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Mr. Zero

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The Divide by Zero
Early Retirement
Money, Early Retirement, Family, Frugality
Start Year:

Blogger Bio

Net worth:
South Carolina, United States
Life stage:
SIK (Single Income, Kids)
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Latest Blog Posts

Tiananmen Square Beijing- Entrance to the Forbidden City.My marathon of travel has continued through May. One of the most enjoyable aspects of being an engineer is having the opportunity to solve problems. As I have moved up the ranks in my company, opportunities to personally lead difficult problem solving activities has decreased significantly, but on rare occasions, when the problem has large financial or customer implications, I get tapped on ...
Posted: Jun 02 2017 @ 7:24 PM
It’s been a slow month for posts but that’s because it’s been quite busy in other areas of my life.  After returning from our sailing trip to Thailand, I have been on a marathon of business travel.  In the last three weeks, I have been home with sweet Mrs. Zero a grand total of two days.  Mega-Bummer –  but my company doesn’t send me those paychecks every two weeks for ...
Posted: May 06 2017 @ 5:30 AM
Apologize for lack of posts, but we have been have been a little distracted with a sailing vacation and completion of another step towards our plans of early retirement and extended cruising aboard a sailboat.  I am also moving into a much busier time at work when I need to travel considerably more than the last few months.  I am writing this post from my hotel room overlooking the city of ...
Posted: Apr 15 2017 @ 5:25 AM
Today I am going to reveal a magic system that, if followed, will enable you to build financial wealth and lose weight!  Does that sound good?  You betcha! Full disclosure, the inspiration for this post came from a recent post on Club Thrifty that struck a nerve for me.  The author (who writes some pretty good stuff by the way), was arguing that the 50/20/30 budget that many advertise as being a ...
Posted: Mar 12 2017 @ 4:00 AM
As a kid from a middle class upbringing, I learned pretty quickly that I needed the right shoes-Reeboks, the right jeans-Guess Acid Wash, and the right church-the one’s where my friends went. Then my teen years hit and suddenly, all that conformity seemed really wrong. So I bucked that system-I got Birkenstocks and 2nd hand clothes. AND I started to believe that certain religions made people hypocrites. From then on, anything in my ...
Posted: Mar 04 2017 @ 11:43 PM
As I have mentioned in previous posts, the Zero’s path to financial independence has been driven by increasing our income, forming a lifestyle ceiling and having the patience to let compounding interest do its work.  In this post, I thought I would expound on what I have found to be the key factors for successfully growing income in my corporate job.  There are certainly many resources on this topic and ...
Posted: Mar 04 2017 @ 7:40 PM
Predictable, I know, but I couldn’t help myself.On February 25, 2017 the Zeroes achieved a milestone that seemed impossible just eight short years ago.  In fact, it was such an impossibility, that I am quite sure the idea of having a net worth of a million dollars only crossed my mind in the context of winning the lottery.  In 2009 our net worth had just crossed into the black.  That ...
Posted: Feb 26 2017 @ 11:35 PM
Don’t knock them until you try them. They are good, I promise.Within 3 months of living in Asia I had made two purchases that I never envisioned making.  First purchase was a life time supply of those Fish Peanuts with chilies and dried seaweed you can find in every 7-11 in these parts.  Ok, just kidding, I didn’t buy a life time supply, but I have bought several industrial sized boxes ...
Posted: Feb 24 2017 @ 8:11 PM
A few months ago I was at a work dinner with my boss and some executives from my company.  Over the course of dinner the discussion turned to the recent news that another executive had just announced his retirement at the tender age of 53 [Whoa.. so young.. bwah ha ha]!  At that moment I felt like the guy who needed to zip his mouth shut, apply a pad lock ...
Posted: Feb 20 2017 @ 5:03 AM
As I first started to discover the Financial Independence blogging world, I came across J-Money’s website, Rockstar Finance.  Besides being full of interesting content, one of my favorite pages on his site is the running list of the net worth of FI bloggers.  If you haven’t already, you should go check it out. The great thing about the list, besides the fact that so many people are willing to share the ...
Posted: Feb 18 2017 @ 4:05 AM


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