Blogger Profile

C.Osvaldo Gomez

Blog Info

Common Core Money
General Finance
Investing, Real Estate
Start Year:

Blogger Bio

Net worth:
Oceanside, California, United States
Life stage:
DIK (Dual Income, Kids)
Fave $ Books:
Oops! We don't have this blogger's faves, yet. If this is your blog, fill out our poll here!
Fave $ Apps:
Oops! We don't have this blogger's faves, yet. If this is your blog, fill out our poll here!

(Is this your profile page? Update your info here. To update your icon, go to gravatar.com.)

Latest Blog Posts

If only we could be grateful for the things we have more often.  It's my personal belief that gratitude is the foundation of ambition.  What I mean is that if one doesn't start striving for "more" from a place of gratitude for what they already have, then they'll never be satisfied with the things they gain out of life, whether that be money, success, or both.  Their achievements will never ...
Posted: Nov 23 2017 @ 2:52 PM
What would YOU do for your adult children'  As a parent of an adult, you've already done your job, making sure your child stayed alive past the age of 18.  You've bought your kids pretty much everything they've ever needed, and still some of you have bought them almost everything they've ever wanted too!  When your child went off to college, you were there to help them with some of ...
Posted: Nov 21 2017 @ 11:23 AM
I read an alarming article about our country's racial wealth inequality yesterday at Fortune.com: Blacks and Latinos Will Be Broke in a Few Decades.  If the current trend of wealth separation between blacks, Latinos, and whites continues, by 2053 "black median families" will have ZERO wealth!  Latino "median families" will be right there with them 20 years later.  Remember from your statistic lessons that the median signifies those right in ...
Posted: Nov 19 2017 @ 2:09 PM
About 50 million people paid a penalty this past tax season for not enrolling in "Obamacare," as the Affordable Care Act (ACA) is often called.  For tax year 2017, the penalty was 2.5% of your total household adjusted gross income, or $695 per adult and $347.50 per child.  The max penalty was $2,085, so a family (2 adults) with three children or more wasn't placed into a deeper financial hole ...
Posted: Nov 17 2017 @ 8:08 PM
The Holidays are right around the corner.  We got Thanksgiving in less than two weeks, and Christmas in less than two months.  It has never been a better time to be a Jehovah Witness.  They don't celebrate crap!  And in the process they save a ton of money all year long.  It's also great if you're Jewish because Hanukkah apparently really isn't the most important holiday of the year for ...
Posted: Nov 15 2017 @ 8:41 PM
College debt is so darn terrifying to some young people that they have turned to "Sugaring" to pay for their expenses.  I learned of the term just today while watching a video on MSN Money and reading the accompanying article.  We all know some young people get into relationships with older rich men or women for the money, as opposed to love.  While I knew this was how some college students ...
Posted: Nov 13 2017 @ 11:02 PM
How many credit cards should someone own'  That's the topic of today's post.  I happen to own just two, but I erred in that the two fall within the standard, run-of-the-mill types of credit cards, high credit limits and no annual fees.  I've owned a Chase Visa Freedom card ($10,800 credit limit) since 1999!  I've also owned an Amex Everyday Card ($28,200 credit limit) since 2003.  Once in a while ...
Posted: Nov 11 2017 @ 5:26 PM
If Americans totally "got" the 401(k), there wouldn't be a need for financial companies who specialize in fixing them for people.  Did you know that as of June 30, 2017, 401(k) plans in the U.S. held an estimated $5.1 trillion in assets.  That's a big number!  It happens to represent 19% of the 26.6 trillion in U.S. retirement assets.  Here's another number for ya, in 2015, approximately 54 million American ...
Posted: Nov 09 2017 @ 4:24 PM
Purchasing a home is a symbol of middle class success.  If you're over 30-years-old and married, and you tell someone you rent, you may get some interesting reactions.  A look of concern for you is the most common reaction you'll get from the person you're talking with.  They may then ask you, "How much are you paying in rent?"  You answer them and this begets the next question: "Why not ...
Posted: Nov 07 2017 @ 5:56 PM
How's it going my peeps?  This post is inspired by a recent reading of a Cheatsheet.com article: Stock market boom and all, the poor are getting poorer in America.  I knew things were pretty bad in the U.S. with respect to wealth inequality, but not this bad!  The U.S. now has enough people living at the poverty line or below to match the entire population of Central America: 41.7 million!  Meanwhile, ...
Posted: Nov 05 2017 @ 2:05 PM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

Leave a Comment

To leave a comment about this blog, fill out the following form.