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Steve Reed

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Early Retirement
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Blogger Bio

San Jose, California, United States
Life stage:
DINK (Dual Income, No Kids)
Tech Sales
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Latest Blog Posts

Since I was a UCLA transfer, I wasn’t quite ready to leave after only two years. So, after receiving generous financial aid, I modified my schedule to extend into an extra quarter. This allowed me to graduate in December 2008 instead of June 2008. Looking back, this was pretty silly but my student loan debt ended up being a meager $14,000 so I wasn’t majorly affected by my ill-informed decision. Realizing ...
Posted: Aug 13 2017 @ 1:43 PM
“Winners focus on winning. Losers focus on winners.” -Conor McGregor The past few years I’ve come to understand just how important mindset is to becoming successful. While this blog focuses mainly on acquiring wealth and achieving early financial independence, a winner’s mindset is vital to achieving any of your goals. From a young age I’ve always been told I could do anything I set my mind to. I could go to my dream ...
Posted: Jun 17 2017 @ 4:51 PM
The past few years it has become quite popular to bash millennials. We’re losers who need to get our shit together. We’re selfish. We’re lazy. We have large amounts of student loan debt. A third of us are still living with our parents. We aren’t getting married. We aren’t even having sex. But I’m here to defend my millennial brethren! I’m an older millennial. I was born in 1986 and graduated college ...
Posted: May 28 2017 @ 12:31 PM
We’re stuck. But it’s not necessarily a bad thing. Many have called us lucky, but Sally and I have purposely set up our lives to be relatively stress-free. Let me explain. Anytime I look for a new job, I limit my search to 15-miles away at most. If you know the Bay Area, I live in San Jose. Therefore I will only work in San Jose, Santa Clara, Sunnyvale, Campbell, and a ...
Posted: May 13 2017 @ 3:24 PM
With financial independence coming at us fast, I want to get a head start on life after FIRE. My wife says I’m a dreamer and she’s right. However, I’ve turned many of my dreams into goals and accomplished them with proper planning. Below are some early retirement ideas. Most are travel, fitness, or education oriented because outside of money, that is what I enjoy. Singapore to Portugal by train When I lived in Korea ...
Posted: Mar 05 2017 @ 1:06 PM
Owning real estate is a huge commitment. A commitment I’ve never been willing to make. The first eighteen years of my life I lived in a small town about an hour outside of Sacramento. But the past twelve years I’ve lived in four major cities across three continents. Each city has its positives and negatives […] The post Why We Don’t Own Real Estate appeared first on Steveonomics. ...
Posted: Feb 19 2017 @ 4:23 PM
When I get asked the same questions regularly, I try to make posts to point people in the right direction. This is why I wrote about my investment strategy recently and have made many book recommendations in the past. It’s also why I’m writing this post on watches today. You see, I love watches. If […] The post A Watch for Any Budget appeared first on Steveonomics. ...
Posted: Jan 29 2017 @ 12:15 PM
I get a lot of questions asking about the best stocks to invest in. Full disclosure: I have no idea. The truth is, I’ve only bought one individual stock since 2010. I don’t have the patience or knowledge to beat the market consistently, so I don’t even bother trying. My wife and I save a majority of […] The post How We Invest Our Money appeared first on Steveonomics. ...
Posted: Jan 02 2017 @ 2:05 PM
If you’re a regular reader you will know that one of my 2016 goals was to increase my net worth $100,000. This was an extremely difficult task for me and my wife, especially when you consider that we don’t own real estate. However, thanks to some unexpected bonuses and the “Trump Rally” in stocks, we […] The post How to Save $100,000 in One Year appeared first on Steveonomics. ...
Posted: Dec 17 2016 @ 8:00 PM
My car broke down again last week. This is starting to become a regular occurrence and while it is annoying, I never really stress about it. I have a great mechanic and the parts are inexpensive. You see my car is old as hell. Seriously it’s a 1991 Acura Integra. With a car this old, […] The post Prius Is the Ultimate Stealth Wealth Car appeared first on Steveonomics. ...
Posted: Nov 21 2016 @ 12:12 AM


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