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Mike & Em

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Married and Harried
General Finance
Start Year:

Blogger Bio

Pittsburgh, Pennsylvania, United States
Life stage:
SIK (Single Income, Kids)
Engineer, SAHM
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Latest Blog Posts

Christmas is less than two months away. If you haven’t already started, the time for budgeting and planning is now. I know some people don’t want to even think about Christmas until December, but you need to plan ahead to keep from overspending on gifts. Two months is a decent amount of time, but honestly […] The post How to Plan and Execute Your Christmas Budget appeared first on Married and ...
Posted: Dec 13 2017 @ 6:05 AM
Christmas is a few weeks away. There are many things to do between now and the holiday. Shopping, wrapping, baking, cooking, mailing, crafting, visiting and the list goes on. AHHHHHHH! Some years I’m stressed and scrambling through Christmas Eve to finish. Other years I’m cool as a cucumber with time to spare. I remember one […] The post Simplify Your Christmas and Actually Enjoy the Holiday Season appeared first on Married ...
Posted: Dec 13 2017 @ 6:00 AM
JW at the Green Swan recently wrote about a great way to track progress towards FIRE (Financial Independence/Retire Early) that applies to any income level. He calls it the Swan FIRE Prowess Gauge. As long as you track your net worth, which we do, it’s easy to calculate. We’re not a “normal” FIRE blog (as though reaching FIRE is normal), but I like statistics so I decided to calculate our ...
Posted: Aug 16 2017 @ 11:46 PM
Let’s get a move on people! We don’t have all day. Time is Money! You’ve heard that before and probably said it, so have I. Benjamin Franklin often gets credit for the phrase, but it’s wrong. Money is time, not time is money. It’s disgraceful to say that time is money. Your time is your life. It’s the only thing that you really ever HAVE. Even someone that has no possessions, as long ...
Posted: Aug 09 2017 @ 11:00 PM
It happens to all of us at one time or another. We have good intentions when we start our shopping trip. We have a detailed list in hand and a budget set in stone, but something happens along the way that causes us to go over our budget. This has happened to me more times than I would like to admit. I have the best intentions, but as I stroll the ...
Posted: Aug 03 2017 @ 6:00 AM
The cat’s out of the bag! I am not a go getter. I would be perfectly happy spending my days reading a good book or bingeing on Netflix. Responsibility to my kids, Mike, my family, and myself have made a life of laziness an impossibility. Though I am not very organized or super productive on most days I do have moments when the stars align. Then watch out because I ...
Posted: Jul 26 2017 @ 9:54 PM
We have saved thousands of dollars by shopping at flea markets and yard sales over the years. The best part is, it’s also a fun activity for the summertime that doesn’t cost a thing if you only look around. Hunting for the right find is half the fun. We get to see interesting things, meet interesting people, and sometimes see new places. Today I’ll tell you about our top flea ...
Posted: Jul 10 2017 @ 5:00 AM
Do you want your house to look nice, but you’re working with a limited budget? Maybe you’re like me and have kids who break everything, so spending a lot of money on home decor isn’t an option. I have the answer to your problem. Create your own home decor for just a few dollars. I recently created a piece of art for our mantle. I had dreamed up what I wanted ...
Posted: Jul 06 2017 @ 5:00 AM
We have a problem. We have several personality traits and habits that combine into a perfect storm of stored craft supplies. 1) We like to create things ourselves; 2) We hate wasting materials; 3) We try to be frugal. This typically serves us well, but there is one area where it backfires: Excessive craft supplies. This post is a cautionary tale. We’re getting ready to have a yard sale, which means ...
Posted: Jul 05 2017 @ 11:00 PM
I was talking to the barber as he was cutting my hair. I mentioned that we have four kids. First he had the usual shocked reaction (Four?! Wow! You must have your hands full!). Then he said that his younger brother, who is 58, had two kids ages 3 and 6. The barber did not know how he did it. My first thought was that this would be exhausting and I’m ...
Posted: Jul 03 2017 @ 5:00 AM


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