The past few weeks have been incredibly busy for our family. Not only has Sarah returned to teaching from her summer break, our children have also returned to school and several fall activities have begun. On top of that, a particularly nasty virus of some kind flashed through our family, bringing a consistent set of symptoms and knocking each family member (except me, somehow) out of commission for ...|
Sometimes the Handy Millennial performs a task, a task that is considered handy in the traditional sense. And since handy happens to be in the title of this site, the Handy Millennial feels compelled to share this with you.
Today, I’m going to show you how I performed my own oil change, but before I delve into the nitty, gritty, oily details, first let me share with you something that happened ...|
My old psychology professor once said, “Without properly motivating my students, the knowledge I pass on is meaningless.” He made a good point. It’s highly unlikely that we’ll achieve specific goals or get the results we want if we don’t have sufficient knowledge. It’s not impossible, but it’s extremely difficult. But no matter how [...]
The post These 3 resources will inspire you to take action today appeared first on The ...|
Welcome to The Morning Shave. We read a ton of travel articles each day for our personal research and to share the best travel tips and tricks with you. Here are the articles for Wednesday, September 20, 2017, that we think you should read. Don’t miss out on any new posts. Join our email list for the latest tips, tricks,...
The post Disney Halloween Souvenir Madness, Mastercard ID Theft Protection, More Citi Prestige Changes appeared first ...|
PeerStreet offers solid returns and low fees as well as a unique feature for stress-free real estate investing I’ve invested heavily in real estate crowdfunding over the last few years, both for solid cash flow and to diversify my direct property investments. That means, even though I’ve only invested on three platforms, I’ve reviewed dozens […]
The post PeerStreet Review of Crowdfunding Fees and Returns appeared first on Crowd 101.
Investopedia defines an investment as an asset purchased with the idea that it will provide income in the future or will be sold at a higher price. In theory, anything can be an investment but history has proven that certain things prove to be better investments than others.
The stock market is a good place to invest because it has historically offered returns that outpace inflation. People also invest in gold, ...|
Chat With Vincent Djen Last month I wrote a brief introduction regarding my passion of wanting my own clothing line. It has been a passion of mine for a long time, however, I don’t have fashion experience. What better way to learn about the process through speaking to someone with experience! Vincent Djen …
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The post An Introduction To The Fashion and Manufacturing ...|
A new dividend increase (Microsoft) for my Vrijheid Fonds.
Yesterday week Microsoft (MSFT) announced a 7.6% increase in its quarterly.
The dividend is raised from $0.39 to $0.42. The dividend pay date is December 14, 2017 to shareholders of record on November 16, 2017 (ex dividend November 15, 2017).
The new dividend amount represents an annualized dividend amount of $1.68 per share, up from $1.56. The dividend yield on current price is ...|
Prosper is the oldest peer-to-peer lending platform in the United States allowing investors to make money through micro-loans since 2006. Since its founding, Prosper has seen a lot of changes within the peer lending niche and have helped make it possible for bond-wary investors to profit with nontraditional investments. If you are looking to earn a higher rate of return than your current fixed income investments, reading this Prosper review ...|
I just bet $20,000 that a house has nothing seriously wrong with it, based on nothing more than a 10 minute walk-though by myself and my wife. Although I enjoy going to Las Vegas, I’m not usually one to make such large bets. Seattle forced me to.This Market Is So F-ing Crazy!Housing markets vary across the country. In Arizona, when we sold our house a month ago, the market was ...|
Find Little Critters Vitamins Coupons Here: $1.00 Off Lil Critters Gummy Vites Coupon
Making kids take vitamins can be difficult. So parents usually need a way for kids to want to take their vitamins.
That’s where companies like L’il Critters come into play. L’il Critters Gummy Vites are a tasty treat that kids enjoy taking. Most don’t even know they are taking a vitamin!
Plus, you can use a Lil Critters Gummy Vites ...|
Next month, I’ll make the final payment on my student loans. I’m pretty excited since I’ve been aggressively paying down my student loan debt for the past 2.5 years. I learned a lot from getting into student loan debt and it’s probably one of the reasons why I started my blog.
