Digit.co // Free for 100 days, then $2.99/mo

| Rockstar Review | Categories: Saving
An easy way to save automatically. Connect your checking account with Digit, and it will analyze your income and expenses and transfer out small amounts of money to a savings account for you every few days it knows you won't miss. Then interact with them via text to stay on top of balances, transfers, and a host of other helpful info on your accounts.
Recommended by the following bloggers:

What Bloggers Are Saying...

"It literally puts money into savings for you without having to do a thing! I like 'em so much that I not only have been using them for over 2 years now (I've banked $10,000 so far - and I consider myself a good saver!) but I also ended up joining their board of advisors after learning how incredible their long term vision is. Imagine an app that automatically helped you in *all* areas of finance vs just one? I'm not saying, I'm just saying... ;)"
"While Digit now charges a monthly fee, it can still be a great way to save money in a set it and forget it mode."
"Yet again, I'm all about saving money. This app is another great tool for putting away a little bit of money here and there."
"I’ve seen a lot of folks say $36 a year for the service is just too much when the goal is to save money instead of spending it in fees. I totally get the perspective, but here’s the thing aside from knowing some people spend more than $36/year in fruit snacks: if the average user saves between $80 and $170 per month, the fee means the average user is now saving between $77 and $167. Is that not still a come-up one likely wouldn’t have experienced without other efforts? Even if we annualize that and say the average user saves between $960 and $2040 a year, we’re now talking about savings of $924 and $2004. I do not compute the outrage. Even if it only saves you $20/month, you’re still netting $17."
"It's like a friendly little savings buddy. I love that it texts me my checking account balances while also quietly spiriting away money to savings that I don't miss. I do other savings manually of course, but I use Digit as a fun way to painlessly save for trips. Africa is the next big one I have in mind."
"It tells me my bank balance daily and saves money for me easily"
"Automation! Love the fact that it helps me save without thinking about it."
"Automatic savings is the key and this app changes the game by doing things algorithmically."
"I love that everything is automatic. I don't have to think about transferring money over. The money Digit takes out is in small increments, which makes it easy to save more money since I don't even really notice the difference in my bank account."
"It takes all the work out of saving. I like how it works behind the scenes and takes advantage of extra money than zaps it into a rain day fund. The ap is super fast, easy to use and fun! Here's my link https://digit.co/r/I3KSm9OdUI?wn I receive a $5 referral bonus if you sign up here. Plus, you will receive the same bonus when you invite friends. It's a true win win. Some people don't like that they charge a monthly fee for this service of $2.99. I don't mind since the force me to save way more than I would on my own."
"Brainless Saving !"
"Granted, Digit doesn't pay any interest, but most people's failure to ever break out of paycheck to paycheck mode is that we just that we don't take action. Digit makes it so easy to create an emergency fund buffer. For someone who's been undisciplined most of their financial life, Digit can be one of the first steps to righting the ship."
(If you're a financial blogger and recommend (or hate?) this app, take this survey and we'll add you here!)

Leave a Comment

To leave a comment about this blog, fill out the following form.

*Many of the links to apps featured here are affiliate links. Thank you for supporting our Directory by going through them!