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ESI Money
General Finance
Real Estate, Early Retirement/FIRE
Start Year:

Blogger Bio

Colorado, United States
Life stage:
SIK (Single Income, Kids)

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Latest Blog Posts

Several months ago I wrote Working the ESI Scale to Financial Independence. In that post I rated my performance in each of the three categories we discuss here — earning, saving, and investing. A couple weeks ago I had a reader send me an awesome email where he did the same thing. I just had to share it with you. Here goes: I am writing you today in great thanks for your general guidance, help ...
Posted: Aug 23 2017 @ 5:00 AM
The following is a millionaire interview I first published on a previous site. But this one has a couple different twists. First of all, this is the first interview that’s taken place with TWO millionaires — a father and a son. I had contact with the son and he offered to answer the questions with his dad. I think the results are terrific! Second, the interviewee reached out to me recently and ...
Posted: Aug 21 2017 @ 5:00 AM
This is a related post to Stop Making Money Excuses. Don’t worry, it won’t be as rant-y as that one. But it will address an objection that I come across all too often. Not Rocket Science Let’s begin with the obvious: understanding personal finance is not rocket science. The concepts needed to become wealthy are few in number and easy to understand. In fact, I’ve got the basics boiled down to three steps. You ...
Posted: Aug 18 2017 @ 5:00 AM
Now that I’ve shared how a side hustle can get you to financial independence in 10 years, I wanted to offer some suggestions on side hustles for your consideration. Of course there are thousands of ways (maybe more) to earn some extra money on the side, so I took the approach of “what would I consider doing if I wanted to start a side hustle”? I figured that if I would ...
Posted: Aug 16 2017 @ 5:00 AM
I’ve posted a ton on retirement including how to retire early as well as whether $1 million is too little to retire or not. But those posts tend to be “how to’s” with general suggestions. Today I’d like to get more specific and provide a roadmap for those wondering if they can retire or not — a way for them to calculate their numbers and see where they stand. So with that, let’s ...
Posted: Aug 14 2017 @ 5:00 AM
Here’s an issue a reader needs help with. In this case, the “reader” is me. Now that we are close to 1) having both kids far away from where we live (we are in CO and will have one kid each in VA and LA) and 2) once we have no kids at home, we’re going to travel a bit more, I’ve started to think about travel hacking. Between the four ...
Posted: Aug 11 2017 @ 5:00 AM
I’ve been writing about financial independence (FI) for many years now. More recently as I’ve dived deeper into the subject (i.e. retired and started a new blog) I’ve been considering the impact of a side hustle on FI. The bottom line: it’s pretty significant. I thought I’d detail just how important a side hustle is so those of you out there working towards FI can think about starting one. BTW, I actually prefer the ...
Posted: Aug 09 2017 @ 5:00 AM
Here’s our latest interview with a millionaire as we seek to learn from those who have grown their wealth to high heights. My questions are in bold italics and her responses follow in black. Let’s get started… How old are you (and spouse if applicable, plus how long you’ve been married)? We are 45 yrs old and have been together 20 years. Do you have kids/family (if so, how old are they)? We have four kids. ...
Posted: Aug 07 2017 @ 5:00 AM
Can you believe it’s been a year since I retired? It seems like it’s been longer (in a good way). My last retirement update was at six months and from here on out I’ll probably only have annual reviews (maybe every six months if something exciting happens). To make this summary easier to read, I’ve put my thoughts into categories. Here’s what’s happened since my six-month mark: Life I’m still very busy!!! There’s more to do ...
Posted: Aug 03 2017 @ 5:00 AM
Today we finish my list of the best 52 ways to save money. If you missed the first post or want to see my philosophy behind picking these tips, you can visit The 52 Best Ways to Save Money, Part 1. You can see the second post at The 52 Best Ways to Save Money, Part 2. As for now, we’ll continue the countdown by sharing the best 15 tips. Here they are: #15: ...
Posted: Jul 31 2017 @ 5:00 AM


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-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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