However, if I had to do it all over again, I probably wouldn’t have taken out student loans. Having student ...|
Today we have a guest post from Mr. Xyz who blogs with his wife at Our Financial Path. They are both in their 20s and hail from Canada. They plan to retire at 35, after ten years of blogging about their journey. In their Open Book series, Mr. and Mrs. Xyz write about their various ... [Read more...]
The post Live With Less appeared first on Freedom Is Groovy.
If you pay for internet access at home – which I imagine almost everyone reading this does – take a look at your bill. Lots of times companies will give you a base package amount and then tack on extra fees and taxes. Take a closer look at the fees. Most people can shave of […]
The post Save Ten Bucks a Month On Your Internet Bill appeared first on Married ...|
It’s not easy to save money on healthcare in the United States. The status of healthcare is up in the air and the functionality of the healthcare system is abysmal. It makes no sense and keeps costing more money. For a really good overview of all the problems and possible solutions, I highly recommend Elisabeth Rosenthal’s book, An American Sickness. It uses many, many real life examples and ends with ...|
|KNOW THE RISKS Most of us are well aware that investing, of any kind, carries some degree of risk. When we invest our hard-earned dollars, we do so on the basis that the risks associated with the investment, are identifiable, measurable and manageable. It goes without saying, the risks should be within some degree of … ...|
When the movie Speed came out in 1994, I was in year 6. I was just old enough for Mum and Dad to let me watch the M15+ rated flick and it blew my mind. One of the most iconic scenes is when the bad guy tells Keanu there’s a bomb on the bus, he has limited time to figure out the facts, perform some sick stunts, fall in love ...|
With both the Dow and the S&P 500 refusing to stop setting records, it’s nice to find some great dividend growth stocks on sale every now and then. Two existing positions in my portfolio continued to show price weakness – giving me a great opportunity to add more and lower my cost basis in the … Continue reading "New Buys: Kimberley-Clark (KMB) and Cardinal Health (CAH)"
The post New Buys: Kimberley-Clark ...|
I think everyone that has followed this site for a while probably knows that I waaaaaay married up. My wife Coral has been my best friend since we were in high school (yes we are high school sweethearts…I know, very touching). Somehow, she isn’t tired of me yet and puts up with my ridiculousness on...
The post How To Be Awesome At Handling Money With Your Spouse appeared first on ...|
|When I first discovered the FIRE (financial independence, retire early) community I didn’t even know it was a community. Always eager for a good read, I mentally grazed on the offerings of blogs around the internet. Intrigued by frugality I was naturally drawn to these blogs and news articles. Poverty was well in my past,…
Have you started thinking about next years holidays yet? I have and I am sure I’m not alone with this! The second the woolly jumpers come out and the conkers start being gathered my…
The post Top Ten Villa Holidays for 2018 appeared first on family budgeting.
How Bearish Market Changed How We Think About Stock Market You’ve made fantastic money on your current Investments; valuations are at the peak and growth hacking company talks about does not let you think about the bearish market. But after some time passes, no matter how big fan you are of stock market things starts […]
The post How to Manage a Bearish Trend in Stock Market appeared first on AlphaTrading.
This is affiliate driven content, but my purchases are real. I should not ask anyone to buy things that I do not buy. I don’t buy clothes or jewelry or healthcare food in Lazada for many valid and invalid reasons. But I am excited to explore how I could save on my daily expenses and here is what I bought in a week. Price and offers are valid as of ...|
It’s the back to school season.
It’s nearly Christmas.
It’s the last sales before Halloween.
It’s Black Friday.
There’s always a reason to go shopping.
Unfortunately, it doesn’t matter if you’ve got a very good reason. For a lot of customers, a trip to the shopping centre can have catastrophic results for their bank account. In fact, you don’t even need to go to the shopping centre. Nowadays everyone can shop comfortably ...|
Get up at 6:30 AM, write out a post, check the clock… 7:50 AM. Shower, get dressed, catch the 8:20 bus. Work at 8:40, check social media, read blogs, actually do work, go on a few walks through the sky way, do some more work, leave work around 5:15, get home around 5:45, perform some exercise, make dinner, then 7 PM, get on my personal laptop and check emails and ...|
It is few and far between, but there are times when fake products appear on Amazon or eBay. Don’t get ripped off by following these tips.
