Blogger Profile

Justin Taylor

Blog Info

Saving Sherpa
Early Retirement
Budgeting, Frugality, Investing, Travel
Start Year:

Blogger Bio

Net worth:
Boston, Massachusetts, United States
Life stage:
SINK (Single Income, No Kids)
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Latest Blog Posts

You Can’t Take It With You When You Go I’m going to start this article off a little unorthodoxly. I’m going to ask something of you, before I try to give something back. Answer this question quickly and honestly: If you knew for a fact you would die at age 50, would you save heavily or not at all? Great, now remember that answer. We’ll revisit it after I clear up ...
Posted: Oct 11 2017 @ 12:55 PM
Our Unreasonable View Of Money Why are we so bad at money?  Well maybe not YOU, because you took the time out of your day to read this, but society as a whole. There are many outrageous things that people do and do not believe in, but normally there involves some type of rationale or faith. With money, I see  that what little understanding we do have is often misguided. Today, ...
Posted: Jun 11 2017 @ 4:24 PM
Erin was nice enough to be the first person to ever send a book my way for a review. I’m glad she did because it is certainly a different take on financial literature. Erin uses a conversational style and includes lots of personal stories that really make it feel authentic. Heck, there was even a Harry Potter reference. The best thing about this book is that I finally feel like ...
Posted: May 08 2017 @ 6:44 PM
This is the nerdiest time of the year for me. I watch all year as my numbers take shape but they’re not actually final until March 31st. This just happens to be my fiscal year because I started tracking my spending April 1st 2015. When I started, I had $38,200 and an intense motivation to become financially independent. For me this passion is rooted in a desire to never miss ...
Posted: Apr 11 2017 @ 10:09 PM
Ultimate happiness is the ultimate goal. To achieve this, I’ve decided that financial independence is my means to that end. So to reach that ultimate goal, I have a lot of smaller goals along the way. These goals are set through a lot of reflection on how I want life to look after retirement. How much money do I need? Well that depends on how and where I choose to ...
Posted: Feb 20 2017 @ 4:57 PM
  Cheap. That’s probably the adjective that I get thrown at me most often. Honestly, I don’t really like it. I think there’s a huge difference between being cheap and being efficient, but that’s another blog on its own. The truth is that I have no issue spending money when I feel like I’m getting a great return on investment (ROI). And that’s to say, as long as something is useful ...
Posted: Jan 11 2017 @ 6:04 PM
Excuses. You know those dirty white lies we tell ourselves. The ones that do us absolutely no good, but allow us to sleep easy just to delay some inevitable situation and maybe even make it worse. Our culture loves excuses. It loves preparing us with the ammo to explain to others why we failed, why we didn’t have a fair chance, and why no one could possibly understand our specific ...
Posted: Aug 07 2016 @ 5:35 PM
       Finding the root of your happiness is a big part of financial independence. Once you isolate what truly makes you happy, you can then focus your spending on necessities and those areas that truly make you happy then cut out all the rest. The only reason I am so focused on financial independence is to optimize my happiness. I used a technique like the 5 Whys which is ...
Posted: Apr 29 2016 @ 3:01 PM
       So hopefully you've read my previous blog post that covered how to make the most out of business travel which laid out some nice tips to maximize those businessman perks. Also, you must read my second post that walked you through creating your budget which is honestly the most important step of all. Now you made your budget, you've paid off all debt that is charging high interest, you're getting ...
Posted: Feb 19 2016 @ 11:11 AM
 Creating a budget and documenting it are the most important parts of your financial independence journey. Without this you will never be able to calculate your spending or savings rate. Spending and savings rates are needed to calculate how much money you will need to retire and how long it will take you to reach that number. Today will not be focused on maximizing or lowering your budget instead this ...
Posted: Feb 12 2016 @ 11:29 AM


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