog tour organized by my friend Melanie. It originally appeared on MDE last year, but I wanted to share this information again since unfortunately, quite a few people have come across this post while seeking relief from suicidal thoughts due to financial stress and hardships. If you or someone you know is feeling suicidal, please call the National Suicide ...
Posted: Sep 13 2017 @ 11:50 AM
Pretty much everyone has a cell phone these days or else they feel pretty disconnected. From texting to social networking apps, and of course making phone calls, it seems like we cannot live without them and need to have them on our person at all times. I’m not going to rant about how needy we all are when it comes to our phone. However, I do think we all need to ...
Posted: Sep 11 2017 @ 7:00 AM
I’ve come full circle guys! September 1st was my 1-year anniversary of being self-employed or my entrepreneurversary (if that’s even a thing). I lasted an entire year and not only survived but thrived as well. I can’t believe how fast these last 12 months have flown by and that’s why I just want to slow down for a bit and reflect on everything that’s happened. August 31, 2016, was my last day ...
Posted: Sep 05 2017 @ 7:00 AM
Today I have a guest post from Jen. Jen Hayes is an HR professional, frugal lifestyle blogger, and freelance writer. You may have seen here on the blog before when I interviewed her for my Debt Mindset Series. She writes about her journey toward shedding 50 pounds and $117,000 of student loan debt on her blog Frugal Millennial. Today’s college graduates face unique challenges that prior generations did not face – ...
Posted: Aug 29 2017 @ 7:00 AM
Thanks Cars.com for sponsoring this post! All thoughts and opinions are my own. Since I paid off my car loan in 2015, I haven’t talked much about smart shopping tips for car buyers, car loans, or how to set a realistic budget for a new car. I’ve truly enjoyed being car loan debt free, but I know that my current car won’t last forever. Right now it runs fine, but there ...
Posted: Aug 28 2017 @ 7:00 AM
Budgeting for day-to-day expenses and handling unexpected costs can be a challenge in itself. This is why according to the Wall Street Journal, many Americans claim they can’t afford a vacation. Going on vacation is not a necessity and you can definitely survive without one, but it’s a common luxury we all like to have and it can do wonders for your mental health. I love vacations, but I always used ...
Posted: Aug 21 2017 @ 7:00 AM
Sometimes, investing can seem like a big gamble and that’s because it is in a sense. Without a risk, there’s generally no reward. Financial spread betting is one of the many ways individuals can trade on the global financial markets. All you need to do is place a bet that a market will rise or, alternatively, that it will fall. A correct bet means the market is moving in your favor. ...
Posted: Aug 16 2017 @ 12:50 PM
One of my life-long goals as a parent aside from raising my child properly and giving him a good life is to teach my son how to avoid mistakes I made in the past so he doesn’t have to experience some of the things I had to experience. Some of those mistakes I made are money mistakes. With all mistakes you live and you learn, but if I can help people ...
Posted: Aug 14 2017 @ 7:00 AM
Last month I ran an article about ways to make money while traveling, and the tips there can be helpful to anyone focused on finances. A lot of the most financially responsible people in today’s world are hustlers, making the most of every possible opportunity to earn a little bit of spare income. And that’s just what we’re going to go over below. Before we get going, let’s be as ...
Posted: Aug 09 2017 @ 5:46 PM


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