While the majority of sellers on Amazon are legit, there are some (and it really is only a few) who aren’t.
Third party sellers (independent, marketplace sellers) can sell stuff and ship it themselves without going through the Amazon process. While there is nothing wrong with this, ...|
Need fast dinner ideas due to a meal planning fail?
Maybe you burned your casserole in the oven, forgot to turn the crockpot on (or plug it in—been there), or forgot about dinner until five minutes before.
If this has happened to you, you know what happens next—you end up ordering pizza, calling for takeout, or driving to the nearest fast food joint. Well, never fear! I’m sharing some insanely fast dinner ...|
Here’s something I don’t feel like we talk about much in the personal finance sphere – you don’t need to budget ALL the time.
Let’s compare budgeting to learning how to play an instrument.
When I was 8 years old, I dragged home a trumpet from school and started being forced to practice 20 minutes a day, 5 days a week. There was a little sheet stapled to the back of my ...|
Maybe you’re finding this post because you’re curious about adding a new expense to your budget.
Or because you’ve been planning on a purchase for a long time, but are getting cold feet.
Or maybe you told someone about a thing (or an experience!) you bought, and they looked at you like you had three heads.
Not just two heads, mind you. Two heads is for normal people who would never dare spend ...|
Now that I’ve been a mom for two months, I know precisely two things: when it comes to kids, there are lots of opportunities to spend money and there are lots of opportunities to embarrass yourself. Take, for instance, the weekend I stood up in a wedding. I met the other bridesmaids at the nail salon. At the start of the session, the manicurist filled up the little glass bowl ...|
I know you've heard this one before: the narrative of "working a job you hate to buy things you don't need to impress people you don't like." It's what I've come to call the Fight Club narrative, a distinct strand of the FI movement that posits consumerism as public enemy number 1. And while it's a compelling narrative, here's my case for why it's harmful, and what we should be ...|
Dividends. Insane Growth Rates. Personal Records. Community. These aren’t just words and phrases, they are some of the common words and phrases we use to describe the dividend income summaries for so many of you in the community each month! It is now time for one of our FAVORITE posts to write each month. For those of you that are new followers. Each month we summarize as many stories and ...|
Consumers once did all of their banking with the brick and mortar banks close to their home. This meant all of their credit cards, mortgage, brokerage account, and savings and checking account all were at the same bank. With the acquisition of the online discount broker TradeKing, Ally is attempting to wind the clock back to the good ole’ days and dominate the finance world once again.
The world of online ...|
It was March 6, and I was close to giving up.
I was in the midst of my final semester of graduate school. I was interning more than 30 hours a week at a Denver magazine while completing my final deep-dive project, which turned into 250 pages of research.
My project’s May 1 deadline seemed unobtainable.
In my weekly update to my professors, which was two days late (totally out of character for ...|
Even smart doctors can do dumb things. Don’t be like that. Know about these risks.I have had the privilege of working with dozens of brilliant, caring physicians. I have learned so much from them that I feel a debt I could never pay back. One area where I did not model their behavior though is in personal finance. Many of my mentors and practice partners have done very dumb things with ...|
It has been almost exactly two years since I reviewed my life insurance policies. I am not sure what it is about September which makes me think about the topic, but it seems that almost every 2 years I take a look at the topic.
My Family’s Life Insurance Policies
I think it is important to understand and learn about the different types of life insurance policies. I may be one of ...|
When it comes to managing your income and outgoing expenses, without a budget you can quickly lose track of where your money is being spent.
No-one enjoys living from one payday to the other, so the best way to get control of your finances is to start with a budget.
