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The Grounded Engineer

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The Grounded Engineer
General Finance
Budgeting, Debt, Early Retirement, Investing, Millennial
Start Year:

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Net worth:
Minneapolis, Minnesota, United States
Life stage:
SIK (Single Income, Kids)
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Latest Blog Posts

One question that is often on my mind is: how much should you keep in an emergency fund' I’ve fielded this question from a few friends that know I am engulfed in the personal finance space. My wife and I also debate how much our family should keep in our emergency fund. But where should... The post How much money should you have in your emergency fund and should you invest ...
Posted: Nov 13 2017 @ 6:46 AM
Last weekend, I was doing my normal Sunday routine. I got up early with my daughter and we played for a bit. Then, I made some coffee and breakfast. We had some friends that had stayed overnight and as we were cleaning up breakfast my phone started to buzz. I had missed a call and voicemail from my local bank and I also had a text message. I read the message, ...
Posted: Nov 06 2017 @ 7:11 AM
Taking a semester “off” of college to work was one of the best decisions I made during my undergraduate career. I participated in the Co-Op program at the University of Minnesota (UMN). UMN’s Co-Op program partners with local companies that are looking for interns. The school offers credit for the students, and in return, the companies get exposure to students that they may hire down the road. If you are lucky, ...
Posted: Oct 22 2017 @ 3:53 PM
In high school when I was looking at colleges with engineering programs, I found it interesting that there were not many options to choose from. The options in Wisconsin included: UW-Milwaukee, UW-Madison, Milwaukee School of Engineering (MSOE), Marquette University, and UW-Platteville. I wanted a good education, but I was also thinking – what are the most affordable engineering schools to go to? There were good engineering schools in nearby states – ...
Posted: Oct 16 2017 @ 6:18 AM
One area of interest I had when I started my blog was to create content to help kids that are preparing for the “real world” figure out their options are after graduating high school. I am passionate about this topic because there are so many good choices that kids can pursue that don’t require a four-year degree. Kids graduating high school do not need to go to college. I am not saying that ...
Posted: Oct 09 2017 @ 6:37 AM
It is fall up here in the midwest and the leaves are beginning to turn beautiful colors. My last update was right after Father’s Day, my first Father’s Day as a Dad. This past week we celebrated my daughter’s first birthday. Our daughter is so sweet, and I thoroughly enjoyed watching her demolish her first slice of cake. Before jumping into my latest goal update, I had a stretch of about ...
Posted: Oct 02 2017 @ 6:55 AM
Today I have I guest post from Ben Luthi over at Student Loan Hero. Student Loan Hero enables you to enter in your loan information on their website to see if you can consolidate your loans to ultimately save you money. They shop companies like SOFI and LendKey to see get you into a lower interest rate. This article is targeted toward people graduating with student loans, specifically engineering graduates.  Engineering is one ...
Posted: Sep 27 2017 @ 9:13 PM
My family recently moved out of our townhome and into a single-family home back in January. About a month ago, I was spammed with an advertisement on a website I was perusing. The ad read something about lower interest rates. Back in January, the interest rates were good, but not extremely low like they were a few years ago. Without buying points, I ended up settling on a 30-year fixed mortgage ...
Posted: Sep 24 2017 @ 10:17 PM
Last week, I wrote about one strategy for accessing the funds in your retirement accounts early. This strategy is called a Roth Conversion Latter. The Roth Conversion Latter involves converting money from your Traditional IRA to your Roth IRA. In this week’s post, I tackle a second method that enables you to pull money from your retirement funds early without paying the 10% penalty. The second method is called Rule 72(t) – ...
Posted: Sep 18 2017 @ 9:55 PM
Admittedly, I’ve been complacent writing blog posts. I had a work trip and then a friends 30th birthday that consumed my last couple of weekends. But, I plan to get back in my normal routine of weekly posts and attempting to get ahead on writing. A huge shout out to some of my readers that asked if everything is OK because I hadn’t posted in awhile! This week’s post was inspired by ...
Posted: Sep 01 2017 @ 3:46 PM


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