Even the mention of the word can make some people cringe. But it is important to know that there are lots of ...|
Vermogensbelasting 2018 De hoogte van de vermogensbelasting wordt sinds 2017 jaarlijks vastgesteld op basis van de rentestand van de afgelopen 5 jaar en het beleggingsrendement van de afgelopen 15 jaar. Met Prinsjesdag 2017 is bekend gemaakt dat de vermogensbelasting per 2018 iets omlaag gaat. De Eerste en Tweede Kamer moeten hier eind 2017 nog haar goedkeuring […]
Het bericht Vermogensbelasting 2018 – de wijzigingen verscheen eerst op Financieel Onafhankelijk Blog.
The best budgeting software can make managing your money easy and dare I say enjoyable. Here are our top picks for budgeting apps.
When you’re constantly on the go, getting a handle on your finances can be tough. You may not have time to sit in front of your desktop or laptop, or to deal with a paper spreadsheet. That’s where budgeting apps come into play.
These apps help you keep track ...|
Can you believe we have roughly three more months until the end of 2017?
I am not ready to get older, but I am excited about all the holidays that are coming up: Halloween, Thanksgiving, Christmas, and New Year’s.
I didn’t grow up celebrating most of those holidays (maybe with the exception of the New Year’s).
Yet, I’m ready for some festivity, office parties, and days off with family.
Together with the holidays comes ...|
|In our journey to financial freedom, we face a dilemma. To reach our goals, the math does not lie; we need to either reduce our spending, or increase our income, or both! We try to increase our income with constant self-improvement and career development. For example, I studied a lot while working full time to […] ...|
To the typical rebuttal to the frugal way of life, and working toward our FI plans:
But, what if you get hit by a bus?
Well… I did, only it was a car. This is Part 4. You can catch up on Part 1, Part 2 & Part 3.
It’s been almost a year since I was run over by a car and I am still dealing with the process. It’s been unbelievably frustrating to say ...|
It’s that time again…time to see how my credit card churning experiment is going! I first posted about this in July and then provided my first update in August.
If you want to see how the experiment started, check the July post. Please read the August post if you have questions about the details of my experiment. That’s where I explain my plan for getting the cards (which may change at ...|
On September 7, 2017, Equifax (U.S.) reported that they had been breached and as many as 143 million Americans may have had their personal information stolen. Sensitive information leaked included social security numbers, birth dates, drivers license numbers, and maybe over 200,000 credit card numbers! More than a week after the U.S. breach was announced, […]
The post Equifax Hack and How to Prevent Credit and Identity Fraud appeared first on ...|
The thought of someone breaking into our house and stealing our prized possessions is a real fear that many people deal with. But most people don’t worry about their personal information getting stolen and having their credit ruined. The reality is, identity theft is growing and it needs to be taken seriously.
As more and more people turn to the internet to do their banking, investing and shopping, and as more ...|
Ever since cellular devices have been around, there have been major carriers that have provided talk, text, and or data. With the competition ramping up and customers staying with their carriers, the competition of staying loyal to the carriers have introduced several new perks.
If you belong to one of the providers below you could gain some serious perks
If you are into music, Sprint customers should be happy to know that ...|
If you allow your debts to pile up, they can draw you into a vicious debt cycle. You can try to solve the debt problems on your own by implementing some severe austerity measures such as cutting spending to the bone, and selling luxury items to free up cash. You can also look at getting assistance from a debt relief company or opt for refinancing.
If you have managed to get ...|
There are a lot of different things you’ll read when it comes to your money. The personal finance world has lots of people with many opinions. I’m one of them! But with so much out there, it can often get confusing. What do you believe? What’s true and what’s a suggestion? I don’t have all the answers. But there are a few money myths that I’ve seen come up more ...|
Hi All! I hope you are having a wonderful September week.
The Adventure Rich family is enjoying our first vacation (aka- non-family visit or staycation) since AR Jr. joined our crew over two years ago. It has been a great adventure so far and I look forward to providing details about our “fairly frugal vacation” soon.
Paying Off $55,000 of Debt
A quick snap from my morning run around Mackinac Island
In the meantime, ...|
In both your business and personal worlds, you’re likely to find that you can run into money troubles every now and again. Whether you want to be able to bridge the gap for the short terms, or learn to be a bit better with money overall, you will benefit from working to overcome whatever is thrown at you. Because when it comes to money, there are always lessons to learn; ...|